TAZEWELL HOUSING INC
(304) 938-2993
lmhs74@yahoo.com
19632 Gov George C Peery Hwy, Tazewell VA 24651
3
tractors · all owned
2 drivers
Satisfactory
FRED Score 59.0 / 100
Low confidence
32 yrs history · 8 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 3
- Drivers · CDL
- 2 · 2
- Annual miles
- 19k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 3 | 0 | 0 | 3 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-16-2000) · 26 yr old
- Registered
- 11-17-1994 (32 yrs)
- MCS-150 Update
- 06-23-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- TIMOTHY G LESTER
- Officer
- EDWARD LESTER JR
Cargo
75.8
high risk
Motor Vehicles
Mobile Homes
Machinery/Large Objects
- High-Risk Cargo
- Motor Vehicles, Mobile Homes, Machinery Large
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is about the same as similar fleets.
Similar fleets: interstate fleets of about 3 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.95×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.2 vs 0.2 for similar fleets
This motor carrier
0.2
Similar fleets
0.2
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Driver qualification2 out-of-service violations against drivers: 2 no valid CDL (Mar 2025 – Jan 2026).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 4 of 12 violations (33%). Brake or light defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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New since the grade was set1 out-of-service inspection after Jul 31, 2026. Not in the grade yet.
Strengths
- No reportable crashes in 24 months.
Data flags
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, Mar 2025 – Aug 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
8
25% clean (no violations)
Vehicle out-of-service
66.7%
4 of 6
National avg 22.3%
Driver out-of-service
25.0%
2 of 8
National avg 6.7%
Violations
12
6 out-of-service
Inspected more often than interstate fleets of 2–5 trucks in Virginia (about 3 in 24 months would be typical; 43% of them had none).
Inspections per quarter
With an out-of-service order
vs 4,754 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.039 |
| Inspections | 2.17 | 1.38 |
| Violations | 2.00 | 1.31 |
| Critical violations | 0.50 | 0.27 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.
What they get cited for
12 violations · 24 months-
Vehicle maintenance No alert10 · 4 OOSBrakes 4 · Lights 2 · Tires 1 · Other parts 3
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Driver fitness No alert2 · 2 OOSNo valid CDL 2
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Unsafe driving No alert0
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Hours of service No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · PROGRESSIVE NORTHERN INSURANCE COMPANYon record since Sep 1, 2020 · FMCSA minimum $750,000 · no gap on FMCSA's record since Nov 2006
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Nov 2, 2016)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
32 filings and 14 authority events since 1997 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
32 filings and 14 authority events since 1997 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Sep 1, 2020PROGRESSIVE NORTHERN INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Sep 1, 2018CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2020 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Sep 1, 2017CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Feb 8, 2017CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2017 · replaced by the same insurer (renewal)a cancellation notice effective Oct 12, 2017 came after the replacement; 7 months in forceL&I to May 14, 2026
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Nov 1, 2016CANAL INSURANCE CO.Liability · $750,000 · ended Feb 8, 2017 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Oct 31, 2016FMCSA revocation notice for the operating authority, dropped Nov 2, 2016cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 1, 2016CANAL INSURANCE CO.Liability · $750,000 · ended Nov 1, 2016 · superseded by the same policy2 months in forceL&I to May 14, 2026
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Sep 1, 2015CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2014CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2015 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2013CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2014 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2012CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2013 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2011CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2012 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Aug 5, 2011FMCSA revocation notice for the operating authority, dropped Sep 1, 2011opened after CANAL INSURANCE CO. filed a cancellation notice (effective Sep 1, 2011)L&I to May 14, 2026
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Sep 1, 2010MARKEL AMERICAN INSURANCE COMPANYCargo · ended Dec 5, 2016 · insurer name change75 months in forceL&I to May 14, 2026
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Sep 1, 2010CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 5, 2010FMCSA revocation notice for the operating authority, dropped Sep 1, 2010opened after CANAL INSURANCE CO. filed a cancellation notice (effective Sep 1, 2010)L&I to May 14, 2026
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Sep 1, 2009MARKEL AMERICAN INSURANCE COMPANYCargo · ended Sep 1, 2010 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2009CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2010 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 5, 2009FMCSA revocation notice for the operating authority, dropped Sep 1, 2009opened after CANAL INSURANCE CO. filed a cancellation notice (effective Sep 1, 2009)L&I to May 14, 2026
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Sep 1, 2008MARKEL AMERICAN INSURANCE COMPANYCargo · ended Sep 1, 2009 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2008CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 5, 2008FMCSA revocation notice for the operating authority, dropped Sep 2, 2008opened after CANAL INSURANCE CO. filed a cancellation notice (effective Sep 1, 2008)L&I to May 14, 2026
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Sep 1, 2007MARKEL AMERICAN INSURANCE COMPANYCargo · ended Sep 1, 2008 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 1, 2007CANAL INSURANCE CO.Liability · $750,000 · ended Sep 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 6, 2007FMCSA revocation notice for the operating authority, dropped Aug 29, 2007opened after CANAL INSURANCE CO. filed a cancellation notice (effective Sep 1, 2007)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- West Virginia 8
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.2
Actual, last 12 mo
0.0
Projected, next 12 mo
0.2
0
0.25
0.5
We'd expect a typical fleet of this size this active to have about 0.2 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.2 over the next 12.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
9 inspections
and 0 crashes.
The FMCSA record tables now hold 3 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Out-of-service inspection Jul 11, 2025 · WV · level 2 · 1 vehicle OOS · 2 violations
- Out-of-service inspection Apr 9, 2025 · WV · level 3 · 1 vehicle OOS · 0 violations
- Out-of-service inspection Mar 31, 2025 · WV · level 2 · 1 vehicle OOS, 1 driver OOS · 3 violations
- 1 further inspection with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- Out-of-service inspection Aug 18, 2026 · WV · level 2 · 1 vehicle OOS · 2 violations
Confidence: Low · Z = 0.12
Satisfactory — 0.95x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.038 crashes per power-unit-year for a 5-unit for-hire fleet (pu2_5). Violations 1.08x (driver behaviour 0.53x, out-of-service 3.29x, all violations 1.97x; 9 inspections). Experience 0.88x: 0.0 decayed crashes against 0.3 expected over 36 months (credibility 0.12, a 2.25). 80% range 0.27–1.80x. Fleet sized at 5 units from roadside VINs (3 filed). Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
8
Driver Insp
8
Driver OOS
2
Vehicle Insp
6
Vehicle OOS
4
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 2 | 2.30 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 6 | 7.81 |
SMS record data is sourced from FMCSA's Safety Measurement System (09-APR-25 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.