WAITT TRUCKING INC
(317) 758-4444
jdrayer@waitttrucking.com
22755 Six Points Road, Sheridan IN 46069
32
power units · all leased
34 drivers
1.5M mi/yr · ~48k per unit
Poor
FRED Score 10.0 / 100
Low confidence
34 yrs history · 22 roadside inspections
Current FMCSA Conditional rating (09-27-2026)
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 32
- Drivers · CDL
- 34 · 34
- Annual miles
- 1.5M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 1 | 0 | 1 |
| Tractors | 0 | 31 | 0 | 31 |
| Trailers | 0 | 41 | 0 | 41 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Conditional (09-27-2026)
- Registered
- 03-09-1992 (34 yrs)
- MCS-150 Update
- 01-22-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- ROGER DRAYER
- Officer
- GARY FULTON
Cargo
67.1
medium risk
Household Goods
Drive/Tow Away
Machinery/Large Objects
Liquids/Gases
Livestock
Meat
Refrigerated Food
General Freight
Building Materials
Fresh Produce
Grain/Feed/Hay
Dry Bulk
Paper Products
Farm Supplies
Construction
- High-Risk Cargo
- Drive/Tow Away, Machinery Large, Livestock, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 2.1× that of similar fleets.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 2.11×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Critical. Its estimate (2.11× similar fleets) is in the Critical range, but the record isn't strong enough to be 60% sure it is above the Critical line (2.11×), so the grade stays Poor.
Expected crashes, next 12 months
2.3 vs 1.1 for similar fleets
Likely 0–5 crashes
This motor carrier
2.3
Similar fleets
1.1
Chance of a fatal crash, next 12 months
~6%
About 2.1× similar fleets.
What's driving the grade
Crash history
betterworse
Much worse than peers. 5 crashes on the FMCSA record in 24 months (about 2.5 a year), including 1 with injuries; similar fleets have about 1.1 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 2.99× the rate expected for its inspections. Together they move its crash estimate +13%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Current adverse FMCSA safety ratingFMCSA currently rates this motor carrier Conditional or Unsatisfactory — a recent formal finding of safety-management deficiencies. Treat as a serious underwriting concern.
-
High speeding: 8
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
5
0 fatalities · 2 injuries · 0 tow-aways
Inspections
22
41% clean (no violations)
Vehicle out-of-service
25.0%
2 of 8
National avg 22.3%
Driver out-of-service
0.0%
0 of 21
National avg 6.7%
Violations
20
2 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks in Indiana (about 35 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,544 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.109 | 0.029 |
| Inspections | 0.47 | 1.11 |
| Violations | 0.31 | 0.77 |
| Critical violations | 0.09 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
20 violations · 24 months-
Unsafe driving No alert9 · 0 OOSSpeeding 9
-
Vehicle maintenance No alert6 · 2 OOSCargo securement 2 · Lights 2 · Brakes 1 · Tires 1
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Hours of service No alert5 · 0 OOSLogbook / ELD paperwork 3 · False log 2
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul62026IllinoisProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Jan122026IndianaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Dec262025MissouriInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Aug42025IndianaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Mar42025IndianaProperty damage onlyDaylight.
1 of the 5 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Incline Casualty Companyon record since Jan 1, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 1988
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · Nationwide Mutual Insurance Company since Oct 1, 2024
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: BERKLEY CASUALTY COMPANY → Incline Casualty Company (Jan 2024)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Aug 16, 2006)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 12 authority events since 1988 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
26 filings and 12 authority events since 1988 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 1, 2024Nationwide Mutual Insurance CompanyBroker bond (BMC-84) · on file · on fileFMCSA's new system
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Jan 1, 2024Incline Casualty CompanyLiability · $750,000 · on fileFMCSA's new system
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Jan 1, 2023BERKLEY CASUALTY COMPANYLiability · $750,000 · ended Jan 1, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 1, 2021HUDSON INSURANCE COMPANYBroker bond (BMC-84) · ended Oct 1, 2024 · replaced by another insurera cancellation notice effective Oct 3, 2024 came after the replacement; 36 months in forceL&I to May 14, 2026
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Oct 1, 2020HUDSON INSURANCE COMPANYBroker bond (BMC-84) · ended Oct 1, 2021 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Jan 1, 2017AUSTIN MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jan 1, 2023 · replaced by another insurer72 months in forceL&I to May 14, 2026
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Dec 30, 2016FMCSA revocation notice for the operating authority, dropped Jan 4, 2017opened after AMERICAN HALLMARK INSURANCE COMPANY OF TEXAS filed a cancellation notice (effective Jan 26, 2017)L&I to May 14, 2026
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Jan 1, 2014AMERICAN HALLMARK INSURANCE COMPANY OF TEXASLiability · $750,000 · ended Jan 1, 2017 · replaced by another insurera cancellation notice effective Jan 26, 2017 came after the replacement; 36 months in forceL&I to May 14, 2026
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Dec 5, 2013FMCSA revocation notice for the operating authority, dropped Jan 2, 2014opened after MAXUM CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Jan 1, 2014)L&I to May 14, 2026
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Oct 1, 2013AMERICAN CONTRACTORS INDEMNITY COMPANYBroker bond (BMC-84) · ended Oct 1, 2020 · replaced by another insurera cancellation notice effective Oct 30, 2020 came after the replacement; 84 months in forceL&I to May 14, 2026
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Sep 4, 2013FMCSA revocation notice for the broker authority, dropped Oct 2, 2013cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 4, 2011AMERICAN CONTRACTORS INDEMNITY COMPANYBroker bond (BMC-84) · ended Oct 1, 2013 · cancellation notice took effect32 months in forceL&I to May 14, 2026
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Jan 10, 2011FMCSA revocation notice for the broker authority, dropped Feb 10, 2011cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 4, 2009OLD REPUBLIC SURETY COMPANYBroker bond (BMC-84) · ended Feb 4, 2011 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Feb 1, 2009MAXUM CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Jan 1, 2014 · cancellation notice took effect59 months in forceL&I to May 14, 2026
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Jan 8, 2009FMCSA revocation notice for the broker authority, dropped Feb 5, 2009opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2009)L&I to May 14, 2026
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Jan 2, 2009FIDELITY & DEPOSIT CO. OF MARYLANDBroker bond (BMC-84) · ended Feb 4, 2009 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jan 1, 2009MAXUM CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Feb 1, 2009 · replaced by the same insurer (renewal)1 month in forceL&I to May 14, 2026
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Dec 5, 2008FMCSA revocation notice for the operating authority, dropped Jan 6, 2009opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2009)L&I to May 14, 2026
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Dec 5, 2008FMCSA revocation notice for the broker authority, dropped Dec 30, 2008opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2009)L&I to May 14, 2026
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Jan 1, 2008EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 5, 2007FMCSA revocation notice for the operating authority, dropped Dec 28, 2007opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2008)L&I to May 14, 2026
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Jan 1, 2007EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Jan 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 5, 2006FMCSA revocation notice for the operating authority, dropped Dec 29, 2006opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 1, 2007)L&I to May 14, 2026
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Aug 16, 2006Broker authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Illinois 7
- Indiana (HQ) 7
- Iowa 2
- Ohio 2
- Michigan 1
- New York 1
- South Dakota 1
- Federal inspectors 1
32% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (32 power units: 32 filed, 12 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.1
Actual, per year in window
3.7
Projected, next 12 mo
2.3
0
2.25
4.5
We'd expect a typical fleet of 32 power units this active to have about 1.1 crashes a year. This motor carrier recorded 11 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.7 a year) — about 3.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.3 over the next 12 — about 2.1× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 6% chance in the next 12 months
Modeled fatal-crash rate is roughly 2.1× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
23 inspections
and 11 crashes.
The FMCSA record tables now hold 22 inspections and 5 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Low · Z = 0.26 (posterior 0.35 × exposure corroboration)
Poor — 2.11x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.034 crashes per power-unit-year for a 32-unit for-hire fleet (pu20_49). Violations 1.13x (driver behaviour 2.99x, out-of-service 0.88x, all violations 1.16x; 23 inspections). Experience 1.87x: 6.6 decayed crashes against 1.9 expected over 36 months (credibility 0.35, a 3.53). 80% range 1.28–3.04x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.4 crashes per 100 power-unit-years
32 power units · 1.10 expected crashes a year
Violation relativity
1.13×
23 inspections in window
Crash experience
1.87×
6.6 decayed crashes vs 1.9 expected · credibility 0.35
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 2.11× (80% range 1.28–3.04×)
· band Critical → displayed Poor
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
22
Driver Insp
21
Driver OOS
0
Vehicle Insp
8
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 9 | 3.31 | |
| HOS Compliance | 5 | 0.71 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 2.76 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-FEB-25 – 29-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.