BLUE LAKES CHARTERS AND TOURS INC
(810) 686-4287
JASON@BLUELAKES.COM
12154 N Saginaw Road, Clio MI 48420
33
power units
54 drivers
1.6M mi/yr · ~49k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 33
- Drivers · CDL
- 54 · 53
- Annual miles
- 1.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (10-08-2026)
- Registered
- 04-01-1992 (34 yrs)
- MCS-150 Update
- 03-28-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JASON CUPP
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 0.0% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
Track record
FMCSA record, Oct 2024 – Jul 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
1
0 fatalities · 0 injuries · 0 tow-aways
Inspections
74
97% clean (no violations)
Vehicle out-of-service
0.0%
0 of 74
National avg 22.3%
Driver out-of-service
0.0%
0 of 16
National avg 6.7%
Violations
2
0 out-of-service
Inspected more often than interstate fleets of 20–49 trucks in Michigan (about 30 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,544 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.029 |
| Inspections | 1.91 | 1.11 |
| Violations | 0.03 | 0.77 |
| Critical violations | 0.00 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
2 violations · 24 months-
Vehicle maintenance No alert2 · 0 OOSBrakes 1 · Other parts 1
-
Unsafe driving No alert0
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Oct32024MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$5,000,000 · LANCER INSURANCE COMPANYon record since Sep 1, 2024 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Jun 1991
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last Sep 1, 2024, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Sep 3, 2024)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 4 authority events since 1991 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
15 filings and 4 authority events since 1991 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 1, 2024LANCER INSURANCE COMPANYLiability · $5,000,000 · on fileL&I to May 14, 2026
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Aug 5, 2024FMCSA revocation notice for the operating authority, dropped Sep 3, 2024opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Sep 1, 2024)L&I to May 14, 2026
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May 12, 2023FMCSA revocation notice for the operating authority, dropped Jun 20, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 1, 2020LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 1, 2024 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Sep 8, 2019LANCER INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Oct 6, 2020 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Sep 8, 2019LANCER INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2020 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Sep 1, 2012LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 8, 2019 · superseded by the same policy84 months in forceL&I to May 14, 2026
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Nov 26, 2011AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $1,000,000 · ended Sep 1, 2012 · replaced by another insurer9 months in forceL&I to May 14, 2026
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Nov 26, 2011AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability (excess) · $4,000,000 over $1,000,000 · ended Dec 30, 2012 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Oct 31, 2011FMCSA revocation notice for the operating authority, dropped Nov 7, 2011opened after AMERICAN ALTERNATIVE INSURANCE CORPORATION filed a cancellation notice (effective Nov 26, 2011)L&I to May 14, 2026
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Sep 1, 2009AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability (excess) · $4,000,000 over $1,000,000 · ended Nov 26, 2011 · cancellation notice took effect27 months in forceL&I to May 14, 2026
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Sep 1, 2009AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $1,000,000 · ended Nov 26, 2011 · cancellation notice took effect27 months in forceL&I to May 14, 2026
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Sep 1, 2008AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $2,000,000 · ended Sep 1, 2009 · replaced by the same insurer (renewal)a cancellation notice effective Sep 27, 2009 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 1, 2008AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability (excess) · $3,000,000 over $2,000,000 · ended Sep 1, 2009 · replaced by the same insurer (renewal)a cancellation notice effective Sep 27, 2009 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 1, 2007LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 1, 2008 · replaced by another insurera cancellation notice effective Oct 3, 2008 came after the replacement; 12 months in forceL&I to May 14, 2026
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Sep 1, 2004LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 1, 2007 · superseded by the same policy36 months in forceL&I to May 14, 2026
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Sep 1, 2001LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 1, 2004 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Jun 17, 1991Operating authority grantedL&I to May 14, 2026
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Jun 1, 1991LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Sep 1, 2001 · cancellation notice took effect123 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Michigan (HQ) 66
- Ohio 8
Mostly inspected in its home state (89%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
74
Driver Insp
16
Driver OOS
0
Vehicle Insp
74
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 2 | 0.18 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (01-FEB-25 – 29-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.