LAFAYETTE LIMO INC
(765) 497-3828
amanda@lafayettelimo.com
2525 Klondike Rd, West Lafayette IN 47906-5202
22
power units
47 drivers
1.4M mi/yr · ~62k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 22
- Drivers · CDL
- 47 · 32
- Annual miles
- 1.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Intrastate non-HM
- Scope
- Intrastate (Beyond 100 miles)
- FMCSA Rating
- Satisfactory (11-13-2025)
- Registered
- 06-08-1992 (34 yrs)
- MCS-150 Update
- 01-26-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- RHONDA FLORIAN
- Officer
- AMANDA FLORIAN
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
- 75% of inspections found no violations.
Track record
FMCSA record, Sep 2025 – Aug 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
12
75% clean (no violations)
Vehicle out-of-service
18.2%
2 of 11
National avg 22.3%
Driver out-of-service
0.0%
0 of 2
National avg 6.7%
Violations
6
3 out-of-service
Inspections per quarter
With an out-of-service order
vs 11,996 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.023 | 0.027 |
| Inspections | 0.32 | 1.02 |
| Violations | 0.14 | 0.71 |
| Critical violations | 0.02 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
6 violations · 24 months-
Vehicle maintenance No alert5 · 3 OOSBrakes 1 · Cargo securement 1 · Steering & suspension 1 · Other parts 2
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Unsafe driving No alert1 · 0 OOSPhone use 1
-
Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$5,000,000 · RLI INSURANCE COMPANYon record since Oct 6, 2022 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Nov 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Oct 7, 2020)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 17 authority events since 1992 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
26 filings and 17 authority events since 1992 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 6, 2022RLI INSURANCE COMPANYLiability · $5,000,000 · on fileL&I to May 14, 2026
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Oct 6, 2020RLI INSURANCE COMPANYLiability · $5,000,000 · ended Oct 6, 2022 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Sep 9, 2020FMCSA revocation notice for the operating authority, dropped Oct 7, 2020opened after RLI INSURANCE COMPANY filed a cancellation notice (effective Oct 6, 2020)L&I to May 14, 2026
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Oct 6, 2015RLI INSURANCE COMPANYLiability · $5,000,000 · ended Oct 6, 2020 · cancellation notice took effect60 months in forceL&I to May 14, 2026
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Sep 9, 2015FMCSA revocation notice for the operating authority, dropped Oct 7, 2015opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Sep 4, 2015)L&I to May 14, 2026
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Sep 4, 2015ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Oct 6, 2015 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Aug 10, 2015FMCSA revocation notice for the operating authority, dropped Aug 18, 2015opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Sep 4, 2015)L&I to May 14, 2026
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Nov 1, 2014ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Sep 4, 2015 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Oct 6, 2014FMCSA revocation notice for the operating authority, dropped Nov 3, 2014opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2014)L&I to May 14, 2026
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Jan 30, 2014ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Nov 1, 2014 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jan 3, 2014FMCSA revocation notice for the operating authority, dropped Jan 31, 2014opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Jan 30, 2014)L&I to May 14, 2026
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Nov 1, 2013ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Jan 30, 2014 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Oct 7, 2013FMCSA revocation notice for the operating authority, dropped Nov 1, 2013opened after AMERICAN GUARANTEE & LIABILITY INS. CO. filed a cancellation notice (effective Nov 1, 2013)L&I to May 14, 2026
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Nov 20, 2012Operating authority reinstatedL&I to May 14, 2026
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Nov 7, 2012Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 1, 2012AMERICAN GUARANTEE & LIABILITY INS. CO.Liability · $1,000,000 · ended Nov 1, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Nov 1, 2011ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Nov 1, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 5, 2011FMCSA revocation notice for the operating authority, dropped Oct 25, 2011opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2011)L&I to May 14, 2026
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Nov 1, 2010ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Nov 1, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 5, 2010FMCSA revocation notice for the operating authority, dropped Oct 29, 2010opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2010)L&I to May 14, 2026
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Nov 1, 2009ZURICH AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Nov 1, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 5, 2009FMCSA revocation notice for the operating authority, dropped Nov 2, 2009opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Nov 1, 2009)L&I to May 14, 2026
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Nov 1, 2008STATE NATIONAL INSURANCE CO., INC.Liability · $5,000,000 · ended Nov 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 6, 2008FMCSA revocation notice for the operating authority, dropped Nov 6, 2008opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2008)L&I to May 14, 2026
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Nov 1, 2007LINCOLN GENERAL INSURANCE COMPANYLiability · $5,000,000 · ended Nov 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana (HQ) 11
- Illinois 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
12
Driver Insp
2
Driver OOS
0
Vehicle Insp
11
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 1 | 0.31 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 3 | 2.09 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (16-AUG-26 – 25-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.