JOE-RYAN ENTERPRISES INC
(334) 297-3817
CALEB@JOERYANENTERPRISES.COM
2017 Huling Rd, Fortson GA 31808
35
power units · all owned
35 drivers
1.7M mi/yr · ~48k per unit
Marginal
FRED Score 30.0 / 100
Moderate confidence
35 yrs history · 77 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 35
- Drivers · CDL
- 35 · 35
- Annual miles
- 1.7M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 20 | 0 | 0 | 20 |
| Tractors | 15 | 0 | 0 | 15 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (04-30-2018) · 8 yr old
- Registered
- 05-20-1991 (35 yrs)
- MCS-150 Update
- 01-13-2025 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- MATT QUICK
- Officer
- CALEB FRAZIER
Cargo
52.8
medium risk
General Freight
Other: SAND,GRAVEL,DIRT,CON
Dry Bulk
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 90% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.66×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.66× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
2.7 vs 1.6 for similar fleets
Likely 0–5 crashes
This motor carrier
2.7
Similar fleets
1.6
Chance of a fatal crash, next 12 months
~7%
About 1.7× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 3 with injuries; similar fleets have about 1.6 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.47× the rate expected for its inspections, but violations 0.62×. Together they barely move its crash estimate: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 4 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings223 days without a liability filing on FMCSA's record (Oct 22, 2024 – Jun 2, 2025) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service3 out-of-service violations against drivers: 2 no valid CDL, 1 hours of service (Jun 2025 – Dec 2025).Ask: driver supervision and dispatch practices.
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Unsafe drivingCited 1 for speeding 15+ mph over or in a work zone and 2 for phone use.Ask: telematics, speed governance and phone policy.
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Vehicle out-of-service rate34.6% of vehicle inspections end out of service vs 22.3% nationally (9 of 26), but across all its inspections out-of-service orders are 0.90× what's expected for where and how it's inspected, the measure the grade uses.
Strengths
- Driver out-of-service rate 2.6% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 9
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High speeding: 5
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
6
0 fatalities · 4 injuries · 0 tow-aways
Inspections
77
48% clean (no violations)
Vehicle out-of-service
34.6%
9 of 26
National avg 22.3%
Driver out-of-service
2.6%
2 of 77
National avg 6.7%
Violations
71
14 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Georgia (about 37 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.029 |
| Inspections | 1.54 | 1.12 |
| Violations | 1.03 | 0.78 |
| Critical violations | 0.30 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
71 violations · 24 months-
Vehicle maintenance No alert42 · 11 OOSLights 17 · Brakes 9 · Cargo securement 7 · Tires 3 · Steering & suspension 1 · 5 more
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Unsafe driving No alert24 · 0 OOSReckless / lane 12 · Speeding 5 · Seat belt 4 · Phone use 2 · Other 1
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Driver fitness No alert3 · 2 OOSNo valid CDL 3
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Hours of service No alert2 · 1 OOSLogbook / ELD paperwork 1 · No log 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr92026AlabamaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
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Apr12026GeorgiaInjury · 1 person hurtDaylight.
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Dec222025GeorgiaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Sep182025GeorgiaProperty damage onlyDaylight.
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Aug92025GeorgiaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Apr82025GeorgiaProperty damage onlyDaylight. Citation issued.
3 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · CLEAR BLUE INSURANCE COMPANYon record since Jun 2, 2025 · FMCSA minimum $750,000A cancellation notice effective Jun 2, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- 3 cancellation notices filed by insurers; 3 took effect (the last Oct 22, 2024, replaced 223 days later)
- 223 days without a liability filing (Oct 22, 2024 – Jun 2, 2025) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 4
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jun 2, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
36 filings and 27 authority events since 1992 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
36 filings and 27 authority events since 1992 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 2, 2025CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · on file at May 14, 2026 · cancellation notice effective Jun 2, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)11 months in forceL&I to May 14, 2026
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May 6, 2025FMCSA revocation notice for the operating authority, dropped Jun 2, 2025cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 2, 2024CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · ended Oct 22, 2024 · cancellation notice took effecta cancellation notice effective Jun 2, 2025 came after the replacement; 5 months in forceL&I to May 14, 2026
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May 6, 2024FMCSA revocation notice for the operating authority, dropped May 31, 2024opened after CLEAR BLUE INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2024)L&I to May 14, 2026
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Sep 29, 2023FMCSA revocation notice for the operating authority, dropped Nov 20, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 29, 2023FMCSA revocation notice for the operating authority, dropped Nov 22, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 2, 2023CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 8, 2023FMCSA revocation notice for the operating authority, dropped Jun 1, 2023opened after CLEAR BLUE INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2023)L&I to May 14, 2026
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Jun 2, 2022CLEAR BLUE INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 2, 2021ARGONAUT INSURANCE CO.Liability · $1,000,000 · ended Jun 2, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 6, 2021FMCSA revocation notice for the operating authority, dropped Jun 1, 2021opened after THIRD COAST INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2021)L&I to May 14, 2026
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Jun 2, 2020THIRD COAST INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 2, 2019THIRD COAST INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 16, 2019FMCSA revocation notice for the operating authority, dropped May 31, 2019opened after THIRD COAST INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2019)L&I to May 14, 2026
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Jun 2, 2018THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · ended Jun 2, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 7, 2018FMCSA revocation notice for the operating authority, dropped Jun 4, 2018opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Jun 2, 2018)L&I to May 14, 2026
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Jun 2, 2017THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Jun 2, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 13, 2016FMCSA revocation notice for the operating authority, dropped Jun 27, 2016opened after EMPLOYERS MUTUAL CASUALTY CO. filed a cancellation notice (effective Jul 8, 2016)L&I to May 14, 2026
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Jun 2, 2016THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Jun 2, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2016EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · ended Jun 2, 2016 · replaced by another insurera cancellation notice effective Jul 8, 2016 came after the replacementL&I to May 14, 2026
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May 5, 2016FMCSA revocation notice for the operating authority, dropped Jun 2, 2016opened after EMPLOYERS MUTUAL CASUALTY CO. filed a cancellation notice (effective Jun 1, 2016)L&I to May 14, 2026
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Jun 1, 2015EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · ended Jun 1, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 5, 2015FMCSA revocation notice for the operating authority, dropped May 26, 2015opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Jun 1, 2015)L&I to May 14, 2026
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Jan 31, 2015SCOTTSDALE INSURANCE COMPANYLiability (excess) · $650,000 over $100,000 · ended Mar 31, 2015 · cancellation notice took effecta cancellation notice effective Jun 1, 2015 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jan 31, 2015NATIONAL CASUALTY COMPANYLiability · $100,000 · ended Jun 1, 2015 · cancellation notice took effect4 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Georgia (HQ) 56
- Alabama 21
73% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (35 power units: 35 filed, 31 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.6
Actual, per year in window
3.7
Projected, next 12 mo
2.7
0
2.25
4.5
We'd expect a typical fleet of 35 power units this active to have about 1.6 crashes a year. This motor carrier recorded 11 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 3.7 a year) — about 2.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.7 over the next 12 — about 1.7× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 7% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.7× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
72 inspections
and 11 crashes.
The FMCSA record tables now hold 73 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 31, 2024 · GA · level 2 · 1 vehicle OOS · 1 violation
- 3 further inspections with no out-of-service result
Confidence: Moderate · Z = 0.45
Marginal — 1.66x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.046 crashes per power-unit-year for a 35-unit for-hire fleet (pu20_49). Violations 1.00x (driver behaviour 1.47x, out-of-service 0.90x, all violations 0.62x; 72 inspections). Experience 1.66x: 6.1 decayed crashes against 2.5 expected over 36 months (credibility 0.45, a 3.02). 80% range 0.98–2.42x. Last change: a new crash.
Since the previous weekly run the risk relativity moved +8.2%, driven by a new crash on the record.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.6 crashes per 100 power-unit-years
35 power units · 1.61 expected crashes a year
Violation relativity
1.00×
72 inspections in window
Crash experience
1.66×
6.1 decayed crashes vs 2.5 expected · credibility 0.45
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.66× (80% range 0.98–2.42×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
77
Driver Insp
77
Driver OOS
2
Vehicle Insp
26
Vehicle OOS
9
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 23 | 2.55 | |
| HOS Compliance | 2 | 0.12 | |
| Driver Fitness | 3 | 0.32 | |
| Controlled Substances | 1 | 0.17 | |
| Vehicle Maintenance | 17 | 7.10 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.