T J MCGEEHAN SALES & SERVICE LTD
(570) 443-8224
john.polgrean@tjmcgeehan.com
5215 North Lehigh Gorge Rd, White Haven PA 18661
20
tractors · all owned
20 drivers
1.2M mi/yr · ~59k per unit
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
35 yrs history · 17 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 20
- Drivers · CDL
- 20 · 20
- Annual miles
- 1.2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 20 | 0 | 0 | 20 |
| Trailers | 20 | 0 | 0 | 20 |
Registration
- Organization
- INDIVIDUAL
- FMCSA Rating
- Satisfactory (10-18-1991) · 35 yr old
- Registered
- 03-25-1991 (35 yrs)
- MCS-150 Update
- 03-02-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- THOMAS J. MCGEEHAN, JR
Cargo
70.1
high risk
Motor Vehicles
Other: CARS
- High-Risk Cargo
- Motor Vehicles
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 8% higher than similar fleets.
Similar fleets: interstate fleets of about 20 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.08×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.08× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
0.9 vs 0.8 for similar fleets
This motor carrier
0.9
Similar fleets
0.8
Chance of a fatal crash, next 12 months
~2%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
Strengths
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
Track record
FMCSA record, Jan 2025 – Sep 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
3
0 fatalities · 2 injuries · 0 tow-aways
Inspections
17
65% clean (no violations)
Vehicle out-of-service
25.0%
1 of 4
National avg 22.3%
Driver out-of-service
0.0%
0 of 17
National avg 6.7%
Violations
10
1 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks in Pennsylvania (about 20 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 737 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.028 |
| Inspections | 0.70 | 0.77 |
| Violations | 0.25 | 0.45 |
| Critical violations | 0.05 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, high-risk cargo.
What they get cited for
10 violations · 24 months-
Hours of service No alert4 · 0 OOSLogbook / ELD paperwork 2 · No log 2
-
Vehicle maintenance No alert4 · 1 OOSLights 2 · Tires 1 · Other parts 1
-
Unsafe driving No alert2 · 0 OOSReckless / lane 1 · Speeding 1
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul262025PennsylvaniaProperty damage onlyDaylight.
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Jun122025FloridaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Nov262024FloridaInjury · 1 person hurtDark - lighted, two-way trafficway divided positive barrier.
2 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · Great West Casualty Coon record since Jul 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 20021 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · Lexon Insurance Company since Oct 1, 2013
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jul 13, 2005)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
46 filings and 22 authority events since 1988 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
46 filings and 22 authority events since 1988 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2026Great West Casualty CoLiability · $1,000,000 · on fileFMCSA's new system
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Jun 27, 2023Great West Casualty CoLiability · $1,000,000 · on fileFMCSA's new system
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Jun 27, 2021CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jun 27, 2023 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jun 27, 2018CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jun 27, 2021 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Jun 27, 2017GREAT DIVIDE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 27, 2018 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 27, 2016CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jun 27, 2017 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 31, 2016FMCSA revocation notice for the operating authority, dropped Jun 23, 2016opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jun 27, 2016)L&I to May 14, 2026
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Jun 27, 2015CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jun 27, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 1, 2015FMCSA revocation notice for the operating authority, dropped Jun 26, 2015opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jun 27, 2015)L&I to May 14, 2026
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Jun 27, 2014CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Jun 27, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 1, 2013Lexon Insurance CompanyBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Jun 27, 2013MAXUM CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Jun 27, 2014 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 31, 2013FMCSA revocation notice for the operating authority, dropped Jun 27, 2013opened after NOVA CASUALTY COMPANY filed a cancellation notice (effective Jun 27, 2013)L&I to May 14, 2026
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Jun 27, 2012NOVA CASUALTY COMPANYLiability · $1,000,000 · ended Jun 27, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 31, 2012FMCSA revocation notice for the operating authority, dropped Jun 25, 2012opened after CASTLEPOINT NATIONAL INSURANCE CO filed a cancellation notice (effective Jun 27, 2012)L&I to May 14, 2026
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Jun 27, 2011CASTLEPOINT NATIONAL INSURANCE COLiability · $1,000,000 · ended Jun 27, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 31, 2011FMCSA revocation notice for the operating authority, dropped Jun 24, 2011opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jun 27, 2011)L&I to May 14, 2026
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Jun 27, 2010STATE NATIONAL INSURANCE CO., INC.Cargo · ended Jun 27, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 27, 2010STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Jun 27, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 1, 2010FMCSA revocation notice for the operating authority, dropped Jun 25, 2010opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jun 27, 2010)L&I to May 14, 2026
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Jun 27, 2009STATE NATIONAL INSURANCE CO., INC.Cargo · ended Jun 27, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 27, 2009STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Jun 27, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 1, 2009FMCSA revocation notice for the operating authority, dropped Jun 22, 2009opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jun 27, 2009)L&I to May 14, 2026
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Jun 27, 2008STATE NATIONAL INSURANCE CO., INC.Cargo · ended Jun 27, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 27, 2008STATE NATIONAL INSURANCE CO., INC.Liability · $1,000,000 · ended Jun 27, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New York 5
- Florida 2
- Georgia 2
- New Jersey 2
- Pennsylvania (HQ) 2
- Alabama 1
- North Carolina 1
- Federal inspectors 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.8
Actual, last 12 mo
3.0
Projected, next 12 mo
0.9
0
1.75
3.5
We'd expect a typical fleet of this size this active to have about 0.8 crashes a year. This motor carrier recorded 3 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 3.8× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 2% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
18 inspections
and 3 crashes.
The FMCSA record tables now hold 7 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Jul 26, 2025 · PA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Jun 12, 2025 · FL · 1 injury, 0 fatalities · engine severity weight 5
- Crash Nov 26, 2024 · FL · 1 injury, 0 fatalities · engine severity weight 5
- Out-of-service inspection Jan 15, 2025 · FL · level 2 · 1 vehicle OOS · 1 violation
- 8 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 1 inspection with no out-of-service result — not yet scored
Confidence: Moderate · Z = 0.32
Satisfactory — 1.08x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.040 crashes per power-unit-year for a 20-unit for-hire fleet (pu20_49). Violations 0.95x (driver behaviour 1.23x, out-of-service 0.63x, all violations 0.62x; 18 inspections). Experience 1.14x: 1.7 decayed crashes against 1.2 expected over 36 months (credibility 0.32, a 2.48). 80% range 0.47–1.81x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
17
Driver Insp
17
Driver OOS
0
Vehicle Insp
4
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 1.03 | |
| HOS Compliance | 3 | 0.19 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 8.16 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-SEP-25 – 29-JAN-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.