GARZA TRUCK LINE INC
FMCSA Live Status
Fleet & equipment
- Power units
- 4
- Drivers · CDL
- 4 · 4
- Annual miles
- 270k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 4 | 0 | 0 | 4 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 08-30-2024 (2 yrs)
- MCS-150 Update
- 09-04-2025
- FRED Score Date
- Nov 07, 2026
- Officer
- JOSE GARZA
- Officer
- JOSE GUADALUPE GARZA GARCIA
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 20% higher than similar fleets.
Similar fleets: interstate fleets of about 4 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Driver qualification2 out-of-service violations against drivers: 1 English proficiency, 1 no valid CDL (Jun 2026).Ask: driver qualification files and hiring standards.
-
Vehicle out-of-service rate40.0% of vehicle inspections end out of service vs 22.3% nationally (4 of 10).
- 1 crash in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
Track record
Inspected about as often as interstate fleets of 2–5 trucks in Texas (about 8 in 24 months would be typical; 31% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.125 | 0.043 |
| Inspections | 1.75 | 1.58 |
| Violations | 6.50 | 1.56 |
| Critical violations | 0.50 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
52 violations · 24 months-
Vehicle maintenance No alert46 · 7 OOSBrakes 14 · Lights 10 · Cargo securement 4 · Tires 4 · Wheels & hubs 3 · 11 more
-
Driver fitness No alert5 · 2 OOSEnglish proficiency 4 · No valid CDL 1
-
Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Unsafe driving No alert0
-
Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
May72025TexasProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
-
$750,000 · Palomar Specialty Insurance Companyon record since Sep 20, 2026 · FMCSA minimum $300,000 · no gap on FMCSA's record since Sep 2024
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last Sep 20, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- FMCSA notice served Aug 21, 2026 (suspension effective Sep 20, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
4 filings and 3 authority events since 2024 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Sep 20, 2026Palomar Specialty Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
-
Aug 21, 2026FMCSA suspension notice for the operating authority, effective Sep 20, 2026the authority stayed activeFMCSA's new system
-
Sep 20, 2025Palomar Specialty Insurance CompanyLiability · $750,000 · ended Sep 20, 2026 · replaced by the same insurer (renewal)12 months in forceFMCSA's new system
-
Aug 25, 2025FMCSA revocation notice for the operating authority, dropped Sep 22, 2025opened after PALOMAR SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 20, 2025)L&I to May 14, 2026
-
Sep 25, 2024Operating authority grantedL&I to May 14, 2026
-
Sep 20, 2024PALOMAR SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 20, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Sep 20, 2024NEW HORIZON INSURANCE COMPANYLiability · $750,000 · ended Oct 24, 2024 · corrected filing (made in error and replaced)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Texas (HQ) 10
- Federal inspectors 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
We'd expect a typical fleet of this size this active to have about 0.1 crashes a year. This motor carrier recorded 1 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 6.9× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.2 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- Crash May 7, 2025 · TX · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Feb 6, 2025 · TX · level 1 · 4 vehicle OOS · 14 violations
- 2 inspections with no out-of-service result — not yet scored
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 1 | 0.07 | |
| Driver Fitness | 4 | 2.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 8 | 12.44 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUN-26 – 24-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.