MICHAEL'S MOVING AND STORAGE INC
FMCSA Live Status
Fleet & equipment
- Power units
- 14
- Drivers · CDL
- 21 · 3
- Annual miles
- 312k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 10 | 0 | 10 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 1 | 1 | 0 | 2 |
Registration
- FMCSA Rating
- Satisfactory (07-18-2023) · 3 yr old
- Registered
- 07-20-1995 (31 yrs)
- MCS-150 Update
- 06-17-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- MICHAEL CATTAN
Cargo
- High-Risk Cargo
- General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Not enough record to grade yet.
17 inspections and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one. It leans better than similar fleets (about a 60% chance), but not by enough to grade.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-8 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Lapse in liability filings260 days without a liability filing on FMCSA's record, the longest of 3 lapses in 36 months while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Drivers put out of service2 out-of-service violations against drivers: 1 no valid CDL, 1 hours of service (Aug 2025 – Sep 2025).Ask: driver supervision and dispatch practices.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
- No reportable crashes in 24 months.
- No FMCSA BASIC alerts.
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Dangerous driving: 2
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.031 |
| Inspections | 1.00 | 1.11 |
| Violations | 0.75 | 0.89 |
| Critical violations | 0.25 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
21 violations · 24 months-
Hours of service No alert9 · 1 OOSLogbook / ELD paperwork 3 · Over hours limit 3 · False log 2 · No log 1
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Vehicle maintenance No alert6 · 1 OOSBrakes 2 · Cargo securement 1 · Other parts 3
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Unsafe driving No alert5 · 0 OOSReckless / lane 2 · Seat belt 2 · Other 1
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Southern Insurance Companyon record since Oct 6, 2026 · FMCSA minimum $750,0001 other liability filing also on file
- Cargo filing
- required · on file · The Hanover Insurance Company since Mar 2, 2021
- 4 liability insurers on FMCSA's record, 3 changes: CorePointe Insurance Company → Southern Insurance Company (Oct 2026); WESCO INSURANCE COMPANY → COREPOINTE INSURANCE COMPANY (Jan 2025); THE COMMERCE INSURANCE COMPANY → WESCO INSURANCE COMPANY (Jan 2024)
- 3 cancellation notices filed by insurers; 3 took effect (the last Apr 26, 2026, replaced 163 days later)
- 3 lapses in liability filings, 629 days in all (the longest 260 days) while the authority required one; a later back-dated filing can close a lapse
- 1 liability filing received late (the last received Oct 29, 2026 for an effective date of Oct 6, 2026); FMCSA had no filing on record in between
- FMCSA notice served Oct 1, 2026 (suspension effective Oct 31, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Jun 21, 2022)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
44 filings and 33 authority events since 2003 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 28, 2026Southern Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Oct 6, 2026Southern Insurance CompanyLiability · $750,000 · on filereceived Oct 29, 2026 for an effective date of Oct 6, 2026FMCSA's new system
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Oct 1, 2026FMCSA suspension notice for the operating authority, effective Oct 31, 2026the authority stayed activeFMCSA's new system
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Mar 30, 2026FMCSA revocation notice for the operating authority, dropped Apr 27, 2026opened after CorePointe Insurance Company filed a cancellation notice (effective Apr 26, 2026)L&I to May 14, 2026
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Feb 23, 2026FMCSA revocation notice for the operating authority, dropped Mar 6, 2026cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jan 4, 2026CorePointe Insurance CompanyLiability · $750,000 · ended Apr 26, 2026 · cancellation notice took effect4 months in forceFMCSA's new system
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Jan 4, 2025COREPOINTE INSURANCE COMPANYLiability · $750,000 · ended Apr 19, 2025 · cancellation notice took effecta cancellation notice effective Mar 20, 2026 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jan 4, 2024WESCO INSURANCE COMPANYLiability · $750,000 · ended Jun 12, 2024 · cancellation notice took effecta cancellation notice effective Oct 18, 2024 came after the replacement; 5 months in forceL&I to May 14, 2026
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Jun 21, 2022Operating authority reinstatedL&I to May 14, 2026
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Jun 14, 2022Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 3, 2021THE COMMERCE INSURANCE COMPANYLiability · $750,000 · ended Jan 4, 2024 · replaced by another insurer28 months in forceL&I to May 14, 2026
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Jul 15, 2021PILGRIM INSURANCE COMPANYLiability · $750,000 · ended Sep 3, 2021 · replaced by another insurera cancellation notice effective Oct 7, 2021 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jul 12, 2021FMCSA revocation notice for the operating authority, dropped Jul 19, 2021opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Aug 6, 2021)L&I to May 14, 2026
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Jun 7, 2021PILGRIM INSURANCE COMPANYLiability · $750,000 · ended Jul 15, 2021 · superseded by the same policya cancellation notice effective Aug 6, 2021 came after the replacement; 1 month in forceL&I to May 14, 2026
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May 12, 2021FMCSA revocation notice for the operating authority, dropped Jun 9, 2021opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Jun 8, 2021)L&I to May 14, 2026
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Mar 8, 2021PILGRIM INSURANCE COMPANYLiability · $750,000 · ended Jun 8, 2021 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Mar 2, 2021The Hanover Insurance CompanyCargo · on file · on fileFMCSA's new system
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Feb 10, 2021FMCSA revocation notice for the operating authority, dropped Mar 10, 2021opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Mar 9, 2021)L&I to May 14, 2026
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Jan 14, 2021PILGRIM INSURANCE COMPANYLiability · $750,000 · ended Mar 9, 2021 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Oct 6, 2020PILGRIM INSURANCE COMPANYLiability · $1,000,000 · ended Jan 14, 2021 · superseded by the same policy3 months in forceL&I to May 14, 2026
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Sep 10, 2020FMCSA revocation notice for the operating authority, dropped Oct 8, 2020opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Oct 7, 2020)L&I to May 14, 2026
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Feb 11, 2020Operating authority reinstatedL&I to May 14, 2026
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Jan 30, 2020PILGRIM INSURANCE COMPANYLiability · $1,000,000 · ended Oct 7, 2020 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jan 21, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 21, 2019PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Jan 15, 2020 · cancellation notice took effect2 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Massachusetts (HQ) 2
- Montana 2
- North Carolina 2
- Arizona 1
- California 1
- Colorado 1
- Connecticut 1
- Florida 1
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (14 power units: 14 filed, 10 seen roadside in 24 months).
We'd expect a typical fleet of 14 power units this active to have about 0.6 crashes a year. This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.5 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 1.98 | |
| HOS Compliance | 3 | 1.81 | |
| Driver Fitness | 1 | 0.09 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 1.80 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-MAR-26 – 30-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.