CAREGAN TRANSPORT INC
(765) 935-0484
fleet@caregantransport.com
901 Progress Drive, Richmond IN 47374
51
tractors · all leased
32 drivers
3M mi/yr · ~58k per unit
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
32 yrs history · 122 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 51
- Drivers · CDL
- 32 · 32
- Annual miles
- 3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 51 | 0 | 51 |
| Trailers | 0 | 197 | 0 | 197 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-26-2018) · 8 yr old
- Registered
- 07-27-1994 (32 yrs)
- MCS-150 Update
- 04-24-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- CHARLEY BRYANT
Cargo
67.5
medium risk
Household Goods
Motor Vehicles
Drive/Tow Away
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
General Freight
Building Materials
Beverages
Other: INSULATION
US Mail
Dry Bulk
Paper Products
Construction
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away, Machinery Large, General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 60% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.18×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.18× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
2.5 vs 2.1 for similar fleets
Likely 0–5 crashes
This motor carrier
2.5
Similar fleets
2.1
Chance of a fatal crash, next 12 months
~7%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 1 fatal (1 death) and 1 with injuries; similar fleets have about 2.1 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 2.20× the rate expected for its inspections. Together they move its crash estimate +10%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Apr 10, 2025).Ask: the accident register and loss runs for these crashes.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service7 out-of-service violations against drivers: 6 hours of service, 1 no valid CDL (Nov 2024 – Dec 2025).Ask: driver supervision and dispatch practices.
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Tires and brakesTires are 22 of 108 violations (20%). Tire or brake defects led to 23 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs7 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 6 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- Driver out-of-service rate 4.1% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 6
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Excessive speeding: 10
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
6
1 fatality · 2 injuries · 0 tow-aways
Inspections
122
52% clean (no violations)
Vehicle out-of-service
39.3%
22 of 56
National avg 22.3%
Driver out-of-service
4.1%
5 of 122
National avg 6.7%
Violations
108
37 out-of-service
Inspected more often than interstate fleets of 50–99 trucks in Indiana (about 50 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 4,155 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.039 | 0.026 |
| Inspections | 1.60 | 0.97 |
| Violations | 1.06 | 0.56 |
| Critical violations | 0.44 | 0.11 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
108 violations · 24 months-
Vehicle maintenance No alert51 · 30 OOSTires 22 · Brakes 9 · Lights 9 · Wheels & hubs 4 · Cargo securement 3 · 4 more
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Hours of service No alert29 · 6 OOSLogbook / ELD paperwork 15 · False log 7 · Over hours limit 4 · No log 3
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Unsafe driving No alert26 · 0 OOSReckless / lane 11 · Speeding 11 · Phone use 1 · Seat belt 1 · Other 2
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Driver fitness No alert2 · 1 OOSNo valid CDL 2
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar102026GeorgiaProperty damage onlyDaylight.
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Apr102025WyomingFatal · 1 deathDaylight, two-way trafficway not divided.
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Apr12025MissouriProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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Mar122025IndianaProperty damage onlyIce road, daylight, two-way trafficway not divided.
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Nov102024AlabamaInjury · 2 people hurtDaylight, two-way trafficway divided positive barrier.
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Sep282024IndianaProperty damage onlyDaylight.
1 of the 6 crashes was fatal.
1 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · SENTRY SELECT INSURANCE COMPANYon record since Sep 17, 2023 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: NORTHLAND INSURANCE COMPANY → SENTRY SELECT INSURANCE COMPANY (Sep 2023)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Sep 17, 2023, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Sep 18, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
36 filings and 18 authority events since 1994 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
36 filings and 18 authority events since 1994 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 17, 2023SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Aug 21, 2023FMCSA revocation notice for the operating authority, dropped Sep 18, 2023opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Sep 17, 2023)L&I to May 14, 2026
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Sep 17, 2021NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Sep 17, 2023 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Sep 17, 2016SCOTTSDALE INDEMNITY COMPANYLiability · $750,000 · ended Sep 17, 2021 · replaced by another insurer60 months in forceL&I to May 14, 2026
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Sep 17, 2015NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Sep 17, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Aug 21, 2015FMCSA revocation notice for the operating authority, dropped Sep 17, 2015opened after SENTRY SELECT INSURANCE COMPANY filed a cancellation notice (effective Sep 17, 2015)L&I to May 14, 2026
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Sep 17, 2011SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Sep 17, 2015 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Sep 17, 2010NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Sep 17, 2011 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Aug 23, 2010FMCSA revocation notice for the operating authority, dropped Sep 20, 2010opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Sep 17, 2010)L&I to May 14, 2026
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Mar 12, 2010HARTFORD FIRE INSURANCE COMPANYCargo · ended Dec 31, 2014 · cancellation notice took effect58 months in forceL&I to May 14, 2026
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Feb 16, 2010FMCSA revocation notice for the operating authority, dropped Mar 3, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 7, 2010NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Sep 17, 2010 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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May 12, 2009HARTFORD FIRE INSURANCE COMPANYCargo · ended Mar 12, 2010 · cancellation notice took effect10 months in forceL&I to May 14, 2026
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Feb 10, 2009SENTRY SELECT INSURANCE COMPANYCargo · ended May 12, 2009 · replaced by another insurera cancellation notice effective Jun 18, 2009 came after the replacement; 3 months in forceL&I to May 14, 2026
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Feb 10, 2009SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jan 7, 2010 · replaced by another insurer11 months in forceL&I to May 14, 2026
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Jan 8, 2009FMCSA revocation notice for the operating authority, dropped Jan 23, 2009cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 12, 2006SENTRY SELECT INSURANCE COMPANYCargo · ended Feb 10, 2009 · insurer name change33 months in forceL&I to May 14, 2026
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May 12, 2006SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Feb 10, 2009 · insurer name change33 months in forceL&I to May 14, 2026
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Apr 18, 2006FMCSA revocation notice for the operating authority, dropped May 16, 2006opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective May 15, 2006)L&I to May 14, 2026
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May 15, 2005CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended May 15, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 18, 2005FMCSA revocation notice for the operating authority, dropped May 17, 2005opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective May 15, 2005)L&I to May 14, 2026
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Aug 5, 2004CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended May 15, 2005 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Jul 9, 2004FMCSA revocation notice for the operating authority, dropped Aug 10, 2004opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Aug 5, 2004)L&I to May 14, 2026
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May 15, 2004CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Aug 5, 2004 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Apr 19, 2004FMCSA revocation notice for the operating authority, dropped May 20, 2004opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective May 15, 2004)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Kentucky 27
- Indiana (HQ) 21
- Ohio 14
- Tennessee 9
- South Dakota 8
- Georgia 4
- Wyoming 4
- Delaware 3
17% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (51 power units: 51 filed, 47 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.1
Actual, per year in window
3.7
Projected, next 12 mo
2.5
0
2.25
4.5
We'd expect a typical fleet of 51 power units this active to have about 2.1 crashes a year. This motor carrier recorded 11 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.7 a year) — about 1.7× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.5 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 7% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
121 inspections
and 11 crashes.
The FMCSA record tables now hold 120 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 2 inspections with no out-of-service result
Confidence: Moderate · Z = 0.46
Satisfactory — 1.18x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.042 crashes per power-unit-year for a 51-unit for-hire fleet (pu50_99). Violations 1.10x (driver behaviour 2.20x, out-of-service 1.16x, all violations 0.93x; 121 inspections). Experience 1.08x: 4.2 decayed crashes against 3.6 expected over 36 months (credibility 0.46, a 4.23). 80% range 0.68–1.75x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.2 crashes per 100 power-unit-years
51 power units · 2.12 expected crashes a year
Violation relativity
1.10×
121 inspections in window
Crash experience
1.08×
4.2 decayed crashes vs 3.6 expected · credibility 0.46
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.18× (80% range 0.68–1.75×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
122
Driver Insp
122
Driver OOS
5
Vehicle Insp
56
Vehicle OOS
22
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 22 | 4.69 | |
| HOS Compliance | 21 | 1.14 | |
| Driver Fitness | 2 | 0.05 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 31 | 5.75 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.