CONTRACT EXPRESS LIMITED
(519) 767-2772
101 Brock Road South, Puslinch ON N0B 2J0
30
tractors
22 drivers
1.4M mi/yr · ~45k per unit
Strong
FRED Score 84.7 / 100
Low confidence
32 yrs history · 15 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 30
- Drivers · CDL
- 22 · 22
- Annual miles
- 1.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 19 | 11 | 0 | 30 |
| Trailers | 40 | 0 | 0 | 40 |
Registration
- Registered
- 11-28-1994 (32 yrs)
- MCS-150 Update
- 04-16-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- JASON O'NEIL
Cargo
66.1
medium risk
Household Goods
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Paper Products
Utility
Construction
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 35% lower than similar fleets.
Similar fleets: interstate fleets of about 30 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.65×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.4 vs 0.6 for similar fleets
This motor carrier
0.4
Similar fleets
0.6
Chance of a fatal crash, next 12 months
<1%
Below similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
Strengths
- No reportable crashes in 24 months.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
-
Canada-domiciled motor carrierDomiciled in Canada — cross-border operating rules and inspection patterns differ from US-based motor carriers.
Track record
FMCSA record, Nov 2024 – Sep 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
15
47% clean (no violations)
Vehicle out-of-service
28.6%
2 of 7
National avg 22.3%
Driver out-of-service
0.0%
0 of 15
National avg 6.7%
Violations
14
2 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks nationwide (about 28 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,544 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.029 |
| Inspections | 0.35 | 1.11 |
| Violations | 0.23 | 0.77 |
| Critical violations | 0.05 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
14 violations · 24 months-
Vehicle maintenance No alert10 · 2 OOSBrakes 4 · Lights 3 · Steering & suspension 1 · Tires 1 · Other parts 1
-
Unsafe driving No alert4 · 0 OOSSeat belt 2 · Reckless / lane 1 · Speeding 1
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$1,000,000 · NATIONAL INTERSTATE INSURANCE COMPANYon record since Aug 21, 2024 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Jan 1995
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · THE GUARANTEE COMPANY OF NORTH AMERICA USA since Oct 1, 2013
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: AIG INSURANCE COMPANY OF CANADA → NATIONAL INTERSTATE INSURANCE COMPANY (Aug 2024)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Aug 23, 2024)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
22 filings and 8 authority events since 1995 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
22 filings and 8 authority events since 1995 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Aug 21, 2024NATIONAL INTERSTATE INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
-
Aug 5, 2024FMCSA revocation notice for the operating authority, dropped Aug 23, 2024opened after AIG INSURANCE COMPANY OF CANADA filed a cancellation notice (effective Aug 31, 2024)L&I to May 14, 2026
-
Feb 1, 2015AIG INSURANCE COMPANY OF CANADALiability · $1,000,000 · ended Aug 21, 2024 · replaced by another insurera cancellation notice effective Aug 31, 2024 came after the replacement; 115 months in forceL&I to May 14, 2026
-
Oct 1, 2013THE GUARANTEE COMPANY OF NORTH AMERICA USABroker bond (BMC-84) · on file · on fileL&I to May 14, 2026
-
Feb 1, 2013ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Mar 2, 2013 · cancellation notice took effect1 month in forceL&I to May 14, 2026
-
Feb 1, 2013ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Feb 1, 2015 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Mar 23, 2012Broker authority reinstatedL&I to May 14, 2026
-
Feb 9, 2012THE GUARANTEE COMPANY OF NORTH AMERICA USABroker bond (BMC-84) · ended Oct 1, 2013 · replaced by the same insurer (renewal)20 months in forceL&I to May 14, 2026
-
Feb 3, 2012OLD REPUBLIC INSURANCE COMPANYLiability · ended Feb 1, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Jan 30, 2012Broker authority revoked (cause not stated)L&I to May 14, 2026
-
Nov 1, 2009ZURICH AMERICAN INSURANCE COMPANYCargo · ended Mar 8, 2012 · cancellation notice took effect28 months in forceL&I to May 14, 2026
-
Nov 1, 2009ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Feb 3, 2012 · replaced by another insurer27 months in forceL&I to May 14, 2026
-
Oct 5, 2009FMCSA revocation notice for the operating authority, dropped Nov 2, 2009opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Nov 1, 2009)L&I to May 14, 2026
-
Nov 21, 2005FMCSA revocation notice for the operating authority, dropped Dec 1, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Nov 21, 2005FMCSA revocation notice for the broker authority, dropped Dec 1, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Sep 1, 2004ZURICH AMERICAN INSURANCE COMPANYCargo · ended Nov 1, 2009 · cancellation notice took effect62 months in forceL&I to May 14, 2026
-
Sep 1, 2004ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Nov 1, 2009 · cancellation notice took effect62 months in forceL&I to May 14, 2026
-
Sep 1, 2001LINCOLN GENERAL INSURANCE COMPANYCargo · ended Sep 1, 2004 · replaced by another insurera cancellation notice effective Oct 2, 2004 came after the replacement; 36 months in forceL&I to May 14, 2026
-
Sep 1, 2001LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Sep 1, 2004 · replaced by another insurera cancellation notice effective Oct 2, 2004 came after the replacement; 36 months in forceL&I to May 14, 2026
-
Sep 1, 1996THE CINCINNATI INSURANCE CO.Cargo · ended Sep 1, 2001 · replaced by another insurer60 months in forceL&I to May 14, 2026
-
Sep 1, 1996THE CINCINNATI INSURANCE CO.Liability · $1,000,000 · ended Sep 1, 2001 · replaced by another insurer60 months in forceL&I to May 14, 2026
-
Sep 1, 1995RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.Cargo · ended Sep 1, 1996 · replaced by another insurera cancellation notice effective Oct 3, 1996 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Sep 1, 1995ROYAL INDEMNITY COMPANYLiability · $2,000,000 · ended Oct 26, 1995 · cancellation notice took effect2 months in forceL&I to May 14, 2026
-
Sep 1, 1995RANGER INS. CO./FAIRMONT SPECIALTY INS. CO.Liability · $1,000,000 · ended Sep 1, 1996 · replaced by another insurera cancellation notice effective Oct 3, 1996 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Aug 24, 1995Broker authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Minnesota 4
- Wisconsin 3
- Michigan 2
- South Dakota 2
- Iowa 1
- Indiana 1
- Kentucky 1
- North Dakota 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (large).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.6
Actual, last 12 mo
0.0
Projected, next 12 mo
0.4
0
0.5
1
We'd expect a typical fleet of this size this active to have about 0.6 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.4 over the next 12 — below a typical fleet.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
15 inspections
and 0 crashes.
The FMCSA record tables now hold 5 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Out-of-service inspection Jan 9, 2025 · MI · level 2 · 1 vehicle OOS · 3 violations
- Out-of-service inspection Nov 25, 2024 · ND · level 2 · 1 vehicle OOS · 1 violation
- 5 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 3 inspections with no out-of-service result — not yet scored
Confidence: Low · Z = 0.32
Strong — 0.65x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.019 crashes per power-unit-year for a 30-unit for-hire fleet (pu20_49). Violations 0.97x (driver behaviour 1.05x, out-of-service 0.83x, all violations 0.74x; 15 inspections). Experience 0.68x: 0.0 decayed crashes against 0.8 expected over 36 months (credibility 0.32, a 1.74). 80% range 0.15–1.32x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
15
Driver Insp
15
Driver OOS
0
Vehicle Insp
7
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 1.46 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 5 | 5.30 |
SMS record data is sourced from FMCSA's Safety Measurement System (04-FEB-25 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.