PROSPECT TRANSPORTATION INC
(201) 933-9999
lesterg@prospect-trans.
630 Industrial Road, Carlstadt NJ 07072-1619
49
tractors · all owned
98 drivers
4.8M mi/yr · ~97k per unit
HazMat
Not enough record
Graded once the record supports it
36 yrs history · 223 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 49
- Drivers · CDL
- 98 · 98
- Annual miles
- 4.8M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 49 | 0 | 0 | 49 |
| Trailers | 103 | 0 | 0 | 103 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (06-09-2009) · 17 yr old
- Registered
- 11-28-1990 (36 yrs)
- MCS-150 Update
- 05-31-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- MELISSA EICHHOLZ
Cargo
32.3
low risk
Liquids/Gases
Other: GASOLINE
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
223 inspections and 4 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
80% likely range 0.57×–1.63×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.2 vs 2.1 for similar fleets
Likely 0–5 crashes
This motor carrier
2.2
Similar fleets
2.1
A record this thin can't pin that down: about a 1-in-8 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (49 power units).
What the record shows
Crash history
betterworse
Leans worse, not yet proven. 4 crashes on the FMCSA record in 24 months (about 2 a year), including 1 fatal (1 death) and 3 with injuries; similar fleets have about 2.1 a year. The grade counts 14 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much better than peers. Unsafe-driving and hours-of-service violations 0.16×, out-of-service orders 0.24× and violations 0.24× the rate expected for its inspections. Together they move its crash estimate -35%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Fatal crash1 crash with 1 fatality in 24 months (most recent Mar 10, 2026).Ask: the accident register and loss runs for these crashes.
-
Injury crashes3 crashes with 5 people hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Brakes and lightsBrakes are 42 of 97 violations (43%). Brake or light defects led to 6 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Hazmat violations3 hazmat violations, 1 out of service.
Strengths
- Vehicle out-of-service rate 5.6% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 2
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
1 fatality · 5 injuries · 0 tow-aways
Inspections
223
73% clean (no violations)
Vehicle out-of-service
5.6%
12 of 216
National avg 22.3%
Driver out-of-service
0.0%
0 of 223
National avg 6.7%
Violations
97
14 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 721 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.051 | 0.019 |
| Inspections | 3.37 | 0.53 |
| Violations | 0.99 | 0.27 |
| Critical violations | 0.15 | 0.05 |
Yearly rates from the last 24 months. Peers: 20–49 power units, low-risk cargo.
What they get cited for
97 violations · 24 months-
Vehicle maintenance No alert88 · 13 OOSBrakes 42 · Lights 18 · Tires 11 · Cargo securement 1 · Steering & suspension 1 · 15 more
-
Unsafe driving No alert6 · 0 OOSReckless / lane 2 · Seat belt 2 · Speeding 1 · Other 1
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
-
Hazmat3 · 1 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar192026New YorkInjury · 1 person hurt
-
Mar102026New JerseyFatal · 1 deathDaylight, two-way trafficway divided unprotected median.
-
Jan202026New JerseyInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
-
Dec102024ConnecticutInjury · 2 people hurtDaylight, two-way trafficway divided positive barrier.
1 of the 4 crashes was fatal.
3 of the 4 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
primary $2,000,000 + excess $3,000,000 (total $5,000,000) · OLD REPUBLIC INSURANCE COMPANYon record since Apr 10, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Sep 1994
- Cargo filing
- on file · RLI INSURANCE COMPANY since Feb 1, 2024
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 2 changes: PRIME PROPERTY & CASUALTY INSURANCE INC → OLD REPUBLIC INSURANCE COMPANY (Apr 2024); OLD REPUBLIC INSURANCE COMPANY → PRIME PROPERTY & CASUALTY INSURANCE INC (Feb 2024)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jun 8, 2021)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
33 filings and 9 authority events since 1983 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
33 filings and 9 authority events since 1983 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Feb 1, 2026QBE SPECIALTY INSURANCE CORPORATIONLiability (excess) · $3,000,000 over $2,000,000 · on fileL&I to May 14, 2026
-
Feb 1, 2025ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $1,000,000 over $2,000,000 · ended Feb 1, 2026 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Apr 10, 2024OLD REPUBLIC INSURANCE COMPANYLiability · $2,000,000 · on fileL&I to May 14, 2026
-
Apr 10, 2024ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $1,000,000 over $2,000,000 · ended Feb 1, 2025 · replaced by the same insurer (renewal)10 months in forceL&I to May 14, 2026
-
Feb 1, 2024RLI INSURANCE COMPANYCargo · on file · on fileL&I to May 14, 2026
-
Feb 1, 2024PRIME PROPERTY & CASUALTY INSURANCE INCLiability · $750,000 · ended Apr 10, 2024 · replaced by another insurera cancellation notice effective May 12, 2024 came after the replacement; 2 months in forceL&I to May 14, 2026
-
Feb 1, 2024ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $1,000,000 over $1,000,000 · ended May 11, 2024 · cancellation notice took effect3 months in forceL&I to May 14, 2026
-
Feb 1, 2023OLD REPUBLIC INSURANCE COMPANYLiability · $2,000,000 · ended Feb 1, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Feb 1, 2023ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $2,000,000 over $2,000,000 · ended Apr 10, 2024 · replaced by another insurer14 months in forceL&I to May 14, 2026
-
Feb 1, 2023ARCH SPECIALTY INSURANCE COMPANYLiability (excess) · $2,000,000 over $4,000,000 · ended Mar 7, 2024 · cancellation notice took effect13 months in forceL&I to May 14, 2026
-
Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Apr 19, 2018ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $2,000,000 over $1,000,000 · ended May 19, 2018 · cancellation notice took effect1 month in forceL&I to May 14, 2026
-
Apr 1, 2018OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Feb 1, 2023 · superseded by the same policy58 months in forceL&I to May 14, 2026
-
Mar 22, 2018FMCSA revocation notice for the operating authority, dropped Apr 3, 2018opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Apr 18, 2018)L&I to May 14, 2026
-
Feb 1, 2018OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 2018 · superseded by the same policy2 months in forceL&I to May 14, 2026
-
Jan 4, 2018THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Feb 1, 2018 · replaced by another insurera cancellation notice effective Apr 18, 2018 came after the replacement; 1 month in forceL&I to May 14, 2026
-
Jan 3, 2018FMCSA revocation notice for the operating authority, dropped Jan 4, 2018opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Jan 4, 2018)L&I to May 14, 2026
-
Jul 20, 2017THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Jan 4, 2018 · cancellation notice took effect6 months in forceL&I to May 14, 2026
-
Jul 19, 2017FMCSA revocation notice for the operating authority, dropped Jul 20, 2017opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Jul 20, 2017)L&I to May 14, 2026
-
Jun 27, 2017FMCSA revocation notice for the operating authority, dropped Jul 6, 2017opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Jul 20, 2017)L&I to May 14, 2026
-
Mar 1, 2017THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Jul 20, 2017 · cancellation notice took effect5 months in forceL&I to May 14, 2026
-
Feb 2, 2017FMCSA revocation notice for the operating authority, dropped Mar 1, 2017opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Mar 1, 2017)L&I to May 14, 2026
-
Dec 26, 2016THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Mar 1, 2017 · cancellation notice took effect2 months in forceL&I to May 14, 2026
-
Mar 31, 2016HDI-GERLING AMERICAN INSURANCE COMPANYLiability · $2,000,000 · ended Dec 26, 2016 · replaced by another insurer9 months in forceL&I to May 14, 2026
-
Mar 1, 2016THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Mar 31, 2016 · replaced by another insurer1 month in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Jersey (HQ) 180
- New York 19
- Federal inspectors 10
- Florida 5
- Connecticut 4
- Delaware 1
- Massachusetts 1
- Maryland 1
Mostly inspected in its home state (81%).
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (69 power units: 49 filed, 69 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.1
Actual, per year in window
4.7
Projected, next 12 mo
2.2
0
3
6
We'd expect a typical fleet of 69 power units this active to have about 2.1 crashes a year (sized from the 69 units seen roadside; 49 filed). This motor carrier recorded 14 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 4.7 a year) — about 2.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 6% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
223 inspections
and 14 crashes.
The FMCSA record tables now hold 221 inspections and 4 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 2 inspections with no out-of-service result
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.57×–1.63×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Moderate · Z = 0.51
Satisfactory — 1.06x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.030 crashes per power-unit-year for a 69-unit for-hire fleet (pu50_99). Violations 0.65x (driver behaviour 0.16x, out-of-service 0.24x, all violations 0.24x; 223 inspections). Experience 1.64x: 4.7 decayed crashes against 2.1 expected over 36 months (credibility 0.51, a 2.03). 80% range 0.57–1.63x. Fleet sized at 69 units from roadside VINs (49 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.0 crashes per 100 power-unit-years
69 power units (49 filed, 69 seen roadside) · 2.08 expected crashes a year
Violation relativity
0.65×
223 inspections in window
Crash experience
1.64×
4.7 decayed crashes vs 2.1 expected · credibility 0.51
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.06× (80% range 0.57–1.63×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
223
Driver Insp
223
Driver OOS
0
Vehicle Insp
216
Vehicle OOS
12
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 6 | 1.10 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 53 | 1.85 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-DEC-25 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.