GIRARDI'S TOWING INC

DOT# 476429 MC# 253893 DUNS# 362274516 Grand Junction, CO Authorized For-Hire
(970) 434-5629 suzanne@girardis.net 3183 D Road, Grand Junction CO 81504
9 power units · all owned 6 drivers
Strong
FRED Score 90.0 / 100
Low confidence
34 yrs history · 1 roadside inspection
Upside capped

FMCSA Live Status

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Fleet & equipment

Power units
9
Drivers · CDL
6 · 6
Annual miles
212k unreliable
Type Own Term Trip Total
Trucks 9 0 0 9
Tractors 0 0 0 0
Trailers 0 0 0 0

Registration

Organization
INDIVIDUAL
FMCSA Rating
Satisfactory (03-10-1993) · 33 yr old
Registered
03-30-1992 (34 yrs)
MCS-150 Update
10-07-2025 (Address Change)
FRED Score Date
Nov 08, 2026
Officer
VICTOR JOHN GIRARDI, III
Officer
SUZANNE GIRARDI

Cargo

70.8
high risk
Motor Vehicles Drive/Tow Away Machinery/Large Objects General Freight Building Materials Construction
High-Risk Cargo
Motor Vehicles, Drive/Tow Away, Machinery Large, General Freight

Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.

Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.

Upside Withheld

Its risk relativity (0.58× similar fleets) would put it in Excellent; this rule holds it at Strong:

  • Excellent withheld: too little expected exposure to prove it (under 0.3 expected crashes in 36 months)

The downside is never capped.

Advisory Grade — Outside the Ranked Book

Fleets under 10 power units are graded against their size cohort (pu6_9) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.

Mileage Unreliable

MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).

Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.

Similar fleets: interstate fleets of 6–9 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.

This motor carrier 0.58×
ExcellentStrongSatisf.MarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.1 vs 0.2 for similar fleets
Likely 0–1 crashes
This motor carrier
0.1
Similar fleets
0.2
Chance of a fatal crash, next 12 months
<1%
Below similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 0 crashes on the FMCSA record in 24 months; similar fleets have about 0.2 a year.
Roadside inspections
betterworse
Much better than peers. Violations 0.09×, out-of-service orders 0.23× and unsafe-driving and hours-of-service violations 0.48× the rate expected for its inspections. Together they move its crash estimate -32%.

Worth a closer look

From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.

  • Little roadside history
    Only 1 inspection in 24 months for 9 power units, where interstate fleets of 6–9 trucks in Colorado average about 10; the record says little either way.
    Ask: confirm the fleet is operating at the filed size (the MCS-150 was last updated Oct 2025).
Data flags
  • Unreliable reported mileage
    The motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
  • Estimated mileage
    No usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.

Track record

FMCSA record, Jun 2025 – Jun 2025 · grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
1
100% clean (no violations)
Vehicle out-of-service
—
no inspections
National avg 22.3%
Driver out-of-service
0.0%
0 of 1
National avg 6.7%
Violations
0
0 out-of-service

Inspected less often than interstate fleets of 6–9 trucks in Colorado (about 10 in 24 months would be typical).

Inspections per quarter With an out-of-service order
Q2 '25: 1 inspections, 0 out of service 1 Q2 '25
vs 4,754 peer fleets
This motor carrierPeers
Crashes 0.000 0.039
Inspections 0.78 1.38
Violations 0.00 1.31
Critical violations 0.00 0.27

Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.

What they get cited for

0 violations · 24 months

No violations on the FMCSA record in the last 24 months.

Violations by quarter

Tap a category to show or hide it
No violation trend data

Crashes

24 months

No reportable crashes on the FMCSA record in the last 24 months.

Insurance filed with FMCSA

FMCSA record through May 14, 2026 · no change recorded by FMCSA since
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Last on FMCSA's record (May 14, 2026)
$750,000 · NATIONAL INDEMNITY COMPANY
on record since Jul 1, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 1994
Cargo filing
not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
  • One liability insurer throughout
  • 3 cancellation notices filed by insurers; 3 took effect (the last Jul 1, 2025, replaced the same day)
  • No gap in filed liability coverage while liability was required
Authority
  • FMCSA notices resolved in time: 3

Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jul 1, 2025)

Who insures fleets like this →

FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?

Where it happens

Loading map data…
Inspections by state
  • Colorado (HQ) 1