RT&T ENTERPRISES INC
(815) 615-9398
jeffz@rttenterprises.com
18353 Us Hwy 20 West, East Dubuque IL 61025
63
tractors
63 drivers
3.4M mi/yr · ~54k per unit
Satisfactory
FRED Score 63.3 / 100
Moderate confidence
34 yrs history · 87 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 63
- Drivers · CDL
- 63 · 63
- Annual miles
- 3.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 8 | 55 | 0 | 63 |
| Trailers | 168 | 0 | 0 | 168 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Interstate
- Scope
- Interstate (Within 100 miles)
- FMCSA Rating
- Satisfactory (06-29-2004) · 22 yr old
- Registered
- 03-24-1992 (34 yrs)
- MCS-150 Update
- 04-14-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- TIFFANY (COLIN) ZIMMERMAN
- Officer
- JEFFREY T ZIMMERMAN
Cargo
60.8
medium risk
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
General Freight
Building Materials
Beverages
Grain/Feed/Hay
Dry Bulk
Paper Products
Farm Supplies
Construction
Coal/Coke
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.90×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.3 vs 2.5 for similar fleets
Likely 0–5 crashes
This motor carrier
2.3
Similar fleets
2.5
Chance of a fatal crash, next 12 months
~6%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
Lower so far, not yet proven. 3 crashes on the FMCSA record in 24 months (about 1.5 a year); similar fleets have about 2.5 a year. Too short a record to be sure, so the grade counts its crash record as about 9% below typical. The grade counts 6 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Out-of-service orders 0.77× the rate expected for its inspections. Together they barely move its crash estimate. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Brakes and lightsBrakes are 21 of 70 violations (30%). Brake or light defects led to 7 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Unsafe drivingCited 4 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- 3 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 1.1% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 4
-
Excessive speeding: 10
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 0 injuries · 0 tow-aways
Inspections
87
54% clean (no violations)
Vehicle out-of-service
27.8%
10 of 36
National avg 22.3%
Driver out-of-service
1.1%
1 of 87
National avg 6.7%
Violations
70
14 out-of-service
Inspections per quarter
With an out-of-service order
vs 4,520 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.024 | 0.025 |
| Inspections | 1.19 | 0.91 |
| Violations | 0.56 | 0.53 |
| Critical violations | 0.11 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
70 violations · 24 months-
Vehicle maintenance No alert46 · 13 OOSBrakes 21 · Lights 15 · Tires 6 · Steering & suspension 1 · Wheels & hubs 1 · 2 more
-
Unsafe driving No alert20 · 0 OOSSpeeding 12 · Reckless / lane 5 · Phone use 1 · Seat belt 1 · Other 1
-
Hours of service No alert3 · 0 OOSLogbook / ELD paperwork 2 · Over hours limit 1
-
Driver fitness No alert1 · 1 OOSMedical certificate 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
3 crashes
-
Dec12025MissouriProperty damage onlySnow road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
-
Nov212025IllinoisProperty damage onlyDaylight.
-
Sep152025OhioProperty damage onlyDaylight, one-way trafficway not divided.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · Sentry Select Insurance Companyon record since Jan 4, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 1995
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: TRISURA INSURANCE COMPANY → Sentry Select Insurance Company (Jan 2026)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Sep 28, 2026 (suspension effective Oct 28, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Jun 17, 2003)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 8 authority events since 1995 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
25 filings and 8 authority events since 1995 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Sep 28, 2026FMCSA suspension notice for the broker authority, effective Oct 28, 2026the authority stayed activeFMCSA's new system
-
Jan 4, 2026Sentry Select Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
-
Jan 4, 2023TRISURA INSURANCE COMPANYLiability · $1,000,000 · ended Jan 4, 2026 · replaced by another insurer36 months in forceL&I to May 14, 2026
-
Jun 4, 2022TRISURA INSURANCE COMPANYLiability · $1,000,000 · ended Jan 4, 2023 · superseded by the same policy7 months in forceL&I to May 14, 2026
-
Jan 4, 2019AEGIS SECURITY INSURANCE COMPANYLiability · $1,000,000 · ended Jun 4, 2022 · replaced by another insurer41 months in forceL&I to May 14, 2026
-
Dec 10, 2017TRAVELERS INDEMNITY COMPANYLiability · $1,000,000 · ended Jan 4, 2019 · replaced by another insurer13 months in forceL&I to May 14, 2026
-
Nov 13, 2017FMCSA revocation notice for the operating authority, dropped Nov 15, 2017opened after TRAVELERS INDEMNITY COMPANY filed a cancellation notice (effective Dec 10, 2017)L&I to May 14, 2026
-
Nov 10, 2017TRAVELERS INDEMNITY COMPANYLiability · $1,000,000 · ended Dec 10, 2017 · cancellation notice took effect1 month in forceL&I to May 14, 2026
-
Jan 4, 2008TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Dec 9, 2017 · cancellation notice took effect119 months in forceL&I to May 14, 2026
-
Jan 4, 2008TRAVELERS PROPERTY CASUALTY CO. OF AMERICALiability · $1,000,000 · ended Nov 10, 2017 · replaced by the same insurer (renewal)118 months in forceL&I to May 14, 2026
-
Jan 25, 2007FMCSA revocation notice for the operating authority, dropped Jan 31, 2007cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Jan 5, 2007HARTFORD FIRE INSURANCE COMPANYCargo · ended Jan 4, 2008 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Apr 24, 2006HARCO NATIONAL INSURANCE CO.Cargo · ended Jan 5, 2007 · replaced by another insurera cancellation notice effective Feb 21, 2007 came after the replacement; 8 months in forceL&I to May 14, 2026
-
Apr 24, 2006HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jan 4, 2008 · replaced by another insurera cancellation notice effective Feb 6, 2008 came after the replacement; 20 months in forceL&I to May 14, 2026
-
Jan 4, 2005HARCO NATIONAL INSURANCE CO.Cargo · ended Apr 24, 2006 · superseded by the same policy16 months in forceL&I to May 14, 2026
-
Jan 4, 2005HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Apr 24, 2006 · superseded by the same policy16 months in forceL&I to May 14, 2026
-
Dec 8, 2004FMCSA revocation notice for the operating authority, dropped Jan 3, 2005opened after HARCO NATIONAL INSURANCE CO. filed a cancellation notice (effective Jan 4, 2005)L&I to May 14, 2026
-
Jun 17, 2003Broker authority revoked (cause not stated)L&I to May 14, 2026
-
Feb 1, 2003HARCO NATIONAL INSURANCE CO.Cargo · ended Jan 4, 2005 · cancellation notice took effect23 months in forceL&I to May 14, 2026
-
Jan 4, 2003HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Jan 4, 2005 · cancellation notice took effect24 months in forceL&I to May 14, 2026
-
Feb 1, 2002FIREMAN'S FUND INSURANCE CO.Cargo · ended Feb 1, 2003 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Jan 4, 2002INSURANCE CORPORATION OF HANNOVERCargo · ended Feb 1, 2002 · replaced by another insurera cancellation notice effective Feb 6, 2002 came after the replacement; 1 month in forceL&I to May 14, 2026
-
Jan 4, 2002INSURANCE CORPORATION OF HANNOVERLiability · $1,000,000 · ended Jan 4, 2003 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Nov 4, 1998Broker authority grantedL&I to May 14, 2026
-
Oct 14, 1998CAPITOL INDEMNITY CORPORATIONBroker bond (BMC-84) · ended Mar 29, 2003 · cancellation notice took effect53 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Iowa 20
- Illinois (HQ) 17
- Indiana 9
- Kansas 7
- Kentucky 6
- Missouri 6
- North Carolina 5
- Wisconsin 5
20% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (63 power units: 63 filed, 45 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.5
Actual, per year in window
2.0
Projected, next 12 mo
2.3
0
1.5
3
We'd expect a typical fleet of 63 power units this active to have about 2.5 crashes a year. This motor carrier recorded 6 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.3 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 6% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
85 inspections
and 6 crashes.
The FMCSA record tables now hold 87 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.45
Satisfactory — 0.90x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.040 crashes per power-unit-year for a 63-unit for-hire fleet (pu50_99). Violations 0.98x (driver behaviour 1.21x, out-of-service 0.77x, all violations 0.82x; 85 inspections). Experience 0.91x: 3.1 decayed crashes against 3.8 expected over 36 months (credibility 0.45, a 4.64). 80% range 0.50–1.34x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.0 crashes per 100 power-unit-years
63 power units · 2.53 expected crashes a year
Violation relativity
0.98×
85 inspections in window
Crash experience
0.91×
3.1 decayed crashes vs 3.8 expected · credibility 0.45
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.90× (80% range 0.50–1.34×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
87
Driver Insp
87
Driver OOS
1
Vehicle Insp
36
Vehicle OOS
10
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 18 | 3.20 | |
| HOS Compliance | 3 | 0.05 | |
| Driver Fitness | 1 | 0.05 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 23 | 6.15 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-DEC-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.