EVER FRESH FARMS TRANSPORTATION INC
DBA: SPLIT ROCK
(616) 530-0005
safety@split-rock.com
1025 Ken O Sha Ind Park Dr Se, Grand Rapids MI 49508
108
tractors
87 drivers
11.5M mi/yr · ~107k per unit
Satisfactory
FRED Score 56.0 / 100
Moderate confidence
34 yrs history · 192 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 108
- Drivers · CDL
- 87 · 87
- Annual miles
- 11.5M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 66 | 42 | 0 | 108 |
| Trailers | 221 | 0 | 0 | 221 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-19-1998) · 28 yr old
- Registered
- 03-09-1992 (34 yrs)
- MCS-150 Update
- 12-01-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- MONT REED
- Officer
- Josh Rhodes
Cargo
64.3
medium risk
Household Goods
Meat
Refrigerated Food
General Freight
Fresh Produce
Other: PHARMACEUTICALS
- High-Risk Cargo
- General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about the same as similar fleets.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.98×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
4.2 vs 4.3 for similar fleets
Likely 1–8 crashes
This motor carrier
4.2
Similar fleets
4.3
Chance of a fatal crash, next 12 months
~11%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 10 crashes on the FMCSA record in 24 months (about 5 a year), including 1 fatal (1 death) and 2 with injuries; similar fleets have about 4.3 a year. The grade counts 14 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.30× the rate expected for its inspections, but out-of-service orders 0.38× and violations 0.49×. Together they move its crash estimate -10%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Feb 15, 2025).Ask: the accident register and loss runs for these crashes.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lights and brakesLights are 22 of 90 violations (24%). Light or brake defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- Vehicle out-of-service rate 12.9% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 3
-
High speeding: 8
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
10
1 fatality · 3 injuries · 0 tow-aways
Inspections
192
70% clean (no violations)
Vehicle out-of-service
12.9%
11 of 85
National avg 22.3%
Driver out-of-service
0.0%
0 of 192
National avg 6.7%
Violations
90
12 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 5 inspections.
vs 1,871 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.046 | 0.024 |
| Inspections | 1.38 | 0.91 |
| Violations | 0.42 | 0.51 |
| Critical violations | 0.07 | 0.10 |
Yearly rates from the last 24 months. Peers: 100–199 power units, medium-risk cargo.
What they get cited for
90 violations · 24 months-
Vehicle maintenance No alert49 · 12 OOSLights 22 · Brakes 11 · Tires 4 · Cargo securement 1 · Steering & suspension 1 · 10 more
-
Unsafe driving No alert27 · 0 OOSSpeeding 10 · Reckless / lane 7 · Seat belt 5 · Phone use 1 · Other 4
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Hours of service No alert14 · 0 OOSLogbook / ELD paperwork 14
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan112026New MexicoInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
-
Dec292025KentuckyProperty damage onlyWet road, dark - lighted, rain, two-way trafficway divided unprotected median.
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Dec142025TexasProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
-
Sep142025MichiganInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jun272025TexasProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Mar92025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
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Feb152025KansasFatal · 1 deathDark - not lighted, severe crosswinds, two-way trafficway not divided.
-
Jan252025MichiganProperty damage onlyWet road, dark - lighted, two-way trafficway divided unprotected median.
2 more in the FMCSA records below.
1 of the 10 crashes was fatal.
2 of the 10 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · ARCH INSURANCE COMPANYon record since Jan 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jan 2021
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jul 24, 2020)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
30 filings and 6 authority events since 1992 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
30 filings and 6 authority events since 1992 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jan 1, 2026ARCH INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Jan 1, 2025ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2026 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2024ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2023ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2022ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2021ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 23, 2020FMCSA revocation notice for the operating authority, dropped Jul 24, 2020cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 1, 2020ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Aug 25, 2020 · insurer name change8 months in forceL&I to May 14, 2026
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Jan 1, 2019ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2018ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2017ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2016ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 1, 2015ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 9, 2014ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2015 · replaced by the same insurer (renewal)7 months in forceL&I to May 14, 2026
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Jun 9, 2013HARCO NATIONAL INSURANCE CO.Liability · $750,000 · ended Jun 9, 2014 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 13, 2013FMCSA revocation notice for the operating authority, dropped Jun 7, 2013opened after COREPOINTE INSURANCE COMPANY filed a cancellation notice (effective Jun 9, 2013)L&I to May 14, 2026
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May 2, 2012COREPOINTE INSURANCE COMPANYLiability · ended Jun 9, 2013 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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May 11, 2011FMCSA revocation notice for the operating authority, dropped May 17, 2011opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Jun 7, 2011)L&I to May 14, 2026
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May 2, 2011WAUSAU UNDERWRITERS INSURANCE COMPANYLiability · $750,000 · ended May 2, 2012 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 2, 2008TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Nov 13, 2019 · cancellation notice took effect138 months in forceL&I to May 14, 2026
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May 2, 2008NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended May 2, 2011 · replaced by another insurera cancellation notice effective Jun 7, 2011 came after the replacement; 36 months in forceL&I to May 14, 2026
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May 2, 2007UNDERWRITERS AT LLOYDS LONDONCargo · ended May 2, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 2, 2006CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended May 2, 2008 · replaced by another insurera cancellation notice effective May 29, 2008 came after the replacement; 26 months in forceL&I to May 14, 2026
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Nov 17, 2005FMCSA revocation notice for the operating authority, dropped Dec 14, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 2, 2005CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Mar 2, 2006 · superseded by the same policy10 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Mexico 19
- California 17
- Washington 17
- Arizona 16
- Texas 14
- Illinois 11
- South Dakota 11
- Utah 10
Runs well beyond its home state: 5 of 192 inspections were in Michigan.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (108 power units: 108 filed, 85 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
4.3
Actual, per year in window
4.7
Projected, next 12 mo
4.2
0
3
6
We'd expect a typical fleet of 108 power units this active to have about 4.3 crashes a year. This motor carrier recorded 14 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 4.7 a year). Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 4.2 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 11% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
188 inspections
and 14 crashes.
The FMCSA record tables now hold 187 inspections and 10 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 5 inspections with no out-of-service result
Confidence: Moderate · Z = 0.55
Satisfactory — 0.98x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.040 crashes per power-unit-year for a 108-unit for-hire fleet (pu100_199). Violations 0.90x (driver behaviour 1.30x, out-of-service 0.38x, all violations 0.49x; 188 inspections). Experience 1.09x: 7.0 decayed crashes against 6.0 expected over 36 months (credibility 0.55, a 4.89). 80% range 0.62–1.39x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.0 crashes per 100 power-unit-years
108 power units · 4.31 expected crashes a year
Violation relativity
0.90×
188 inspections in window
Crash experience
1.09×
7.0 decayed crashes vs 6.0 expected · credibility 0.55
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.98× (80% range 0.62–1.39×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
192
Driver Insp
192
Driver OOS
0
Vehicle Insp
85
Vehicle OOS
11
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 24 | 1.40 | |
| HOS Compliance | 10 | 0.09 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 32 | 2.26 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.