D & K SERVICE LLC
DBA: D & K SERVICE
FMCSA Live Status
Fleet & equipment
- Power units
- 16
- Drivers · CDL
- 15 · 15
- Annual miles
- 787k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 13 | 0 | 0 | 13 |
| Trailers | 62 | 0 | 0 | 62 |
Registration
- Organization
- CORPORATION
- Registered
- 10-04-1993 (33 yrs)
- MCS-150 Update
- 10-14-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- GREG O'CONNELL
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (May 2025).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 5 of 19 violations (26%). Brake or light defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate60.0% of vehicle inspections end out of service vs 22.3% nationally (6 of 10). Across all its inspections, out-of-service orders run 1.40× what's expected for where and how it's inspected.
- 3 crashes in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
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Dangerous driving: 2
Track record
Inspected about as often as interstate fleets of 10–19 trucks in Michigan (about 15 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.094 | 0.034 |
| Inspections | 0.59 | 1.23 |
| Violations | 0.59 | 0.97 |
| Critical violations | 0.09 | 0.18 |
Yearly rates from the last 24 months. Peers: interstate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
19 violations · 24 months-
Vehicle maintenance No alert14 · 8 OOSBrakes 5 · Lights 5 · Tires 3 · Cargo securement 1
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Unsafe driving No alert4 · 0 OOSReckless / lane 2 · Seat belt 1 · Speeding 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Apr152026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Nov52025MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May202025MichiganProperty damage onlyDaylight, two-way trafficway divided positive barrier. Citation issued.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · NORTHLAND INSURANCE COMPANYon record since Oct 4, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Mar 2001
- Cargo filing
- on file · MICHIGAN MILLERS MUTUAL INSURANCE CO since Oct 4, 2013
- 2 liability insurers on FMCSA's record, 1 change: AUTO OWNERS INSURANCE COMPANY → NORTHLAND INSURANCE COMPANY (Oct 2024)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Dec 12, 2006)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
27 filings and 7 authority events since 1993 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 4, 2024NORTHLAND INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Oct 4, 2022AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended Oct 4, 2024 · replaced by another insurera cancellation notice effective Nov 2, 2024 came after the replacement; 24 months in forceL&I to May 14, 2026
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Oct 4, 2020CRUM & FORSTER INDEMNITY COMPANYLiability · $750,000 · ended Oct 4, 2022 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Oct 4, 2019OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Oct 4, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 4, 2017MICHIGAN MILLERS MUTUAL INSURANCE COLiability · $1,000,000 · ended Oct 4, 2019 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Oct 4, 2016SECURA INSURANCE, A MUTUAL CO.Liability · $750,000 · ended Oct 4, 2017 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 4, 2013MICHIGAN MILLERS MUTUAL INSURANCE COCargo · on file · on fileL&I to May 14, 2026
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Oct 4, 2013MICHIGAN MILLERS MUTUAL INSURANCE COLiability · $1,000,000 · ended Oct 4, 2016 · replaced by another insurer36 months in forceL&I to May 14, 2026
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May 23, 2011AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended Oct 4, 2013 · replaced by another insurer28 months in forceL&I to May 14, 2026
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Dec 12, 2006Operating authority reinstatedL&I to May 14, 2026
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Dec 4, 2006Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 4, 2006AUTO OWNERS INSURANCE COMPANYCargo · ended Oct 4, 2013 · replaced by another insurer84 months in forceL&I to May 14, 2026
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Oct 4, 2006AUTO OWNERS INSURANCE COMPANYLiability · $1,000,000 · ended May 23, 2011 · replaced by the same insurer (renewal)56 months in forceL&I to May 14, 2026
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Mar 14, 2006INSURANCE CORPORATION OF HANNOVERLiability · $750,000 · ended Dec 4, 2006 · insurer name change9 months in forceL&I to May 14, 2026
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Feb 15, 2006FMCSA revocation notice for the operating authority, dropped Mar 16, 2006opened after CLARENDON NATIONAL INS. CO. filed a cancellation notice (effective Mar 14, 2006)L&I to May 14, 2026
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Oct 4, 2005CLARENDON NATIONAL INS. CO.Cargo · ended Oct 6, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 12, 2005CLARENDON NATIONAL INS. CO.Liability · $750,000 · ended Mar 14, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 14, 2005FMCSA revocation notice for the operating authority, dropped Mar 15, 2005opened after CLARENDON NATIONAL INS. CO. filed a cancellation notice (effective Mar 12, 2005)L&I to May 14, 2026
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Oct 4, 2004CLARENDON NATIONAL INS. CO.Cargo · ended Jun 12, 2005 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Mar 12, 2004CLARENDON NATIONAL INS. CO.Liability · $750,000 · ended Mar 12, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 27, 2004FMCSA revocation notice for the operating authority, dropped Mar 22, 2004opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Mar 14, 2004)L&I to May 14, 2026
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Oct 4, 2003ADRIATIC INSURANCE COMPANYCargo · ended Oct 4, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 14, 2003NATIONAL CASUALTY COMPANYLiability · $1,000,000 · ended Mar 14, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 14, 2002NATIONAL CASUALTY COMPANYLiability · $1,000,000 · ended Mar 14, 2003 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 4, 2001ADRIATIC INSURANCE COMPANYCargo · ended Oct 13, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Michigan (HQ) 14
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (16 power units: 16 filed, 11 seen roadside in 24 months).
We'd expect a typical fleet of 16 power units this active to have about 0.6 crashes a year. This motor carrier recorded 3 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.0 a year) — about 1.6× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.8 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 2.60 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.26 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 8 | 7.10 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-OCT-25 – 30-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.