NAVIGATOR MOTORCOACHES INC
(402) 371-1202
john@navigatorbus.com
84605 North Hwy 81, Norfolk NE 68701
21
power units
29 drivers
843k mi/yr · ~40k per unit
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 21
- Drivers · CDL
- 29 · 29
- Annual miles
- 843k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- FMCSA Rating
- Satisfactory (10-16-2024)
- Registered
- 06-19-1995 (31 yrs)
- MCS-150 Update
- 03-27-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- SUSAN K OBERLE
- Officer
- DONALD E OBERLE
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Worth a closer look
From the FMCSA record.
- Nothing on the FMCSA record stands out.
Strengths
- 1 crash in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 10.0% vs 22.3% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 2
Track record
FMCSA record, Oct 2024 – Jun 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
1
0 fatalities · 0 injuries · 0 tow-aways
Inspections
11
73% clean (no violations)
Vehicle out-of-service
10.0%
1 of 10
National avg 22.3%
Driver out-of-service
0.0%
0 of 8
National avg 6.7%
Violations
5
1 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks in Nebraska (about 22 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,544 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.024 | 0.029 |
| Inspections | 0.50 | 1.11 |
| Violations | 0.12 | 0.77 |
| Critical violations | 0.00 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
5 violations · 24 months-
Vehicle maintenance No alert3 · 1 OOSBrakes 1 · Other parts 2
-
Unsafe driving No alert2 · 0 OOSOther 2
-
Hours of service No alert0
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Feb152026NebraskaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$5,000,000 · Lancer Insurance Companyon record since Jun 12, 2013 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Jun 1995
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jul 12, 1995)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 7 authority events since 1995 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
18 filings and 7 authority events since 1995 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 12, 2013Lancer Insurance CompanyLiability · $5,000,000 · on fileFMCSA's new system
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May 16, 2013FMCSA revocation notice for the operating authority, dropped Jun 11, 2013opened after AMERICAN CASUALTY COMPANY OF READING filed a cancellation notice (effective Jun 12, 2013)L&I to May 14, 2026
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Jun 12, 2012AMERICAN CASUALTY COMPANY OF READINGLiability · $5,000,000 · ended Jun 12, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 16, 2012FMCSA revocation notice for the operating authority, dropped Jun 7, 2012opened after AMERICAN CASUALTY COMPANY OF READING filed a cancellation notice (effective Jun 12, 2012)L&I to May 14, 2026
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Jun 12, 2011AMERICAN CASUALTY COMPANY OF READINGLiability · $5,000,000 · ended Jun 12, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 16, 2011FMCSA revocation notice for the operating authority, dropped Jun 8, 2011opened after AMERICAN CASUALTY COMPANY OF READING filed a cancellation notice (effective Jun 12, 2011)L&I to May 14, 2026
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Jun 12, 2010AMERICAN CASUALTY COMPANY OF READINGLiability · $5,000,000 · ended Jun 12, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 12, 2009RLI INSURANCE COMPANYLiability · $5,000,000 · ended Jun 12, 2010 · replaced by another insurera cancellation notice effective Jul 3, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jun 12, 2006NATIONAL INTERSTATE INSURANCE COMPANYLiability · $5,000,000 · ended Jun 12, 2009 · replaced by another insurer36 months in forceL&I to May 14, 2026
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May 16, 2006FMCSA revocation notice for the operating authority, dropped May 30, 2006opened after AMERICAN SOUTHERN INSURANCE CO. filed a cancellation notice (effective Jun 15, 2006)L&I to May 14, 2026
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Jun 12, 2005GENERAL STAR INDEMNITY COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended Jun 12, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 16, 2005FMCSA revocation notice for the operating authority, dropped Jun 10, 2005cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 12, 2004GENERAL STAR INDEMNITY COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended Jun 12, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 12, 2004AMERICAN SOUTHERN INSURANCE CO.Liability · $2,000,000 · ended Jun 12, 2006 · replaced by another insurera cancellation notice effective Jun 15, 2006 came after the replacement; 24 months in forceL&I to May 14, 2026
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May 17, 2004FMCSA revocation notice for the operating authority, dropped Jun 17, 2004opened after COLUMBIA INSURANCE COMPANY filed a cancellation notice (effective Jun 12, 2004)L&I to May 14, 2026
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Jun 12, 2003LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jun 12, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 12, 2003COLUMBIA INSURANCE COMPANYLiability · $1,000,000 · ended Jun 12, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 21, 2003LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Jun 12, 2003 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Feb 21, 2003COLUMBIA INSURANCE COMPANYLiability · $1,000,000 · ended Jun 12, 2003 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Jun 12, 2002LEXINGTON INSURANCE COMPANYLiability (excess) · $4,000,000 over $1,000,000 · ended Feb 21, 2003 · replaced by the same insurer (renewal)8 months in forceL&I to May 14, 2026
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Jun 12, 2002COLUMBIA INSURANCE COMPANYLiability · $1,000,000 · ended Feb 21, 2003 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jun 12, 2001ACE AMERICAN INSURANCE COMPANYLiability · $5,000,000 · ended Jun 15, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 12, 1997GREAT AMERICAN ASSURANCE COMPANYLiability · $5,000,000 · ended Jun 12, 2001 · replaced by another insurera cancellation notice effective Jul 14, 2001 came after the replacement; 48 months in forceL&I to May 14, 2026
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Jul 12, 1995Operating authority grantedL&I to May 14, 2026
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Jun 12, 1995LANCER INSURANCE COMPANYLiability · $5,000,000 · ended Jun 12, 1997 · replaced by another insurera cancellation notice effective Jul 9, 1997 came after the replacement; 24 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Nebraska (HQ) 3
- New Mexico 2
- Federal inspectors 2
- Iowa 1
- Minnesota 1
- Missouri 1
- South Dakota 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
11
Driver Insp
8
Driver OOS
0
Vehicle Insp
10
Vehicle OOS
1
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 2 | 0.47 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 0 | 0.00 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 1 | 0.68 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (06-NOV-25 – 18-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.