STEVE'S WHOLESALE LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 38
- Drivers · CDL
- 12 · 12
- Annual miles
- 424k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 20 | 0 | 0 | 20 |
| Tractors | 18 | 0 | 0 | 18 |
| Trailers | 27 | 0 | 0 | 27 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Conditional (07-30-2002)historical — superseded by active authority (reviewed 24 yr ago)
- Registered
- 11-29-1991 (35 yrs)
- MCS-150 Update
- 04-02-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JASON KNAUS
- Officer
- STEVE KNAUS
Cargo
- High-Risk Cargo
- Refrigerated Food, Meat
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
The expected crashes behind this grade assume the filed fleet of 38 power units is real, but the roadside record corroborates little of it — 8 units seen in 24 months, 0.14 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Drivers put out of service2 out-of-service violations against drivers: 1 no valid CDL, 1 hours of service (Sep 2025 – Oct 2025).Ask: driver supervision and dispatch practices.
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Filed fleet not seen on the roadOnly 8 of the 38 filed power units were seen at a roadside inspection in 24 months (11 inspections in all). The crash expectation behind the grade assumes all 38 are running.Ask: how many trucks are actually operating, with the vehicle schedule (the MCS-150 was last updated Apr 2026).
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Driver out-of-service rate18.2% of driver inspections end out of service vs 6.7% nationally (2 of 11), but across all its inspections out-of-service orders are 1.11× what's expected for where and how it's inspected, the measure the grade uses.
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
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High speeding: 5
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
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Historical FMCSA safety ratingFMCSA once rated this motor carrier Conditional or Unsatisfactory, but the rating is stale or superseded — the motor carrier still holds active operating authority (a current Unsatisfactory would have it revoked), so it does not reflect current standing. Shown for context, not as a current finding.
Track record
Inspected less often than interstate fleets of 20–49 trucks in Wisconsin (about 32 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.029 |
| Inspections | 0.22 | 1.11 |
| Violations | 0.24 | 0.77 |
| Critical violations | 0.07 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
18 violations · 24 months-
Vehicle maintenance No alert9 · 0 OOSBrakes 3 · Wheels & hubs 1 · Other parts 5
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Unsafe driving No alert7 · 0 OOSSpeeding 5 · Seat belt 2
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Hours of service No alert1 · 1 OOSNo log 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · EMPLOYERS MUTUAL CASUALTY CO.on record since Apr 26, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2011
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 2 cancellation notices filed by insurers, each replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 18, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 15 authority events since 1994 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 26, 2024EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · on fileL&I to May 14, 2026
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May 5, 2023FMCSA revocation notice for the operating authority, dropped May 18, 2023opened after INTEGRITY INSURANCE COMPANY filed a cancellation notice (effective Jun 1, 2023)L&I to May 14, 2026
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Apr 18, 2023EMPLOYERS MUTUAL CASUALTY CO.Liability · $750,000 · ended Apr 26, 2024 · replaced by the same insurer (renewal)a cancellation notice effective May 30, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 12, 2021INTEGRITY INSURANCE COMPANYLiability · $750,000 · ended Apr 18, 2023 · replaced by another insurera cancellation notice effective Jun 1, 2023 came after the replacement; 24 months in forceL&I to May 14, 2026
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Apr 12, 2019EMCASCO INSURANCE COMPANYLiability · $750,000 · ended Apr 12, 2021 · replaced by another insurera cancellation notice effective May 13, 2021 came after the replacement; 24 months in forceL&I to May 14, 2026
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May 10, 2013WESTFIELD INSURANCE CO.Liability · $750,000 · ended Apr 12, 2019 · replaced by another insurer71 months in forceL&I to May 14, 2026
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Apr 15, 2013FMCSA revocation notice for the operating authority, dropped May 6, 2013opened after NATIONWIDE MUTUAL INSURANCE COMP filed a cancellation notice (effective May 10, 2013)L&I to May 14, 2026
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Aug 4, 2011Operating authority reinstatedL&I to May 14, 2026
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Jul 28, 2011NATIONWIDE MUTUAL INSURANCE COMPCargo · ended May 10, 2013 · cancellation notice took effect21 months in forceL&I to May 14, 2026
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Jul 28, 2011NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended May 10, 2013 · cancellation notice took effect21 months in forceL&I to May 14, 2026
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Apr 18, 2011Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 23, 2009FMCSA revocation notice for the operating authority, dropped Apr 29, 2009opened after ACUITY, A MUTUAL INSURANCE COMPANY filed a cancellation notice (effective May 20, 2009)L&I to May 14, 2026
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Apr 12, 2009SECURA INSURANCE, A MUTUAL CO.Liability · $1,000,000 · ended Apr 12, 2011 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Aug 13, 2008ACUITY, A MUTUAL INSURANCE COMPANYCargo · ended May 20, 2009 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Aug 13, 2008ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Apr 12, 2009 · replaced by another insurera cancellation notice effective May 20, 2009 came after the replacement; 8 months in forceL&I to May 14, 2026
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Apr 18, 2008FMCSA revocation notice for the operating authority, dropped Apr 29, 2008opened after WEST BEND MUTUAL INSURANCE CO. filed a cancellation notice (effective May 15, 2008)L&I to May 14, 2026
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Apr 12, 2008ACUITY, A MUTUAL INSURANCE COMPANYCargo · ended Aug 13, 2008 · superseded by the same policya cancellation notice effective Sep 26, 2008 came after the replacement; 4 months in forceL&I to May 14, 2026
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Apr 12, 2008ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended Aug 13, 2008 · superseded by the same policya cancellation notice effective Sep 26, 2008 came after the replacement; 4 months in forceL&I to May 14, 2026
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Jun 19, 2006Operating authority reinstatedL&I to May 14, 2026
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May 30, 2006Operating authority revoked (cause not stated)L&I to May 14, 2026
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Apr 12, 2006WEST BEND MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Apr 12, 2008 · replaced by another insurera cancellation notice effective May 15, 2008 came after the replacement; 24 months in forceL&I to May 14, 2026
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Nov 18, 2005FMCSA revocation notice for the operating authority, dropped Dec 12, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Dec 3, 2004FMCSA revocation notice for the operating authority, dropped Dec 14, 2004cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Nov 30, 2004ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended May 24, 2006 · cancellation notice took effect18 months in forceL&I to May 14, 2026
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Nov 30, 2004Operating authority reinstatedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Wisconsin (HQ) 10
- Indiana 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (38 power units: 38 filed, 8 seen roadside in 24 months).
We'd expect a typical fleet of 38 power units this active to have about 0.8 crashes a year — but only 8 of the 38 filed units were seen roadside in 24 months (0.14 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.6 over the next 12 — below a typical fleet.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 6 | 2.76 | |
| HOS Compliance | 1 | 0.66 | |
| Driver Fitness | 1 | 0.95 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 4.85 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUN-26 – 30-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.