BRETT CHAPPELL TRUCKING INC
FMCSA Live Status
Fleet & equipment
- Power units
- 34
- Drivers · CDL
- 31 · 30
- Annual miles
- 2.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 8 | 0 | 0 | 8 |
| Tractors | 26 | 0 | 0 | 26 |
| Trailers | 50 | 0 | 0 | 50 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (01-13-2016) · 10 yr old
- Registered
- 08-29-1990 (36 yrs)
- MCS-150 Update
- 08-11-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- BRETT CHAPPELL
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
New since the grade was set1 crash after Aug 31, 2026. Not in the grade yet.
-
Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Brakes and lightsBrakes are 9 of 22 violations (41%). Brake or light defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
-
High speeding: 5
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.118 | 0.027 |
| Inspections | 0.75 | 1.02 |
| Violations | 0.32 | 0.71 |
| Critical violations | 0.07 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
22 violations · 24 months-
Vehicle maintenance No alert15 · 7 OOSBrakes 9 · Lights 2 · Tires 2 · Cargo securement 1 · Wheels & hubs 1
-
Unsafe driving No alert7 · 0 OOSSpeeding 5 · Reckless / lane 1 · Seat belt 1
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Sep42026KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Aug202026KentuckyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
-
Aug112026KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Apr102026IllinoisInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
-
Aug192025KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Aug192025KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Mar282025KentuckyProperty damage onlyDaylight, one-way trafficway not divided.
-
Nov202024KentuckyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
3 of the 8 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
-
$750,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Apr 23, 2021 · FMCSA minimum $750,000 · no gap on FMCSA's record since Mar 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Mar 31, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
44 filings and 23 authority events since 1991 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Apr 23, 2021ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · on fileFMCSA's new system
-
Mar 29, 2021FMCSA revocation notice for the operating authority, dropped Apr 23, 2021opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Apr 23, 2021)L&I to May 14, 2026
-
Apr 23, 2018NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Apr 23, 2021 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Sep 25, 2017NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Apr 23, 2018 · replaced by another insurer7 months in forceL&I to May 14, 2026
-
Apr 23, 2017NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Sep 25, 2017 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Mar 27, 2017FMCSA revocation notice for the operating authority, dropped Apr 25, 2017opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Apr 23, 2017)L&I to May 14, 2026
-
Apr 23, 2016NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Apr 23, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Mar 28, 2016FMCSA revocation notice for the operating authority, dropped Apr 25, 2016opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Apr 23, 2016)L&I to May 14, 2026
-
Apr 23, 2015NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Apr 23, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Mar 31, 2015Operating authority reinstatedL&I to May 14, 2026
-
Mar 23, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
-
Mar 14, 2015ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Apr 23, 2015 · replaced by another insurer1 month in forceL&I to May 14, 2026
-
Mar 14, 2014ASSOCIATED INDEMNITY CORPORATIONLiability · $1,000,000 · ended Mar 14, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Oct 28, 2013NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Mar 14, 2014 · replaced by another insurera cancellation notice effective Apr 21, 2014 came after the replacement; 5 months in forceL&I to May 14, 2026
-
Oct 1, 2013FMCSA revocation notice for the operating authority, dropped Oct 28, 2013opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Oct 28, 2013)L&I to May 14, 2026
-
Aug 6, 2013NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Oct 28, 2013 · cancellation notice took effect3 months in forceL&I to May 14, 2026
-
Sep 23, 2009NORTHLAND INSURANCE COMPANYCargo · ended Apr 25, 2011 · cancellation notice took effect19 months in forceL&I to May 14, 2026
-
Sep 23, 2009NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Aug 6, 2013 · cancellation notice took effect46 months in forceL&I to May 14, 2026
-
Aug 27, 2009FMCSA revocation notice for the operating authority, dropped Sep 23, 2009opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Sep 23, 2009)L&I to May 14, 2026
-
Jun 25, 2009NORTHLAND INSURANCE COMPANYCargo · ended Sep 23, 2009 · cancellation notice took effect3 months in forceL&I to May 14, 2026
-
Jun 25, 2009NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Sep 23, 2009 · cancellation notice took effect3 months in forceL&I to May 14, 2026
-
May 29, 2009FMCSA revocation notice for the operating authority, dropped Jun 26, 2009opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Jun 25, 2009)L&I to May 14, 2026
-
Oct 23, 2008NORTHLAND INSURANCE COMPANYCargo · ended Jun 25, 2009 · cancellation notice took effect8 months in forceL&I to May 14, 2026
-
Oct 23, 2008NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Jun 25, 2009 · cancellation notice took effect8 months in forceL&I to May 14, 2026
-
Sep 26, 2008FMCSA revocation notice for the operating authority, dropped Oct 16, 2008opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Oct 23, 2008)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Tennessee 15
- Kentucky (HQ) 11
- Illinois 3
- Indiana 2
- Virginia 2
- North Carolina 1
32% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (34 power units: 34 filed, 22 seen roadside in 24 months).
We'd expect a typical fleet of 34 power units this active to have about 1.5 crashes a year. This motor carrier recorded 8 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.7 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.3 over the next 12 — about 1.5× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Inspections count through the end of the latest full month of FMCSA data. Crash reports reach FMCSA weeks late, so crashes wait 1 month more. Both enter the grade as the window moves forward each month.
- Crash Sep 4, 2026 · KY · 0 injuries, 0 fatalities · engine severity weight 1
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 7 | 2.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 4.65 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-DEC-25 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.