TOM BOWMAN TRUCKING INC
(570) 683-5589
kelbow42@aol.com
10 Norpole Rd, Orangeville PA 17859-9103
43
power units · all owned
40 drivers
3M mi/yr · ~69k per unit
Poor
FRED Score 20.6 / 100
Low confidence
35 yrs history · 25 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 43
- Drivers · CDL
- 40 · 40
- Annual miles
- 3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 3 | 0 | 0 | 3 |
| Tractors | 34 | 0 | 0 | 34 |
| Trailers | 49 | 15 | 0 | 64 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 09-05-1991 (35 yrs)
- MCS-150 Update
- 10-14-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- THOMAS BOWMAN
Cargo
59.0
medium risk
Oilfield Equipment
General Freight
Fresh Produce
Other: MILK, Water and Nursery Trees
Farm Supplies
- High-Risk Cargo
- Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 1.8× that of similar fleets.
Similar fleets: private fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.82×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.9 vs 1.0 for similar fleets
Likely 0–4 crashes
This motor carrier
1.9
Similar fleets
1.0
Chance of a fatal crash, next 12 months
~5%
About 1.8× similar fleets.
What's driving the grade
Crash history
betterworse
Much worse than peers. 7 crashes on the FMCSA record in 24 months (about 3.5 a year), including 3 with injuries; similar fleets have about 1 a year.
Roadside inspections
betterworse
Better than peers. Unsafe-driving and hours-of-service violations 0.77× the rate expected for its inspections. Together they move its crash estimate -4%.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 5 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification3 out-of-service violations against drivers: 3 no valid CDL (Aug 2025 – Nov 2025).Ask: driver qualification files and hiring standards.
Strengths
- No FMCSA BASIC alerts.
Track record
FMCSA record, Sep 2024 – Aug 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
7
0 fatalities · 5 injuries · 0 tow-aways
Inspections
25
52% clean (no violations)
Vehicle out-of-service
18.8%
3 of 16
National avg 22.3%
Driver out-of-service
8.0%
2 of 25
National avg 6.7%
Violations
22
8 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 11,996 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.105 | 0.027 |
| Inspections | 0.43 | 1.02 |
| Violations | 0.26 | 0.71 |
| Critical violations | 0.06 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
22 violations · 24 months-
Vehicle maintenance No alert14 · 5 OOSBrakes 6 · Lights 4 · Cargo securement 2 · Other parts 2
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Unsafe driving No alert5 · 0 OOSSpeeding 3 · Seat belt 1 · Other 1
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Driver fitness No alert3 · 3 OOSNo valid CDL 3
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Hours of service No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug122026New JerseyInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
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May272026PennsylvaniaProperty damage onlyDaylight.
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Apr92026PennsylvaniaProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Mar192026PennsylvaniaInjury · 1 person hurtDark - not lighted.
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Mar52026PennsylvaniaProperty damage onlyWet road, dark - not lighted, rain, two-way trafficway divided unprotected median.
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Jan22026PennsylvaniaInjury · 2 people hurtDaylight.
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Jan172025OhioProperty damage onlyDaylight, one-way trafficway not divided.
3 of the 7 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Carolina Casualty Insurance Companyon record since Feb 2, 2023 · no gap on FMCSA's record since May 2003
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · SURETEC INSURANCE COMPANY since Oct 22, 2023
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 13 authority events since 2003 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
18 filings and 13 authority events since 2003 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 8, 2024Broker authority revoked (cause not stated)L&I to May 14, 2026
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Oct 23, 2023FMCSA revocation notice for the broker authority, dropped Nov 3, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 22, 2023SURETEC INSURANCE COMPANYBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Feb 2, 2023Carolina Casualty Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Jan 6, 2023FMCSA revocation notice for the operating authority, dropped Jan 25, 2023opened after EASTERN ATLANTIC INSURANCE COMPANY filed a cancellation notice (effective Feb 2, 2023)L&I to May 14, 2026
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Feb 2, 2022EASTERN ATLANTIC INSURANCE COMPANYLiability · $750,000 · ended Feb 2, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 6, 2022FMCSA revocation notice for the operating authority, dropped Jan 21, 2022opened after EASTERN ATLANTIC INSURANCE COMPANY filed a cancellation notice (effective Feb 2, 2022)L&I to May 14, 2026
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Oct 22, 2021SURETEC INSURANCE COMPANYBroker bond (BMC-84) · ended Oct 22, 2023 · superseded by the same policya cancellation notice effective Nov 17, 2023 came after the replacement; 24 months in forceL&I to May 14, 2026
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Oct 7, 2021FMCSA revocation notice for the broker authority, dropped Oct 26, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 2, 2021EASTERN ATLANTIC INSURANCE COMPANYLiability · $750,000 · ended Feb 2, 2022 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 6, 2021FMCSA revocation notice for the operating authority, dropped Jan 25, 2021opened after EASTERN ATLANTIC INSURANCE COMPANY filed a cancellation notice (effective Feb 2, 2021)L&I to May 14, 2026
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Feb 2, 2020EASTERN ATLANTIC INSURANCE COMPANYLiability · $750,000 · ended Feb 2, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jan 6, 2020FMCSA revocation notice for the operating authority, dropped Jan 29, 2020opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Feb 2, 2020)L&I to May 14, 2026
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Jun 7, 2019FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Feb 2, 2020 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Feb 2, 2019FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Jun 7, 2019 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Dec 5, 2018Broker authority grantedL&I to May 14, 2026
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Aug 24, 2018GREAT AMERICAN INSURANCE CO.Broker bond (BMC-84) · ended Oct 22, 2021 · replaced by another insurera cancellation notice effective Nov 3, 2021 came after the replacement; 38 months in forceL&I to May 14, 2026
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Feb 2, 2018CANAL INSURANCE CO.Liability · $750,000 · ended Feb 2, 2019 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jan 8, 2018FMCSA revocation notice for the operating authority, dropped Jan 29, 2018opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Feb 1, 2018)L&I to May 14, 2026
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Feb 2, 2017FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Feb 1, 2018 · cancellation notice took effecta cancellation notice effective Feb 2, 2018 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jan 6, 2017FMCSA revocation notice for the operating authority, dropped Feb 2, 2017opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Feb 2, 2017)L&I to May 14, 2026
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Feb 2, 2016FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Feb 2, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 19, 2008WESTFIELD INSURANCE CO.Cargo · ended Jul 3, 2014 · cancellation notice took effect75 months in forceL&I to May 14, 2026
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Mar 19, 2008WESTFIELD INSURANCE CO.Liability · $750,000 · ended Feb 2, 2016 · replaced by another insurera cancellation notice effective Mar 8, 2016 came after the replacement; 94 months in forceL&I to May 14, 2026
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Feb 21, 2008FMCSA revocation notice for the operating authority, dropped Mar 5, 2008opened after HARTFORD FIRE INSURANCE COMPANY filed a cancellation notice (effective Mar 19, 2008)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Pennsylvania (HQ) 13
- New York 5
- New Jersey 3
- Connecticut 2
- Maryland 2
52% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (43 power units: 43 filed, 20 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.0
Actual, per year in window
2.3
Projected, next 12 mo
1.9
0
1.5
3
We'd expect a typical fleet of 43 power units this active to have about 1.0 crash a year. This motor carrier recorded 7 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.3 a year) — about 2.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.9 over the next 12 — about 1.8× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 5% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.8× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
24 inspections
and 7 crashes.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 1 inspection with no out-of-service result
Confidence: Low · Z = 0.30 (posterior 0.32 × exposure corroboration)
Poor — 1.82x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.024 crashes per power-unit-year for a 43-unit for-hire fleet (pu20_49). Violations 0.96x (driver behaviour 0.77x, out-of-service 1.02x, all violations 0.81x; 24 inspections). Experience 1.90x: 5.8 decayed crashes against 1.5 expected over 36 months (credibility 0.32, a 3.24). 80% range 1.07–2.67x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Intrastate-only operation (less roadside enforcement)
Thin record (low credibility: little exposure behind the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
2.4 crashes per 100 power-unit-years
43 power units · 1.02 expected crashes a year
Violation relativity
0.96×
24 inspections in window
Crash experience
1.90×
5.8 decayed crashes vs 1.5 expected · credibility 0.32
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.82× (80% range 1.07–2.67×)
· band Poor
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C PropertyTotal Inspections
25
Driver Insp
25
Driver OOS
2
Vehicle Insp
16
Vehicle OOS
3
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 0.99 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 0.85 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 6 | 5.88 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-NOV-24 – 29-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.