STAT INC
(828) 396-2304
STEPHANIELAIL@STATINC.NET
2550 Hickory Blvd Sw, Lenoir NC 28645
71
power units · all owned
40 drivers
3M mi/yr · ~42k per unit
HazMat
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
35 yrs history · 121 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 71
- Drivers · CDL
- 40 · 40
- Annual miles
- 3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 11 | 0 | 0 | 11 |
| Tractors | 60 | 0 | 0 | 60 |
| Trailers | 78 | 0 | 0 | 78 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (10-27-2026)
- Registered
- 10-04-1991 (35 yrs)
- MCS-150 Update
- 04-13-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- STEPHANIE LAIL
- Officer
- STEPHANIE LAIL
Cargo
58.6
medium risk
Oilfield Equipment
General Freight
Other: WASTE-HAZ NON HAZ
Chemicals
- High-Risk Cargo
- Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.15×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.15× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
3.0 vs 2.6 for similar fleets
Likely 1–6 crashes
This motor carrier
3.0
Similar fleets
2.6
Chance of a fatal crash, next 12 months
~8%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 1 with injuries; similar fleets have about 2.6 a year. The grade counts 10 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Worse than peers. Violations 1.42× and out-of-service orders 1.33× the rate expected for its inspections. Together they move its crash estimate +7%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service9 out-of-service violations against drivers: 5 hours of service, 3 no valid CDL, 1 medical certificate (Oct 2024 – Jun 2026).Ask: driver supervision and dispatch practices.
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Lights and brakesLights are 49 of 174 violations (28%). Light or brake defects led to 20 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate35.5% of vehicle inspections end out of service vs 22.3% nationally (27 of 76). Across all its inspections, out-of-service orders run 1.33× what's expected for where and how it's inspected.
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Hazmat violations10 hazmat violations, 3 out of service.
Strengths
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 3
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
6
0 fatalities · 1 injury · 0 tow-aways
Inspections
121
50% clean (no violations)
Vehicle out-of-service
35.5%
27 of 76
National avg 22.3%
Driver out-of-service
6.6%
8 of 121
National avg 6.7%
Violations
174
49 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.042 | 0.025 |
| Inspections | 1.25 | 0.91 |
| Violations | 1.23 | 0.53 |
| Critical violations | 0.16 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
174 violations · 24 months-
Vehicle maintenance No alert134 · 37 OOSLights 49 · Brakes 41 · Tires 12 · Wheels & hubs 5 · Steering & suspension 4 · 23 more
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Hours of service No alert15 · 5 OOSLogbook / ELD paperwork 7 · No log 7 · False log 1
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Unsafe driving No alert10 · 0 OOSReckless / lane 5 · Speeding 3 · Seat belt 1 · Other 1
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Driver fitness No alert5 · 4 OOSNo valid CDL 4 · Medical certificate 1
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Drugs & alcohol No alert0
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Hazmat10 · 3 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan282026TennesseeProperty damage onlyIce road, two-way trafficway divided unprotected median.
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Nov122025VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul232025North CarolinaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jul182025North CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May182025North CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Dec52024North CarolinaProperty damage onlyDaylight, two-way trafficway not divided.
1 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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primary $1,000,000 + excess $5,000,000 · Greenwich Insurance Companyon record since May 14, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Feb 19941 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: Great Divide Insurance Company → Greenwich Insurance Company (May 2026)
- No gap in filed liability coverage while liability was required
- 2 liability filings received late (the last received Jul 9, 2026 for an effective date of May 14, 2026); FMCSA had no filing on record in between
Authority
- FMCSA notice served Jul 9, 2026 (suspension effective Aug 8, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Jun 16, 2014)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 7 authority events since 1992 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
22 filings and 7 authority events since 1992 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 9, 2026FMCSA suspension notice for the operating authority, effective Aug 8, 2026the authority stayed activeFMCSA's new system
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May 14, 2026XL Specialty insurance CoLiability (excess) · $5,000,000 · on filereceived Jul 9, 2026 for an effective date of May 14, 2026FMCSA's new system
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May 14, 2026Greenwich Insurance CompanyLiability (excess) · $5,000,000 · ended Aug 8, 2026 · cancellation notice took effect3 months in forceFMCSA's new system
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May 14, 2026Greenwich Insurance CompanyLiability · $1,000,000 · on filereceived Jul 9, 2026 for an effective date of May 14, 2026FMCSA's new system
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May 14, 2016Great Divide Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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May 14, 2015STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended May 14, 2016 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 13, 2014Operating authority reinstatedL&I to May 14, 2026
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May 20, 2014Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 14, 2014STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended May 14, 2015 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 14, 2013STARR INDEMNITY & LIABILITY INSURANCE COMPANYLiability · $750,000 · ended May 14, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 14, 2012COMMERCE AND INDUSTRY INSURANCELiability · $1,000,000 · ended May 14, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 14, 2009NAUTILUS INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Dec 22, 2024 · cancellation notice took effect187 months in forceL&I to May 14, 2026
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May 14, 2009GREAT DIVIDE INSURANCE COMPANYLiability · $1,000,000 · ended May 14, 2012 · replaced by another insurer36 months in forceL&I to May 14, 2026
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May 14, 2007ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended May 14, 2009 · replaced by another insurer24 months in forceL&I to May 14, 2026
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May 14, 2006AMERICAN ZURICH INSURANCE COMPANYLiability · $1,000,000 · ended May 14, 2007 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Nov 16, 2005FMCSA revocation notice for the operating authority, dropped Dec 13, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 14, 2005ZURICH AMERICAN INSURANCE COMPANYLiability (excess) · $1,000,000 over $4,000,000 · ended Jun 15, 2005 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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May 14, 2005ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended May 14, 2006 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 14, 2003GREENWICH INSURANCE COMPANYLiability · $1,000,000 · ended May 14, 2005 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Feb 17, 1999COMMERCE AND INDUSTRY INSURANCELiability · $5,000,000 · ended May 14, 2003 · replaced by another insurer51 months in forceL&I to May 14, 2026
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Feb 17, 1998COMMERCE AND INDUSTRY INSURANCELiability · $5,000,000 · ended Feb 17, 1999 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Feb 17, 1997COMMERCE AND INDUSTRY INSURANCELiability · $5,000,000 · ended Feb 17, 1998 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Feb 17, 1996RELIANCE NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Feb 17, 1997 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 17, 1995RELIANCE NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Feb 17, 1996 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 17, 1995GENERAL STAR INDEMNITY COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jul 15, 2009 · cancellation notice took effect173 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- North Carolina (HQ) 54
- South Carolina 13
- Kentucky 12
- Ohio 11
- Georgia 6
- Tennessee 5
- West Virginia 4
- Virginia 3
45% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (71 power units: 71 filed, 42 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.6
Actual, per year in window
3.3
Projected, next 12 mo
3.0
0
2
4
We'd expect a typical fleet of 71 power units this active to have about 2.6 crashes a year. This motor carrier recorded 10 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.3 a year) — about 1.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.0 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 8% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
122 inspections
and 10 crashes.
The FMCSA record tables now hold 121 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.44
Satisfactory — 1.15x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.036 crashes per power-unit-year for a 71-unit for-hire fleet (pu50_99). Violations 1.07x (driver behaviour 1.18x, out-of-service 1.33x, all violations 1.42x; 122 inspections). Experience 1.08x: 5.0 decayed crashes against 4.3 expected over 36 months (credibility 0.44, a 5.33). 80% range 0.70–1.66x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.6 crashes per 100 power-unit-years
71 power units · 2.58 expected crashes a year
Violation relativity
1.07×
122 inspections in window
Crash experience
1.08×
5.0 decayed crashes vs 4.3 expected · credibility 0.44
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.15× (80% range 0.70–1.66×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
121
Driver Insp
121
Driver OOS
8
Vehicle Insp
76
Vehicle OOS
27
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 10 | 0.62 | |
| HOS Compliance | 10 | 0.48 | |
| Driver Fitness | 5 | 0.19 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 45 | 7.15 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.