SPENCE TRUCKING INC
FMCSA Live Status
Fleet & equipment
- Power units
- 17
- Drivers · CDL
- 13 · 13
- Annual miles
- 338k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 17 | 0 | 0 | 17 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Registered
- 11-17-1993 (33 yrs)
- MCS-150 Update
- 02-01-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- WARICK SPENCE
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Runs within Maryland only. Intrastate fleets in Maryland are inspected about 1 a year for every 6 trucks; interstate fleets, about 1 a year for every 2 trucks. So this record rests mainly on crash reports, which states file for intrastate trucks too, and few inspections are ordinary here.
Not enough record to grade yet.
20 inspections and 3 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: intrastate fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-5 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lights and tiresLights are 9 of 24 violations (38%). Light or tire defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Vehicle out-of-service rate 20.0% vs 30.6% for intrastate motor carriers; driver 0.0% vs 8.5%.
- No FMCSA BASIC alerts.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected more often than intrastate fleets of 10–19 trucks in Maryland (about 8 in 24 months would be typical; 46% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.059 | 0.016 |
| Inspections | 0.97 | 0.46 |
| Violations | 0.71 | 0.45 |
| Critical violations | 0.15 | 0.07 |
Yearly rates from the last 24 months. Peers: intrastate fleets, 10–19 power units, medium-risk cargo.
What they get cited for
24 violations · 24 months-
Vehicle maintenance No alert21 · 4 OOSLights 9 · Tires 3 · Brakes 2 · Cargo securement 1 · Wheels & hubs 1 · 5 more
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Unsafe driving No alert3 · 0 OOSReckless / lane 2 · Seat belt 1
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Mar282025MarylandProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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Feb182025MarylandProperty damage onlyDaylight.
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Oct172024MarylandInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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No liability filing on FMCSA's record through May 14, 2026.Last filing: FALLS LAKE NATIONAL INSURANCE COMPANY, ended Aug 19, 2023 (cancellation notice took effect).
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- 1 cancellation notice filed by an insurer; 1 took effect (the last Aug 19, 2023, not replaced on FMCSA's record)
- No liability filing on FMCSA's file since Aug 19, 2023 (9 days through May 14, 2026) while the authority required one
Operating authority inactive (FMCSA's L&I record of May 14, 2026, status since Aug 28, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
15 filings and 5 authority events since 1995 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 28, 2023Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jan 2, 2023FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Aug 19, 2023 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jul 21, 2019FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $750,000 · ended Jan 2, 2023 · cancellation notice took effect41 months in forceL&I to May 14, 2026
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Jun 24, 2019FMCSA revocation notice for the operating authority, dropped Jul 22, 2019opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Jul 21, 2019)L&I to May 14, 2026
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Jul 21, 2017ZURICH AMERICAN INSURANCE COMPANYLiability · $750,000 · ended Jul 21, 2019 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Jun 27, 2017FMCSA revocation notice for the operating authority, dropped Jul 21, 2017opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Jul 21, 2017)L&I to May 14, 2026
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Jul 21, 2016NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Jul 21, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 24, 2016FMCSA revocation notice for the operating authority, dropped Jul 21, 2016opened after FALLS LAKE NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Jul 21, 2016)L&I to May 14, 2026
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Mar 31, 2016Operating authority grantedL&I to May 14, 2026
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Jan 26, 2016FALLS LAKE NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 21, 2016 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jan 13, 2014VICTORIA FIRE & CASUALTY COMPANYLiability · $1,000,000 · ended Jul 21, 2015 · cancellation notice took effect18 months in forceL&I to May 14, 2026
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Jan 13, 2010PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Mar 2, 2013 · cancellation notice took effect38 months in forceL&I to May 14, 2026
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Oct 22, 2003LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 27, 2004 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Aug 25, 2003LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Oct 22, 2003 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jun 27, 2003LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Aug 25, 2003 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Apr 13, 1997LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended May 24, 1998 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Nov 5, 1996LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Apr 13, 1997 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Apr 13, 1996LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Nov 5, 1996 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Mar 17, 1995CANAL INSURANCE CO.Liability · $1,000,000 · ended Sep 5, 1995 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Jan 23, 1995CANAL INSURANCE CO.Liability · $1,000,000 · ended Mar 17, 1995 · cancellation notice took effect2 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Maryland (HQ) 20
Mostly inspected in its home state (100%).
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (17 power units: 17 filed, 10 seen roadside in 24 months).
We'd expect a typical fleet of 17 power units this active to have about 0.5 crashes a year. This motor carrier recorded 3 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 1.0 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.6 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 1.59 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 13 | 4.84 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-MAR-25 – 26-MAY-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.