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Motor Carrier Safety Report

DOT #4085103 · BANGO TRUCKING

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BANGO TRUCKING

DOT# 4085103 MC# 1554997 Henderson, NV Authorized For-Hire

(702) 767-5550 bangotrucking@gmail.com 871 Coronado Center Dr #200, Henderson NV 89052

2 tractors · all leased 3 drivers

HazMat

Not enough record

Graded once the record supports it

3 yrs history · 10 roadside inspections

Checking FMCSA…

Fleet & equipment

Power units: 2
Drivers · CDL: 3 · 3
Annual miles: 1 unreliable

Type	Term	Total
Trucks	0	0
Tractors	2	2
Trailers	2	2

Registration

Registered: 06-02-2023 (3 yrs)
MCS-150 Update: 06-01-2025
FRED Score Date: Nov 08, 2026
Officer: ERIKA AVILA

Cargo

76.5

high risk

Motor Vehicles

High-Risk Cargo: Motor Vehicles

Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.

Advisory Grade — Outside the Ranked Book

Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.

Mileage Unreliable

MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).

Not enough record to grade yet.

10 inspections and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.

Similar fleets: interstate fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.

80% likely range 0.34×–1.95×

ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical

▲ Similar fleets 1.0×

Expected crashes, next 12 months

0.3 vs 0.3 for similar fleets

Likely 0–1 crashes

This motor carrier

0.3

Similar fleets

0.3

A record this thin can't pin that down: about a 1-in-5 chance it runs at Poor-level crash rates.

Ask

Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (2 power units).

What the record shows

Crash history

betterworse

Leans better, not yet proven. 0 crashes on the FMCSA record in 24 months; similar fleets have about 0.3 a year.

Roadside inspections

betterworse

Much worse than peers. Violations 2.79×, out-of-service orders 2.35× and unsafe-driving and hours-of-service violations 2.31× the rate expected for its inspections. Together they move its crash estimate +27%. It's inspected more often than most fleets its size.

Worth a closer look

From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.

Lapse in liability filings

147 days without a liability filing on FMCSA's record (Nov 19, 2025 – Apr 15, 2026) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.

Ask: what covered the fleet during the gap.
Drivers put out of service

5 out-of-service violations against drivers: 4 hours of service, 1 English proficiency (Oct 2024 – Jul 2026).

Ask: driver supervision and dispatch practices.
Driver out-of-service rate

40.0% of driver inspections end out of service vs 6.7% nationally (4 of 10). Across all its inspections, out-of-service orders run 2.35× what's expected for where and how it's inspected.

Strengths

No reportable crashes in 24 months.
No FMCSA BASIC alerts.

Data flags

Unreliable reported mileage
The motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
Estimated mileage
No usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.

Track record

FMCSA record, Oct 2024 – Sep 2026 · grade scored on Oct 1, 2023 → Oct 31, 2026

Crashes

0 fatalities · 0 injuries · 0 tow-aways

Inspections

20% clean (no violations)

Vehicle out-of-service

42.9%

3 of 7

National avg 22.3%

Driver out-of-service

40.0%

4 of 10

National avg 6.7%

Violations

10 out-of-service

Inspected more often than interstate fleets of 2–5 trucks in Nevada (about 3 in 24 months would be typical; 36% of them had none).

Inspections per quarter With an out-of-service order

vs 4,754 peer fleets

	This motor carrier	Peers
Crashes	0.000	0.039
Inspections	3.00	1.38
Violations	8.25	1.31
Critical violations	1.00	0.27

Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.

What they get cited for

33 violations · 24 months

Vehicle maintenance No alert

21 · 5 OOS

Lights 6 · Cargo securement 2 · Brakes 1 · Wheels & hubs 1 · Other parts 11
Hours of service No alert

7 · 4 OOS

No log 4 · Logbook / ELD paperwork 3
Unsafe driving No alert

4 · 0 OOS

Reckless / lane 1 · Seat belt 1 · Speeding 1 · Other 1
Driver fitness No alert

1 · 1 OOS

English proficiency 1
Drugs & alcohol No alert

0

Out-of-service violations “No alert” = under FMCSA's BASIC intervention threshold

Violations by quarter

Tap a category to show or hide it

No violation trend data

Crashes

24 months

No reportable crashes on the FMCSA record in the last 24 months.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since

Today · live FMCSA check

Checking FMCSA…

Last on FMCSA's record (May 14, 2026): $1,000,000 · PRIME PROPERTY & CASUALTY INSURANCE INC
on record since Apr 17, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Apr 2026
Cargo filing: not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
Broker or forwarder bond: required · none on file

36 months to May 14, 2026

3 liability insurers on FMCSA's record, 2 changes: EVERSPAN INSURANCE COMPANY → PRIME PROPERTY & CASUALTY INSURANCE INC (Nov 2025); UNITED FINANCIAL CASUALTY COMPANY → EVERSPAN INSURANCE COMPANY (May 2025)
5 cancellation notices filed by insurers; 3 took effect (the last Jun 20, 2025, replaced 145 days later); 2 replaced before they took effect
147 days without a liability filing (Nov 19, 2025 – Apr 15, 2026) while the authority required one; a later back-dated filing can close a lapse

Authority

FMCSA notices resolved in time: 3

Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 16, 2026)

Who insures fleets like this →

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Every insurance filing on the FMCSA record

8 filings and 8 authority events since 2023 · FMCSA record through May 14, 2026

Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.

Apr 17, 2026

PRIME PROPERTY & CASUALTY INSURANCE INC

Liability · $1,000,000 · on file

L&I to May 14, 2026
Apr 15, 2026

PRIME PROPERTY & CASUALTY INSURANCE INC

Liability · $1,000,000 · ended Apr 17, 2026 · superseded by the same policy

a cancellation notice effective May 21, 2026 came after the replacement

L&I to May 14, 2026
Mar 19, 2026

FMCSA revocation notice for the operating authority, dropped Apr 16, 2026

opened after PRIME PROPERTY & CASUALTY INSURANCE INC filed a cancellation notice (effective Apr 15, 2026)

L&I to May 14, 2026
Nov 19, 2025

Operating authority reinstated

L&I to May 14, 2026
Nov 12, 2025

PRIME PROPERTY & CASUALTY INSURANCE INC

Liability · $1,000,000 · ended Nov 19, 2025 · superseded by the same policy

a cancellation notice effective Apr 15, 2026 came after the replacement

L&I to May 14, 2026
May 12, 2025

EVERSPAN INSURANCE COMPANY

Liability · $750,000 · ended Jun 20, 2025 · cancellation notice took effect

1 month in force

L&I to May 14, 2026
May 12, 2025

Operating authority revoked (cause not stated)

L&I to May 14, 2026
Feb 15, 2025

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended May 5, 2025 · cancellation notice took effect

3 months in force

L&I to May 14, 2026
Feb 7, 2025

FMCSA revocation notice for the operating authority, dropped Feb 18, 2025

opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Mar 6, 2025)

L&I to May 14, 2026
Jan 6, 2025

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended Feb 15, 2025 · replaced by the same insurer (renewal)

a cancellation notice effective Mar 6, 2025 came after the replacement; 1 month in force

L&I to May 14, 2026
Dec 10, 2024

FMCSA revocation notice for the operating authority, dropped Dec 18, 2024

opened after UNITED FINANCIAL CASUALTY COMPANY filed a cancellation notice (effective Jan 6, 2025)

L&I to May 14, 2026
Sep 19, 2024

Operating authority granted

L&I to May 14, 2026
Sep 13, 2024

UNITED FINANCIAL CASUALTY COMPANY

Liability · $1,000,000 · ended Jan 6, 2025 · cancellation notice took effect

4 months in force

L&I to May 14, 2026
Aug 2, 2024

Broker authority revoked (cause not stated)

L&I to May 14, 2026
Sep 7, 2023

Broker authority granted

L&I to May 14, 2026
Aug 30, 2023

HUDSON INSURANCE COMPANY

Broker bond (BMC-84) · ended Aug 30, 2024 · cancellation notice took effect

12 months in force

L&I to May 14, 2026

What the terms mean

Liability filing (BIPD):: The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
FMCSA minimum:: $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
Primary / excess:: An excess filing sits on top of a primary one; together they make the total filed limit.
Replaced:: A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
Cancellation notice:: Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
Cancellation processed by FMCSA:: FMCSA itself ended the filing, for example when the authority was revoked.
Lapse:: Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
Suspended for insurance:: FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
FMCSA notice resolved in time:: Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
Suspension notice:: Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
Cargo filing:: Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
Broker bond / trust fund:: Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
Self-insurance authority:: FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
Risk retention group:: An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
FMCSA record through:: The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.

FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?

Where it happens

Loading map data…

Inspections by state

Arizona 2
Texas 2
Utah 2
Missouri 1
Montana 1
New Mexico 1
Nevada (HQ) 1

How the estimate is calculated

The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.

Forward 12-Month Risk Outlook

The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (8 power units: 2 filed, 8 seen roadside in 24 months).

Crash Outlook vs Peer Fleet

crashes per year · same scale

Average peer fleet

0.3

Actual, per year in window

0.0

Projected, next 12 mo

0.3

0 0.25 0.5

We'd expect a typical fleet of 8 power units this active to have about 0.3 crashes a year (sized from the 8 units seen roadside; 2 filed). This motor carrier recorded 0 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.3 over the next 12.

Fatal-crash risk: less than a 1% chance in the next 12 months

Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).

Track Record Used

Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026

Inside that window: 11 inspections and 0 crashes. The FMCSA record tables now hold 9 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.

Outside the scoring window

on the FMCSA record · not in this grade

Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024

Out-of-service inspection Oct 24, 2024 · NM · level 2 · 1 driver OOS · 3 violations

Why there is no grade. Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none passes. Here the 80% likely range (0.34×–1.95×) still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as widely around it as records that support a Satisfactory grade.

Confidence: Low · Z = 0.17

Satisfactory — 1.06x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.034 crashes per power-unit-year for a 8-unit for-hire fleet (pu6_9). Violations 1.27x (driver behaviour 2.31x, out-of-service 2.35x, all violations 2.79x; 11 inspections). Experience 0.83x: 0.0 decayed crashes against 0.5 expected over 36 months (credibility 0.17, a 2.58). 80% range 0.34–1.95x. Fleet sized at 8 units from roadside VINs (2 filed). Last change: older crashes rolling off.

Since the previous weekly run the risk relativity moved +3.5%, driven by older crashes rolling off the 36-month ramp.

Scoring flags MCS-150 mileage unreliable (mileage is not in the grade) Thin record (low credibility: little exposure behind the grade)

What Drives This Score

1.00× = this motor carrier's class rate

FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.

Class rate

3.4 crashes per 100 power-unit-years

8 power units (2 filed, 8 seen roadside) · 0.27 expected crashes a year

Violation relativity

1.27×

11 inspections in window

Crash experience

0.83×

0.0 decayed crashes vs 0.5 expected · credibility 0.17

Driver behaviour

2.31×

Out-of-service rate

2.35×

All violations

2.79×

0×1× class2×+

Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.

Relativity to class 1.06× (80% range 0.34–1.95×) · band Marginal → displayed Satisfactory · cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above

Full methodology · Scoring white paper · Validation study

FMCSA records

BASIC measures and every inspection, violation and crash, sortable and filterable.

FMCSA BASIC Scores

AB Property

Total Inspections

Driver Insp

Driver OOS

Vehicle Insp

Vehicle OOS

BASIC	Insp w/ Viol	Measure
Unsafe Driving	3	19.16
HOS Compliance	7	3.05
Driver Fitness	1	0.90
Controlled Substances	0	0.00
Vehicle Maintenance	7	8.90

SMS record data is sourced from FMCSA's Safety Measurement System (04-AUG-26 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.

BANGO TRUCKING

Fleet & equipment

Registration

Cargo

Worth a closer look

Track record

What they get cited for

Violations by quarter

Crashes

Insurance filed with FMCSA

Where it happens

Forward 12-Month Risk Outlook

FMCSA BASIC Scores

FMCSA Inspection Records

FMCSA Violation Records

BANGO TRUCKING

FMCSA Live Status

Fleet & equipment

Registration

Cargo

Worth a closer look

Track record

What they get cited for

Violations by quarter

Crashes

Insurance filed with FMCSA

Where it happens

Forward 12-Month Risk Outlook

FMCSA BASIC Scores

FMCSA Inspection Records

FMCSA Violation Records