VTC BOUSUM BUYER LLC
DBA: B
(717) 496-1176
janielle@bousumtrucking.com
40 Industrial Dr, Chambersburg PA 17201
105
tractors · all owned
85 drivers
6M mi/yr · ~57k per unit
Satisfactory
FRED Score 74.8 / 100
Moderate confidence
31 yrs history · 206 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 105
- Drivers · CDL
- 85 · 85
- Annual miles
- 6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 105 | 0 | 0 | 105 |
| Trailers | 131 | 0 | 0 | 131 |
Registration
- Registered
- 01-24-1995 (31 yrs)
- MCS-150 Update
- 07-10-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- TOM DIDONATO
Cargo
53.8
medium risk
Oilfield Equipment
General Freight
Logs/Poles/Beams/Lumber
Water Well
Garbage/Refuse
- High-Risk Cargo
- Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.76×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
2.9 vs 3.8 for similar fleets
Likely 0–6 crashes
This motor carrier
2.9
Similar fleets
3.8
Chance of a fatal crash, next 12 months
~8%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Leans better, not yet proven. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 1 with injuries; similar fleets have about 3.8 a year. The grade counts 7 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.56× and unsafe-driving and hours-of-service violations 0.70× the rate expected for its inspections. Together they move its crash estimate -9%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes1 crash with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Lapse in liability filings449 days without a liability filing on FMCSA's record, the longest of 2 lapses in 36 months while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Driver qualification4 out-of-service violations against drivers: 3 no valid CDL, 1 medical certificate (Oct 2025 – Feb 2026).Ask: driver qualification files and hiring standards.
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Lights and brakesLights are 50 of 144 violations (35%). Light or brake defects led to 21 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- Driver out-of-service rate 1.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 4
-
Excessive speeding: 12
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
6
0 fatalities · 2 injuries · 0 tow-aways
Inspections
206
52% clean (no violations)
Vehicle out-of-service
24.1%
34 of 141
National avg 22.3%
Driver out-of-service
1.0%
2 of 206
National avg 6.7%
Violations
144
39 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 2 inspections.
vs 1,871 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.029 | 0.024 |
| Inspections | 1.28 | 0.91 |
| Violations | 0.69 | 0.51 |
| Critical violations | 0.10 | 0.10 |
Yearly rates from the last 24 months. Peers: 100–199 power units, medium-risk cargo.
What they get cited for
144 violations · 24 months-
Vehicle maintenance No alert113 · 35 OOSLights 50 · Brakes 28 · Tires 14 · Cargo securement 7 · Wheels & hubs 4 · 10 more
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Unsafe driving No alert24 · 0 OOSSpeeding 12 · Reckless / lane 5 · Other 7
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Driver fitness No alert4 · 4 OOSNo valid CDL 3 · Medical certificate 1
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Hours of service No alert3 · 0 OOSLogbook / ELD paperwork 3
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Dec262025VirginiaProperty damage onlyDusk, two-way trafficway divided unprotected median.
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Aug292025PennsylvaniaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Aug212025MarylandInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jul72025VirginiaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Nov262024MarylandProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Nov212024PennsylvaniaProperty damage onlyWet road, dusk, rain, two-way trafficway divided unprotected median. FMCSA: not preventable.
1 of the 6 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Oct 15, 2026 · FMCSA minimum $750,000
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- 1 cancellation notice filed by an insurer, replaced before it took effect
- 2 lapses in liability filings, 465 days in all (the longest 449 days) while the authority required one; a later back-dated filing can close a lapse
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Jul 23, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
35 filings and 15 authority events since 1998 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
35 filings and 15 authority events since 1998 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 15, 2026ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · on fileFMCSA's new system
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Jul 23, 2025Operating authority grantedL&I to May 14, 2026
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Jul 14, 2025ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 17, 2025 · transferredFMCSA's new system
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Aug 30, 2024FMCSA revocation notice for the operating authority, dropped Aug 30, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 29, 2024ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Jul 14, 2025 · superseded by the same policya cancellation notice effective Aug 15, 2025 came after the replacement; 10 months in forceL&I to May 14, 2026
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Jul 11, 2024FMCSA revocation notice for the operating authority, dropped Jul 29, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 28, 2024FMCSA revocation notice for the operating authority, dropped Jun 3, 2024cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 9, 2024ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Aug 13, 2024 · insurer name change3 months in forceL&I to May 14, 2026
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Oct 15, 2023ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended May 9, 2024 · superseded by the same policy7 months in forceL&I to May 14, 2026
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Apr 14, 2023FMCSA revocation notice for the operating authority, dropped Apr 12, 2023cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 10, 2023ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Oct 15, 2023 · replaced by the same insurer (renewal)6 months in forceL&I to May 14, 2026
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Oct 15, 2010ACUITY, A MUTUAL INSURANCE COMPANYCargo · ended Apr 15, 2011 · cancellation notice took effect6 months in forceL&I to May 14, 2026
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Oct 15, 2010ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Apr 10, 2023 · superseded by the same policy150 months in forceL&I to May 14, 2026
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Oct 14, 2010ACUITY, A MUTUAL INSURANCE COMPANYCargo · ended Oct 15, 2010 · superseded by the same policya cancellation notice effective Nov 14, 2010 came after the replacementL&I to May 14, 2026
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Oct 14, 2010ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Oct 15, 2010 · superseded by the same policya cancellation notice effective Nov 14, 2010 came after the replacementL&I to May 14, 2026
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Oct 15, 2009ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Oct 14, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Sep 18, 2009FMCSA revocation notice for the operating authority, dropped Oct 16, 2009opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Oct 15, 2009)L&I to May 14, 2026
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Oct 15, 2008HARTFORD FIRE INSURANCE COMPANYCargo · ended Oct 14, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Oct 15, 2008EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Oct 15, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 18, 2008FMCSA revocation notice for the operating authority, dropped Oct 16, 2008opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Oct 15, 2008)L&I to May 14, 2026
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Sep 18, 2008FMCSA revocation notice for the operating authority, dropped Oct 15, 2008opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Oct 15, 2008)L&I to May 14, 2026
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Oct 15, 2007UNDERWRITERS AT LLOYDS LONDONCargo · ended Oct 15, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 15, 2007EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Oct 15, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 18, 2007FMCSA revocation notice for the operating authority, dropped Oct 12, 2007opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Oct 15, 2007)L&I to May 14, 2026
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Oct 15, 2006UNDERWRITERS AT LLOYDS LONDONCargo · ended Oct 15, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Pennsylvania (HQ) 115
- Virginia 51
- Maryland 39
- District of Columbia 1
56% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (105 power units: 105 filed, 104 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
3.8
Actual, per year in window
2.3
Projected, next 12 mo
2.9
0
2.25
4.5
We'd expect a typical fleet of 105 power units this active to have about 3.8 crashes a year. This motor carrier recorded 7 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.9 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 8% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
203 inspections
and 7 crashes.
The FMCSA record tables now hold 204 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 2 inspections with no out-of-service result
Confidence: Moderate · Z = 0.51
Satisfactory — 0.76x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.036 crashes per power-unit-year for a 105-unit for-hire fleet (pu100_199). Violations 0.91x (driver behaviour 0.70x, out-of-service 0.86x, all violations 0.56x; 203 inspections). Experience 0.83x: 3.6 decayed crashes against 5.3 expected over 36 months (credibility 0.51, a 5.12). 80% range 0.44–1.11x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.6 crashes per 100 power-unit-years
105 power units · 3.81 expected crashes a year
Violation relativity
0.91×
203 inspections in window
Crash experience
0.83×
3.6 decayed crashes vs 5.3 expected · credibility 0.51
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.76× (80% range 0.44–1.11×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
206
Driver Insp
206
Driver OOS
2
Vehicle Insp
141
Vehicle OOS
34
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 21 | 1.85 | |
| HOS Compliance | 2 | 0.01 | |
| Driver Fitness | 2 | 0.15 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 80 | 4.20 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.