FOUR STAR TRANSPORTATION CO
(313) 386-0100
safety@fourstartrans.com
2947 Greenfield Road, Melvindale MI 48122
120
tractors · all owned
115 drivers
9.6M mi/yr · ~80k per unit
Marginal
FRED Score 30.0 / 100
High confidence
32 yrs history · 125 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 120
- Drivers · CDL
- 115 · 115
- Annual miles
- 9.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 120 | 0 | 0 | 120 |
| Trailers | 350 | 0 | 0 | 350 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-31-2014) · 12 yr old
- Registered
- 12-08-1994 (32 yrs)
- MCS-150 Update
- 01-28-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- MATTHEW KOWALCZYK
Cargo
61.6
medium risk
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Other: BRICKS
Dry Bulk
Paper Products
Construction
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 1.6× that of similar fleets.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.62×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.62× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
7.9 vs 4.8 for similar fleets
Likely 3–13 crashes
This motor carrier
7.9
Similar fleets
4.8
Chance of a fatal crash, next 12 months
~19%
About 1.6× similar fleets.
What's driving the grade
Crash history
betterworse
Worse than peers. 19 crashes on the FMCSA record in 24 months (about 9.5 a year), including 3 with injuries; similar fleets have about 4.8 a year. The grade counts 23 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 2.13× and out-of-service orders 1.32× the rate expected for its inspections, but violations 0.74×. Together they move its crash estimate +9%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes3 crashes with 3 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service5 out-of-service violations against drivers: 4 no valid CDL, 1 hours of service (Jan 2025 – Sep 2026).Ask: driver supervision and dispatch practices.
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Cargo securement and lightsCargo securement are 15 of 119 violations (13%). Cargo securement or light defects led to 14 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate48.1% of vehicle inspections end out of service vs 22.3% nationally (25 of 52). Across all its inspections, out-of-service orders run 1.32× what's expected for where and how it's inspected.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Driver out-of-service rate 4.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 8
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Excessive speeding: 15
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Substance violations: 1
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
19
0 fatalities · 3 injuries · 0 tow-aways
Inspections
125
35% clean (no violations)
Vehicle out-of-service
48.1%
25 of 52
National avg 22.3%
Driver out-of-service
4.0%
5 of 125
National avg 6.7%
Violations
119
34 out-of-service
Inspected about as often as interstate fleets of 100–199 trucks in Michigan (about 103 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 1,732 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.071 | 0.025 |
| Inspections | 0.73 | 0.97 |
| Violations | 0.50 | 0.54 |
| Critical violations | 0.11 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
119 violations · 24 months-
Vehicle maintenance No alert62 · 28 OOSCargo securement 15 · Lights 15 · Brakes 12 · Tires 9 · Wheels & hubs 6 · 5 more
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Unsafe driving No alert42 · 0 OOSReckless / lane 20 · Speeding 16 · Phone use 2 · Seat belt 1 · Other 3
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Hours of service No alert11 · 2 OOSLogbook / ELD paperwork 4 · Over hours limit 3 · False log 2 · No log 2
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Driver fitness No alert4 · 4 OOSNo valid CDL 4
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug192026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Aug122026IndianaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
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Jul272026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jul202026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jun142026MichiganProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Apr22026IllinoisInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median.
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Feb232026OhioProperty damage onlyWet road, daylight, one-way trafficway not divided.
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Feb122026IndianaProperty damage onlyDaylight.
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Dec122025IllinoisInjury · 1 person hurtDaylight.
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Jan272025MichiganInjury · 1 person hurtDark - not lighted, two-way trafficway not divided.
11 more in the FMCSA records below.
3 of the 19 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$750,000 · United States Fire Insurance Companyon record since May 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since May 1994
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Mar 1, 1995)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
24 filings and 2 authority events since 1994 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
24 filings and 2 authority events since 1994 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 1, 2026United States Fire Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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May 1, 2024UNITED STATES FIRE INSURANCE CO.Liability · $750,000 · ended May 1, 2026 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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May 1, 2023UNITED STATES FIRE INSURANCE CO.Liability · $750,000 · ended May 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2022UNITED STATES FIRE INSURANCE CO.Liability · $750,000 · ended May 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2018ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended May 1, 2022 · replaced by another insurer48 months in forceL&I to May 14, 2026
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May 1, 2017ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · ended May 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2016GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended May 1, 2017 · replaced by another insurera cancellation notice effective Jun 2, 2017 came after the replacement; 12 months in forceL&I to May 14, 2026
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May 1, 2013NATIONAL CASUALTY COMPANYLiability · $750,000 · ended May 1, 2016 · replaced by another insurer36 months in forceL&I to May 14, 2026
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May 1, 2009GREAT WEST CASUALTY CO.Cargo · ended Oct 5, 2013 · cancellation notice took effect53 months in forceL&I to May 14, 2026
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May 1, 2008HANOVER INSURANCE CO.Cargo · ended May 1, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 1, 2008GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended May 1, 2013 · replaced by another insurera cancellation notice effective Jun 4, 2013 came after the replacement; 60 months in forceL&I to May 14, 2026
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May 3, 2007FMCSA revocation notice for the operating authority, dropped May 4, 2007opened after CHEROKEE INSURANCE COMPANY filed a cancellation notice (effective May 30, 2007)L&I to May 14, 2026
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May 1, 2007UNDERWRITERS AT LLOYDS LONDONCargo · ended May 1, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 1, 2007RLI INSURANCE COMPANYLiability · $750,000 · ended May 1, 2008 · replaced by another insurera cancellation notice effective May 30, 2008 came after the replacement; 12 months in forceL&I to May 14, 2026
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May 1, 2002CHEROKEE INSURANCE COMPANYCargo · ended May 1, 2007 · replaced by another insurera cancellation notice effective May 30, 2007 came after the replacement; 60 months in forceL&I to May 14, 2026
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May 1, 2002CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2007 · replaced by another insurera cancellation notice effective May 30, 2007 came after the replacement; 60 months in forceL&I to May 14, 2026
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May 1, 2001FEDERAL INSURANCE CO.Cargo · ended May 1, 2002 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 1, 1999ROYAL INSURANCE COMPANY OF AMERICACargo · ended May 1, 2001 · replaced by another insurer24 months in forceL&I to May 14, 2026
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May 1, 1999TRAVELERS PROPERTY CASUALTY CO. OF AMERICALiability · $750,000 · ended May 1, 2002 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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May 1, 1997GREAT WEST CASUALTY CO.Cargo · ended May 1, 1999 · replaced by another insurera cancellation notice effective Jun 2, 1999 came after the replacement; 24 months in forceL&I to May 14, 2026
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May 1, 1997GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 2, 1999 · cancellation notice took effect25 months in forceL&I to May 14, 2026
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May 1, 1996UNITED STATES FIDELITY & GUARANTY CO.Cargo · ended May 1, 1997 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 1, 1996UNITED STATES FIDELITY & GUARANTY CO.Liability · $1,000,000 · ended May 1, 1997 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 1, 1995ZURICH INSURANCE CO.Liability · $1,000,000 · ended May 1, 1996 · replaced by another insurera cancellation notice effective Jun 13, 1996 came after the replacement; 12 months in forceL&I to May 14, 2026
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Mar 1, 1995Operating authority grantedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Michigan (HQ) 59
- Ohio 25
- Indiana 16
- Illinois 9
- Wisconsin 8
- Iowa 3
- Pennsylvania 2
- Kentucky 1
47% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (120 power units: 120 filed, 89 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
4.8
Actual, per year in window
7.7
Projected, next 12 mo
7.9
0
4.5
9
We'd expect a typical fleet of 120 power units this active to have about 4.8 crashes a year. This motor carrier recorded 23 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 7.7 a year) — about 1.6× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 7.9 over the next 12 — about 1.6× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 19% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.6× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
125 inspections
and 23 crashes.
The FMCSA record tables now hold 122 inspections and 19 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 30, 2024 · KY · level 2 · 1 vehicle OOS · 1 violation
- 2 further inspections with no out-of-service result
Confidence: High · Z = 0.69
Marginal — 1.62x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.040 crashes per power-unit-year for a 120-unit for-hire fleet (pu100_199). Violations 1.09x (driver behaviour 2.13x, out-of-service 1.32x, all violations 0.74x; 125 inspections). Experience 1.49x: 13.9 decayed crashes against 8.1 expected over 36 months (credibility 0.69, a 3.72). 80% range 1.12–2.18x. Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -3.3%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.0 crashes per 100 power-unit-years
120 power units · 4.84 expected crashes a year
Violation relativity
1.09×
125 inspections in window
Crash experience
1.49×
13.9 decayed crashes vs 8.1 expected · credibility 0.69
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.62× (80% range 1.12–2.18×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
125
Driver Insp
125
Driver OOS
5
Vehicle Insp
52
Vehicle OOS
25
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 41 | 2.76 | |
| HOS Compliance | 8 | 0.57 | |
| Driver Fitness | 4 | 0.28 | |
| Controlled Substances | 1 | 0.12 | |
| Vehicle Maintenance | 40 | 6.15 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.