W H COFFMAN INC
(806) 655-2555
whcoffman@msn.com
16303 Ih 27, Canyon TX 79015
3
tractors · all owned
3 drivers
380k mi/yr · ~127k per unit
Satisfactory
FRED Score 50.0 / 100
Low confidence
33 yrs history · 10 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 3 · 3
- Annual miles
- 380k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 3 | 0 | 0 | 3 |
| Trailers | 4 | 0 | 0 | 4 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-15-2019) · 7 yr old
- Registered
- 05-25-1993 (33 yrs)
- MCS-150 Update
- 01-27-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- HARDY COFFMAN
- Officer
- KEVA COFFMAN
Cargo
61.2
medium risk
Meat
Refrigerated Food
General Freight
Fresh Produce
Other: AG PRODUCTS
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 8% higher than similar fleets.
Similar fleets: interstate fleets of about 3 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.08×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.08× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
0.2 vs 0.2 for similar fleets
This motor carrier
0.2
Similar fleets
0.2
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Drivers put out of service5 out-of-service violations against drivers: 5 hours of service (Sep 2024 – May 2026).Ask: driver supervision and dispatch practices.
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Brakes and cargo securementBrakes are 10 of 29 violations (34%). Brake or cargo securement defects led to 2 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Driver out-of-service rate40.0% of driver inspections end out of service vs 6.7% nationally (4 of 10).
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Falsified logs6 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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New since the grade was set1 out-of-service inspection after Jul 31, 2026. Not in the grade yet.
Strengths
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
Track record
FMCSA record, Sep 2024 – Aug 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
10
30% clean (no violations)
Vehicle out-of-service
60.0%
3 of 5
National avg 22.3%
Driver out-of-service
40.0%
4 of 10
National avg 6.7%
Violations
29
9 out-of-service
Inspected more often than interstate fleets of 2–5 trucks in Texas (about 6 in 24 months would be typical; 31% of them had none).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 3.00 | 1.58 |
| Violations | 4.83 | 1.56 |
| Critical violations | 1.17 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
29 violations · 24 months-
Vehicle maintenance No alert17 · 4 OOSBrakes 10 · Cargo securement 2 · Lights 2 · Steering & suspension 1 · Other parts 2
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Hours of service No alert12 · 5 OOSFalse log 6 · Logbook / ELD paperwork 6
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Unsafe driving No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · WORTH INSURANCE COon record since Jul 13, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Dec 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: GREAT WEST CASUALTY CO. → WORTH INSURANCE CO (Jul 2024); TRISURA SPECIALTY INSURANCE COMPANY → GREAT WEST CASUALTY CO. (Jul 2023)
- 2 cancellation notices filed by insurers; 2 took effect (the last Jul 13, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jul 7, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
36 filings and 25 authority events since 1993 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
36 filings and 25 authority events since 1993 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 13, 2025WORTH INSURANCE COLiability · $750,000 · on fileL&I to May 14, 2026
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Jun 16, 2025FMCSA revocation notice for the operating authority, dropped Jul 7, 2025opened after WORTH INSURANCE CO filed a cancellation notice (effective Jul 13, 2025)L&I to May 14, 2026
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Jul 13, 2024WORTH INSURANCE COLiability · $750,000 · ended Jul 13, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 13, 2023GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jul 13, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 16, 2023FMCSA revocation notice for the operating authority, dropped Jul 3, 2023opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jul 13, 2023)L&I to May 14, 2026
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Jul 13, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 13, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 20, 2022FMCSA revocation notice for the operating authority, dropped Jul 14, 2022opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jul 15, 2022)L&I to May 14, 2026
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Jun 15, 2022TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 13, 2022 · replaced by the same insurer (renewal)a cancellation notice effective Jul 15, 2022 came after the replacement; 1 month in forceL&I to May 14, 2026
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Nov 24, 2021TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jun 15, 2022 · superseded by the same policya cancellation notice effective Jul 17, 2022 came after the replacement; 7 months in forceL&I to May 14, 2026
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Nov 22, 2021FMCSA revocation notice for the operating authority, dropped Nov 26, 2021opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 17, 2021)L&I to May 14, 2026
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Jul 17, 2021TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 24, 2021 · superseded by the same policya cancellation notice effective Dec 17, 2021 came after the replacement; 4 months in forceL&I to May 14, 2026
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Jun 22, 2021FMCSA revocation notice for the operating authority, dropped Jul 13, 2021opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jul 17, 2021)L&I to May 14, 2026
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Aug 27, 2020Operating authority reinstatedL&I to May 14, 2026
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Aug 24, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jul 17, 2020TRISURA SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Jul 17, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 17, 2018PROGRESSIVE COUNTY MUTUALLiability · $1,000,000 · ended Jul 17, 2020 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jun 20, 2018FMCSA revocation notice for the operating authority, dropped Jul 18, 2018opened after HALLMARK COUNTY MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Jul 17, 2018)L&I to May 14, 2026
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Jul 17, 2017HALLMARK COUNTY MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 17, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 20, 2017FMCSA revocation notice for the operating authority, dropped Jul 7, 2017opened after HALLMARK COUNTY MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Jul 17, 2017)L&I to May 14, 2026
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Jul 17, 2016HALLMARK COUNTY MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 17, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 20, 2016FMCSA revocation notice for the operating authority, dropped Jul 12, 2016opened after HALLMARK COUNTY MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Jul 17, 2016)L&I to May 14, 2026
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Jul 17, 2015HALLMARK COUNTY MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 17, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 22, 2015FMCSA revocation notice for the operating authority, dropped Jul 14, 2015opened after HALLMARK COUNTY MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Jul 17, 2015)L&I to May 14, 2026
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Jul 17, 2014HALLMARK COUNTY MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 17, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 20, 2014FMCSA revocation notice for the operating authority, dropped Jul 15, 2014opened after HALLMARK COUNTY MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Jul 17, 2014)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Iowa 3
- Kansas 3
- Illinois 1
- New Mexico 1
- Texas (HQ) 1
- Wisconsin 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.2
Actual, last 12 mo
0.0
Projected, next 12 mo
0.2
0
0.25
0.5
We'd expect a typical fleet of this size this active to have about 0.2 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.2 over the next 12.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
8 inspections
and 0 crashes.
The FMCSA record tables now hold 4 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Out-of-service inspection Mar 31, 2025 · WI · level 1 · 2 vehicle OOS, 1 driver OOS · 13 violations
- Out-of-service inspection Sep 26, 2024 · IA · level 3 · 1 driver OOS · 1 violation
- 3 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- Out-of-service inspection Aug 19, 2026 · NM · level 2 · 1 vehicle OOS · 2 violations
Confidence: Low · Z = 0.13
Satisfactory — 1.08x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.046 crashes per power-unit-year for a 4-unit for-hire fleet (pu2_5). Violations 1.25x (driver behaviour 2.83x, out-of-service 1.99x, all violations 1.83x; 8 inspections). Experience 0.87x: 0.0 decayed crashes against 0.4 expected over 36 months (credibility 0.13, a 2.32). 80% range 0.32–2.04x. Fleet sized at 4 units from roadside VINs (3 filed). Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
10
Driver Insp
10
Driver OOS
4
Vehicle Insp
5
Vehicle OOS
3
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 6 | 9.13 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 4 | 9.70 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-SEP-25 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.