R B HUMPHREYS INC
(315) 838-2650
safety@rbhumphreys.com
5549 New York 233, Rome NY 13440
122
tractors
110 drivers
7M mi/yr · ~57k per unit
Marginal
FRED Score 30.0 / 100
High confidence
52 yrs history · 209 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 122
- Drivers · CDL
- 110 · 110
- Annual miles
- 7M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 33 | 89 | 0 | 122 |
| Trailers | 221 | 0 | 0 | 221 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (10-10-2025)
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 04-03-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- ED PIERCE
- Officer
- ROB DOUGHERTY
Cargo
65.7
medium risk
Household Goods
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Meat
Refrigerated Food
General Freight
Building Materials
Fresh Produce
Beverages
Other: POWDERED METAL
Grain/Feed/Hay
Dry Bulk
Paper Products
Farm Supplies
Construction
Coal/Coke
Chemicals
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 1.7× that of similar fleets.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.69×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.69× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
7.5 vs 4.4 for similar fleets
Likely 3–13 crashes
This motor carrier
7.5
Similar fleets
4.4
Chance of a fatal crash, next 12 months
~19%
About 1.7× similar fleets.
What's driving the grade
Crash history
betterworse
Worse than peers. 15 crashes on the FMCSA record in 24 months (about 7.5 a year), including 5 with injuries; similar fleets have about 4.4 a year. The grade counts 25 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 2.92× the rate expected for its inspections. Together they move its crash estimate +15%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes5 crashes with 8 people hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Drivers put out of service7 out-of-service violations against drivers: 6 no valid CDL, 1 hours of service (Oct 2024 – Feb 2026).Ask: driver supervision and dispatch practices.
-
Brakes and lightsBrakes are 55 of 253 violations (22%). Brake or light defects led to 19 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
-
Falsified logs15 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
-
Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone and 3 for phone use.Ask: telematics, speed governance and phone policy.
-
Vehicle out-of-service rate30.9% of vehicle inspections end out of service vs 22.3% nationally (34 of 110), but across all its inspections out-of-service orders are 1.07× what's expected for where and how it's inspected, the measure the grade uses.
Strengths
- Driver out-of-service rate 3.3% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 3
-
High speeding: 7
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
15
0 fatalities · 8 injuries · 0 tow-aways
Inspections
209
49% clean (no violations)
Vehicle out-of-service
30.9%
34 of 110
National avg 22.3%
Driver out-of-service
3.3%
7 of 209
National avg 6.7%
Violations
253
52 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 1,871 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.070 | 0.024 |
| Inspections | 1.30 | 0.91 |
| Violations | 1.04 | 0.51 |
| Critical violations | 0.28 | 0.10 |
Yearly rates from the last 24 months. Peers: 100–199 power units, medium-risk cargo.
What they get cited for
253 violations · 24 months-
Vehicle maintenance No alert165 · 45 OOSBrakes 55 · Lights 54 · Tires 26 · Cargo securement 9 · Wheels & hubs 3 · 18 more
-
Hours of service No alert53 · 1 OOSLogbook / ELD paperwork 26 · False log 15 · Over hours limit 9 · No log 3
-
Unsafe driving No alert27 · 0 OOSSpeeding 9 · Reckless / lane 8 · Seat belt 4 · Phone use 3 · Other 3
-
Driver fitness No alert8 · 6 OOSNo valid CDL 8
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
May262026North CarolinaProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
-
May62026DelawareProperty damage onlyDark - lighted, two-way trafficway divided unprotected median. Citation issued.
-
Apr92026New YorkInjury · 1 person hurtTwo-way trafficway divided unprotected median.
-
Apr52026West VirginiaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median. Citation issued.
-
Apr12026New YorkProperty damage only
-
Feb212026PennsylvaniaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Jan242026LouisianaInjury · 2 people hurtIce road, daylight, snow, two-way trafficway divided unprotected median. Citation issued.
-
Dec182025West VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
-
Oct222025New JerseyInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
-
May152025PennsylvaniaInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median.
-
Apr262025DelawareInjury · 2 people hurtDaylight, two-way trafficway divided positive barrier. Citation issued.
7 more in the FMCSA records below.
5 of the 15 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$1,000,000 · Arch Insurance Companyon record since Sep 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 1993
- Cargo filing
- on file · FIREMAN'S FUND INSURANCE CO. since Jun 30, 2009
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since May 22, 1985)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
33 filings and 8 authority events since 1981 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
33 filings and 8 authority events since 1981 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Sep 1, 2026Arch Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
-
Sep 1, 2025Arch Insurance CompanyLiability · $1,000,000 · ended Sep 1, 2026 · replaced by the same insurer (renewal)12 months in forceFMCSA's new system
-
Sep 1, 2024ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Sep 1, 2023ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Sep 1, 2022ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Sep 1, 2021ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Sep 1, 2020ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
-
Sep 1, 2018ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2020 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
-
Nov 1, 2016ARCH INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2018 · replaced by the same insurer (renewal)22 months in forceL&I to May 14, 2026
-
Oct 5, 2016FMCSA revocation notice for the operating authority, dropped Oct 11, 2016opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2016)L&I to May 14, 2026
-
Jun 30, 2016AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $750,000 · ended Nov 1, 2016 · cancellation notice took effect4 months in forceL&I to May 14, 2026
-
Jun 3, 2016FMCSA revocation notice for the operating authority, dropped Jun 24, 2016opened after AMERICAN SOUTHERN HOME INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2016)L&I to May 14, 2026
-
Jun 30, 2015AMERICAN SOUTHERN HOME INSURANCE COMPANYLiability · $750,000 · ended Jun 30, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jun 3, 2015FMCSA revocation notice for the operating authority, dropped Jun 11, 2015opened after LANCER INSURANCE COMPANY filed a cancellation notice (effective Jun 30, 2015)L&I to May 14, 2026
-
Jun 1, 2015OLD REPUBLIC INSURANCE COMPANYLiability · $1,000,000 · ended Jun 30, 2015 · replaced by another insurer1 month in forceL&I to May 14, 2026
-
Jun 30, 2012LANCER INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2015 · replaced by another insurera cancellation notice effective Jun 30, 2015 came after the replacement; 35 months in forceL&I to May 14, 2026
-
Jun 4, 2012FMCSA revocation notice for the operating authority, dropped Jun 26, 2012opened after STATE NATIONAL INSURANCE CO., INC. filed a cancellation notice (effective Jun 30, 2012)L&I to May 14, 2026
-
Jun 30, 2009FIREMAN'S FUND INSURANCE CO.Cargo · on file · on fileFMCSA's new system
-
Jun 30, 2009STATE NATIONAL INSURANCE CO., INC.Liability · $750,000 · ended Jun 30, 2012 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Jun 3, 2009FMCSA revocation notice for the operating authority, dropped Jun 29, 2009opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jun 30, 2009)L&I to May 14, 2026
-
Apr 1, 2009ACADIA INSURANCE COMPANYCargo · ended Jun 30, 2009 · replaced by another insurer3 months in forceL&I to May 14, 2026
-
Jun 30, 2008EMPIRE FIRE & MARINE INSURANCE CO.Liability · $750,000 · ended Jun 30, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jun 30, 2007TWIN CITY FIRE INSURANCE COMPANYCargo · ended Apr 1, 2009 · replaced by another insurer21 months in forceL&I to May 14, 2026
-
Oct 26, 2006EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Jun 30, 2008 · superseded by the same policy20 months in forceL&I to May 14, 2026
-
Jun 30, 2006HARTFORD FIRE INSURANCE COMPANYCargo · ended Jun 30, 2007 · replaced by another insurer12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New York (HQ) 72
- North Carolina 14
- Pennsylvania 14
- Kansas 13
- Texas 10
- Tennessee 8
- Arkansas 6
- Massachusetts 6
34% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (122 power units: 122 filed, 116 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
4.4
Actual, per year in window
8.3
Projected, next 12 mo
7.5
0
5
10
We'd expect a typical fleet of 122 power units this active to have about 4.4 crashes a year. This motor carrier recorded 25 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 8.3 a year) — about 1.9× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 7.5 over the next 12 — about 1.7× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 19% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.7× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
205 inspections
and 25 crashes.
The FMCSA record tables now hold 206 inspections and 15 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 3 inspections with no out-of-service result
Confidence: High · Z = 0.67
Marginal — 1.69x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.036 crashes per power-unit-year for a 122-unit for-hire fleet (pu100_199). Violations 1.15x (driver behaviour 2.92x, out-of-service 1.07x, all violations 1.15x; 205 inspections). Experience 1.48x: 13.4 decayed crashes against 7.9 expected over 36 months (credibility 0.67, a 3.83). 80% range 1.16–2.27x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.6 crashes per 100 power-unit-years
122 power units · 4.45 expected crashes a year
Violation relativity
1.15×
205 inspections in window
Crash experience
1.48×
13.4 decayed crashes vs 7.9 expected · credibility 0.67
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.69× (80% range 1.16–2.27×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
209
Driver Insp
209
Driver OOS
7
Vehicle Insp
110
Vehicle OOS
34
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 26 | 2.60 | |
| HOS Compliance | 35 | 0.81 | |
| Driver Fitness | 7 | 0.25 | |
| Controlled Substances | 1 | 0.02 | |
| Vehicle Maintenance | 67 | 6.89 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.