CLOUSE TRUCKING INC
(717) 249-2418
clousetrucking@comcast.net
2075 Ritner Hwy, Carlisle PA 17015-9303
46
tractors · all owned
41 drivers
1.3M mi/yr · ~29k per unit
Marginal
FRED Score 40.3 / 100
Low confidence
52 yrs history · 30 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 46
- Drivers · CDL
- 41 · 41
- Annual miles
- 1.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 46 | 0 | 0 | 46 |
| Trailers | 48 | 0 | 0 | 48 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (06-19-1992) · 34 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 10-13-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- HEATHER CLOUSE
- Officer
- J EDWARD CLOUSE
Cargo
36.0
low risk
Other: RAW MILK
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.31×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.8 vs 1.4 for similar fleets
Likely 0–4 crashes
This motor carrier
1.8
Similar fleets
1.4
Chance of a fatal crash, next 12 months
~5%
About 1.3× similar fleets.
What's driving the grade
Crash history
betterworse
Much worse than peers. 7 crashes on the FMCSA record in 24 months (about 3.5 a year), including 3 with injuries; similar fleets have about 1.4 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much better than peers. Violations 0.20×, unsafe-driving and hours-of-service violations 0.26× and out-of-service orders 0.27× the rate expected for its inspections. Together they move its crash estimate -32%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
Strengths
- Vehicle out-of-service rate 4.0% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
- 80% of inspections found no violations.
Track record
FMCSA record, Oct 2024 – May 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
7
0 fatalities · 3 injuries · 0 tow-aways
Inspections
30
80% clean (no violations)
Vehicle out-of-service
4.0%
1 of 25
National avg 22.3%
Driver out-of-service
0.0%
0 of 30
National avg 6.7%
Violations
8
1 out-of-service
Inspections per quarter
With an out-of-service order
vs 721 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.076 | 0.019 |
| Inspections | 0.78 | 0.53 |
| Violations | 0.09 | 0.27 |
| Critical violations | 0.01 | 0.05 |
Yearly rates from the last 24 months. Peers: 20–49 power units, low-risk cargo.
What they get cited for
8 violations · 24 months-
Vehicle maintenance No alert8 · 1 OOSBrakes 3 · Tires 1 · Other parts 4
-
Unsafe driving No alert0
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Apr102026PennsylvaniaProperty damage onlyDaylight.
-
Mar282026PennsylvaniaProperty damage onlyDark - not lighted.
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Jan132026MarylandProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Apr22025PennsylvaniaInjury · 1 person hurtDawn.
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Feb52025MarylandInjury · 1 person hurtDaylight, two-way trafficway divided positive barrier. Citation issued.
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Jan112025MarylandInjury · 1 person hurtSnow road, dark - lighted, snow, two-way trafficway divided positive barrier. FMCSA: not preventable.
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Nov252024PennsylvaniaProperty damage onlyDaylight.
3 of the 7 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Sentry Select Insurance Companyon record since Aug 15, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2004
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 2 liability insurers on FMCSA's record, 1 change: PROTECTIVE INSURANCE CO. → Sentry Select Insurance Company (Aug 2024)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Aug 15, 1984)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 8 authority events since 1984 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
17 filings and 8 authority events since 1984 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 16, 2024FMCSA revocation notice for the operating authority, dropped Aug 20, 2024opened after PROTECTIVE INSURANCE CO. filed a cancellation notice (effective Sep 12, 2024)L&I to May 14, 2026
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Aug 15, 2024Sentry Select Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Aug 15, 2021PROTECTIVE INSURANCE CO.Liability · $750,000 · ended Aug 15, 2024 · replaced by another insurera cancellation notice effective Sep 12, 2024 came after the replacement; 36 months in forceL&I to May 14, 2026
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Jul 5, 2018PROTECTIVE INSURANCE CO.Liability · $750,000 · ended Aug 15, 2021 · replaced by the same insurer (renewal)37 months in forceL&I to May 14, 2026
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Jul 5, 2015ACE AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2018 · replaced by another insurera cancellation notice effective Aug 2, 2018 came after the replacement; 36 months in forceL&I to May 14, 2026
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Jun 8, 2015FMCSA revocation notice for the operating authority, dropped Jul 2, 2015opened after FARMLAND MUTUAL INSURANCE CO. filed a cancellation notice (effective Jul 5, 2015)L&I to May 14, 2026
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Jul 5, 2011FARMLAND MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Jul 5, 2015 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Jul 5, 2011FMCSA revocation notice for the operating authority, dropped Jul 8, 2011opened after RLI INSURANCE COMPANY filed a cancellation notice (effective Jul 30, 2011)L&I to May 14, 2026
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Jul 14, 2006FMCSA revocation notice for the operating authority, dropped Jul 19, 2006cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 5, 2006RLI INSURANCE COMPANYLiability · $750,000 · ended Jul 5, 2011 · replaced by another insurera cancellation notice effective Jul 30, 2011 came after the replacement; 60 months in forceL&I to May 14, 2026
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Jul 1, 2006HARTFORD FIRE INSURANCE COMPANYCargo · ended Apr 24, 2020 · cancellation notice took effect166 months in forceL&I to May 14, 2026
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Nov 9, 2005FMCSA revocation notice for the operating authority, dropped Nov 30, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 5, 2004RLI INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2006 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Jul 4, 2004RLI INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2004 · superseded by the same policyL&I to May 14, 2026
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Jul 5, 2003TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Jul 1, 2006 · replaced by another insurera cancellation notice effective Aug 10, 2006 came after the replacement; 36 months in forceL&I to May 14, 2026
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Jul 5, 2003SIRIUS AMERICA INSURANCE COMPANYLiability · $1,000,000 · ended Oct 2, 2003 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jul 5, 2002UNITED NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2003 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 5, 2001UNITED NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 5, 2000CENTENNIAL INSURANCE CO.Cargo · ended Jul 5, 2003 · replaced by another insurera cancellation notice effective Aug 15, 2003 came after the replacement; 36 months in forceL&I to May 14, 2026
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Jul 5, 1997UNITED STATES FIRE INSURANCE CO.Cargo · ended Jul 5, 2000 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Mar 3, 1994ST. PAUL PROTECTIVE INSURANCE COMPANYCargo · ended Jul 5, 1997 · replaced by another insurer40 months in forceL&I to May 14, 2026
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Jul 5, 1993AMERISURE MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2001 · replaced by another insurer96 months in forceL&I to May 14, 2026
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Jun 5, 1990FMCSA revocation notice for the operating authority, dropped Jun 27, 1990cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 5, 1990FMCSA revocation notice for the operating authority, dropped Jun 26, 1990cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 15, 1984Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Maryland 24
- Pennsylvania (HQ) 6
20% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (46 power units: 46 filed, 19 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.4
Actual, per year in window
3.7
Projected, next 12 mo
1.8
0
2.25
4.5
We'd expect a typical fleet of 46 power units this active to have about 1.4 crashes a year. This motor carrier recorded 11 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.7 a year) — about 2.7× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.8 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 5% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.3× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
28 inspections
and 11 crashes.
The FMCSA record tables now hold 30 inspections and 7 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Low · Z = 0.26 (posterior 0.32 × exposure corroboration)
Marginal — 1.31x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.029 crashes per power-unit-year for a 46-unit for-hire fleet (pu20_49). Violations 0.68x (driver behaviour 0.26x, out-of-service 0.27x, all violations 0.20x; 28 inspections). Experience 1.91x: 5.5 decayed crashes against 1.4 expected over 36 months (credibility 0.32, a 3.06). 80% range 0.76–1.93x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
2.9 crashes per 100 power-unit-years
46 power units · 1.35 expected crashes a year
Violation relativity
0.68×
28 inspections in window
Crash experience
1.91×
5.5 decayed crashes vs 1.4 expected · credibility 0.32
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.31× (80% range 0.76–1.93×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
30
Driver Insp
30
Driver OOS
0
Vehicle Insp
25
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 6 | 1.48 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JAN-25 – 30-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.