NORTH AMERICAN EXPRESS LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 17
- Drivers · CDL
- 13 · 13
- Annual miles
- 998k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 17 | 0 | 0 | 17 |
| Trailers | 25 | 0 | 0 | 25 |
Registration
- Organization
- CORPORATION
- Registered
- 09-08-1994 (32 yrs)
- MCS-150 Update
- 05-14-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- EVEREST HAXHI
- Officer
- JULIANA HAXHI
Cargo
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings106 days without a liability filing on FMCSA's record (Nov 2, 2023 – Feb 16, 2024) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 6
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.088 | 0.031 |
| Inspections | 1.12 | 1.11 |
| Violations | 0.62 | 0.89 |
| Critical violations | 0.18 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
21 violations · 24 months-
Unsafe driving No alert12 · 0 OOSReckless / lane 7 · Speeding 3 · Phone use 1 · Other 1
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Vehicle maintenance No alert9 · 3 OOSLights 3 · Tires 3 · Brakes 2 · Other parts 1
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Hours of service No alert0
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Mar162026IndianaProperty damage onlySnow road, daylight, snow, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec112025ConnecticutInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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May292025TennesseeProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · MS Transverse Insurance Companyon record since Sep 19, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2024
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 3 changes: TRISURA SPECIALTY INSURANCE COMPANY → MS Transverse Insurance Company (Sep 2025); SOUTHLAKE SPECIALTY INSURANCE COMPANY → TRISURA SPECIALTY INSURANCE COMPANY (Sep 2024); ACCREDITED SPECIALTY INSURANCE COMPANY → SOUTHLAKE SPECIALTY INSURANCE COMPANY (Feb 2024)
- 3 cancellation notices filed by insurers; 2 took effect (the last Sep 19, 2025, replaced the same day); 1 replaced before it took effect
- 106 days without a liability filing (Nov 2, 2023 – Feb 16, 2024) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Feb 23, 2023)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
11 filings and 11 authority events since 1994 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 19, 2026MS Transverse Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Sep 19, 2025MS Transverse Insurance CompanyLiability · $750,000 · ended Sep 21, 2026 · superseded by the same policy12 months in forceFMCSA's new system
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Aug 25, 2025FMCSA revocation notice for the operating authority, dropped Sep 22, 2025opened after TRISURA SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Aug 19, 2025)L&I to May 14, 2026
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Jul 22, 2025TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 19, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Sep 19, 2024TRISURA SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jul 22, 2025 · superseded by the same policya cancellation notice effective Aug 19, 2025 came after the replacement; 10 months in forceL&I to May 14, 2026
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Aug 23, 2024FMCSA revocation notice for the operating authority, dropped Sep 18, 2024opened after SOUTHLAKE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Sep 19, 2024)L&I to May 14, 2026
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Feb 16, 2024SOUTHLAKE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Sep 19, 2024 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Dec 13, 2023FMCSA revocation notice for the operating authority, dropped Jan 8, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 31, 2023FMCSA revocation notice for the operating authority, dropped Sep 19, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 8, 2023FMCSA revocation notice for the operating authority, dropped May 16, 2023opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Jun 2, 2023)L&I to May 14, 2026
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Feb 23, 2023Operating authority reinstatedL&I to May 14, 2026
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Feb 16, 2023ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2023 · cancellation notice took effecta cancellation notice effective Jan 9, 2024 came after the replacement; 3 months in forceL&I to May 14, 2026
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Dec 27, 2001Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 6, 1995UNDERWRITERS AT LLOYDS LONDONCargo · ended Jun 25, 1998 · cancellation notice took effect37 months in forceL&I to May 14, 2026
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Jun 6, 1995THE CINCINNATI INSURANCE CO.Liability · $1,000,000 · ended Oct 10, 2001 · cancellation notice took effect76 months in forceL&I to May 14, 2026
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May 11, 1995FMCSA revocation notice for the operating authority, dropped May 31, 1995cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 18, 1995FMCSA revocation notice for the operating authority, dropped Apr 20, 1995opened after AMERISURE MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Mar 18, 1995)L&I to May 14, 2026
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Mar 18, 1995FMCSA revocation notice for the operating authority, dropped Apr 5, 1995opened after AMERISURE MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Mar 18, 1995)L&I to May 14, 2026
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Mar 13, 1995NATIONAL INDEMNITY COMPANYLiability · $750,000 · ended Jul 11, 1995 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Jan 18, 1995Operating authority grantedL&I to May 14, 2026
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Dec 16, 1994AMERISURE MUTUAL INSURANCE COMPANYLiability · $750,000 · ended Mar 18, 1995 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Dec 9, 1994UNDERWRITERS AT LLOYDS LONDONCargo · ended Jun 17, 1995 · cancellation notice took effect6 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Michigan (HQ) 4
- Pennsylvania 4
- Indiana 2
- Missouri 2
- Ohio 2
- Tennessee 2
- Arkansas 1
- Illinois 1
18% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (17 power units: 17 filed, 11 seen roadside in 24 months).
We'd expect a typical fleet of 17 power units this active to have about 0.8 crashes a year. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 1.7× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.0 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 10 | 8.99 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 5 | 7.33 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-OCT-25 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.