J W CANADAY TRUCKING INC
(804) 829-9944
j.canaday@canadaytrucking.com
6800 S Lott Cary Road, Providence Forge VA 23140-2528
25
power units · all owned
23 drivers
1.4M mi/yr · ~54k per unit
Marginal
FRED Score 30.0 / 100
Moderate confidence
34 yrs history · 15 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 25
- Drivers · CDL
- 23 · 23
- Annual miles
- 1.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 6 | 0 | 0 | 6 |
| Tractors | 19 | 0 | 0 | 19 |
| Trailers | 20 | 0 | 0 | 20 |
Registration
- Organization
- CORPORATION
- Registered
- 02-05-1992 (34 yrs)
- MCS-150 Update
- 08-26-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- R.G. CANADAY
- Officer
- JOHN D. CANADAY
Cargo
32.6
low risk
Building Materials
Other: CINDER BLOCKS
Construction
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 1.7× that of similar fleets.
Similar fleets: interstate fleets of about 25 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.72×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.72× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
1.4 vs 0.8 for similar fleets
This motor carrier
1.4
Similar fleets
0.8
Chance of a fatal crash, next 12 months
~4%
About 1.7× similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 6 people hurt in 24 months.Ask: claim status and driver history for these crashes.
Strengths
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
FMCSA record, Oct 2024 – Jul 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
6
0 fatalities · 6 injuries · 0 tow-aways
Inspections
15
60% clean (no violations)
Vehicle out-of-service
33.3%
3 of 9
National avg 22.3%
Driver out-of-service
0.0%
0 of 15
National avg 6.7%
Violations
22
4 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks in Virginia (about 22 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 489 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.023 |
| Inspections | 0.34 | 0.64 |
| Violations | 0.44 | 0.31 |
| Critical violations | 0.02 | 0.06 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, low-risk cargo.
What they get cited for
22 violations · 24 months-
Vehicle maintenance No alert19 · 4 OOSLights 5 · Brakes 4 · Cargo securement 4 · Wheels & hubs 2 · Tires 1 · 3 more
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Hours of service No alert3 · 0 OOSLogbook / ELD paperwork 3
-
Unsafe driving No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr162026VirginiaProperty damage onlyDusk, two-way trafficway divided unprotected median.
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Mar272026VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul142025VirginiaInjury · 5 people hurtDaylight, two-way trafficway divided unprotected median.
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Apr92025VirginiaProperty damage onlyDaylight, two-way trafficway divided positive barrier. Citation issued.
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Mar132025VirginiaInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
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Nov152024VirginiaProperty damage onlyDark - not lighted, two-way trafficway divided positive barrier.
2 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Jul 1, 2020 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2004
- Cargo filing
- required · none on file
- Broker or forwarder bond
- required · none on file
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jul 15, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
24 filings and 13 authority events since 1988 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
24 filings and 13 authority events since 1988 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2020ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Jul 1, 2018CANAL INSURANCE CO.Liability · $750,000 · ended Jul 1, 2020 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jul 1, 2017CANAL INSURANCE CO.Liability · $750,000 · ended Jul 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2016CANAL INSURANCE CO.Liability · $750,000 · ended Jul 1, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 15, 2015Broker authority revoked (cause not stated)L&I to May 14, 2026
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Jul 1, 2015CANAL INSURANCE CO.Liability · $750,000 · ended Jul 1, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 4, 2015Broker authority grantedL&I to May 14, 2026
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Jun 1, 2015AMERICAN SOUTHERN INSURANCE CO.Broker bond (BMC-84) · ended Sep 9, 2015 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jul 1, 2014CANAL INSURANCE CO.Liability · $750,000 · ended Jul 1, 2015 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 4, 2014FMCSA revocation notice for the operating authority, dropped Jun 30, 2014opened after MAXUM CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Jul 1, 2014)L&I to May 14, 2026
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Jul 1, 2013MAXUM CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 1, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2013FMCSA revocation notice for the operating authority, dropped Jun 28, 2013opened after ARGONAUT-MIDWEST INSURANCE COMPANY filed a cancellation notice (effective Jul 1, 2013)L&I to May 14, 2026
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Jul 1, 2012ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2012FMCSA revocation notice for the operating authority, dropped Jul 2, 2012opened after ARGONAUT-MIDWEST INSURANCE COMPANY filed a cancellation notice (effective Jul 1, 2012)L&I to May 14, 2026
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Jul 1, 2011ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 6, 2011FMCSA revocation notice for the operating authority, dropped Jul 5, 2011opened after HANOVER INSURANCE CO. filed a cancellation notice (effective Jul 1, 2011)L&I to May 14, 2026
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Nov 23, 2009FMCSA revocation notice for the operating authority, dropped Jun 24, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 26, 2009NOVA CASUALTY COMPANYBroker bond (BMC-84) · ended Mar 12, 2009 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jul 1, 2008HANOVER INSURANCE CO.Cargo · ended Jul 1, 2011 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Jul 1, 2008HANOVER INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2011 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Jun 4, 2008FMCSA revocation notice for the operating authority, dropped Jul 1, 2008opened after BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN filed a cancellation notice (effective Jul 1, 2008)L&I to May 14, 2026
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Jul 1, 2007BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANLiability · $1,000,000 · ended Jul 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2007FMCSA revocation notice for the operating authority, dropped Jun 22, 2007opened after BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN filed a cancellation notice (effective Jul 1, 2007)L&I to May 14, 2026
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Jul 1, 2006BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPANLiability · $1,000,000 · ended Jul 1, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 5, 2006FMCSA revocation notice for the operating authority, dropped Jul 3, 2006opened after BERKSHIRE HATHAWAY HOMESTATE INSURANCE COMPAN filed a cancellation notice (effective Jul 1, 2006)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Virginia (HQ) 8
- North Carolina 6
- District of Columbia 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (large).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.8
Actual, last 12 mo
7.0
Projected, next 12 mo
1.4
0
4
8
We'd expect a typical fleet of this size this active to have about 0.8 crashes a year. This motor carrier recorded 7 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 8.5× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 1.4 over the next 12 — about 1.7× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 4% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.7× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
14 inspections
and 7 crashes.
The FMCSA record tables now hold 7 inspections and 2 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Jul 14, 2025 · VA · 5 injuries, 0 fatalities · engine severity weight 21
- Crash Apr 9, 2025 · VA · 0 injuries, 0 fatalities · engine severity weight 1
- Crash Mar 13, 2025 · VA · 1 injury, 0 fatalities · engine severity weight 5 · FMCSA: not preventable
- Crash Nov 15, 2024 · VA · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection May 1, 2025 · VA · level 2 · 1 vehicle OOS · 5 violations
- 7 further inspections with no out-of-service result
Confidence: Moderate · Z = 0.32
Marginal — 1.72x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.033 crashes per power-unit-year for a 25-unit for-hire fleet (pu20_49). Violations 1.02x (driver behaviour 0.93x, out-of-service 1.05x, all violations 1.33x; 14 inspections). Experience 1.69x: 4.1 decayed crashes against 1.3 expected over 36 months (credibility 0.32, a 2.77). 80% range 0.93–2.63x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
15
Driver Insp
15
Driver OOS
0
Vehicle Insp
9
Vehicle OOS
3
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 1 | 0.45 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 5 | 6.23 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-MAY-25 – 29-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.