ON TIME MESSENGER SERVICE INC
(630) 477-0637
fmcsa@brickergraydon.com
1280 North Route 83, Bensenville IL 60106
15
power units · all owned
15 drivers
489k mi/yr · ~33k per unit
Not enough record
Graded once the record supports it
31 yrs history · 6 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 15
- Drivers · CDL
- 15 · 0
- Annual miles
- 489k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 15 | 0 | 0 | 15 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Registered
- 09-12-1995 (31 yrs)
- MCS-150 Update
- 09-03-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- PAUL M. OSWALD JR.
Cargo
58.2
medium risk
Meat
Refrigerated Food
General Freight
Building Materials
Fresh Produce
Beverages
US Mail
Paper Products
Construction
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
6 inspections and no crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one. It leans better than similar fleets (about a 70% chance), but not by enough to grade.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
80% likely range 0.26×–1.58×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.3 vs 0.4 for similar fleets
Likely 0–1 crashes
This motor carrier
0.3
Similar fleets
0.4
A record this thin can't pin that down: about a 1-in-10 chance it runs at Poor-level crash rates.
Ask
Loss runs for the last 3 years, and confirm the fleet is operating at its filed size (15 power units).
What the record shows
Crash history
betterworse
Leans better, not yet proven. 0 crashes on the FMCSA record in 24 months; similar fleets have about 0.4 a year.
Roadside inspections
betterworse
Worse than peers. Violations 1.69× and out-of-service orders 1.68× the rate expected for its inspections. Together they move its crash estimate +7%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Driver qualification3 out-of-service violations against drivers: 2 medical certificate, 1 no valid CDL (Oct 2025 – Jun 2026).Ask: driver qualification files and hiring standards.
Strengths
- No reportable crashes in 24 months.
Track record
FMCSA record, Sep 2024 – Jun 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
6
33% clean (no violations)
Vehicle out-of-service
0.0%
0 of 4
National avg 22.3%
Driver out-of-service
50.0%
3 of 6
National avg 6.7%
Violations
12
3 out-of-service
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 16,659 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.031 |
| Inspections | 0.27 | 1.11 |
| Violations | 0.40 | 0.89 |
| Critical violations | 0.00 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
12 violations · 24 months-
Vehicle maintenance No alert7 · 0 OOSLights 2 · Brakes 1 · Cargo securement 1 · Other parts 3
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Driver fitness No alert4 · 3 OOSMedical certificate 2 · No valid CDL 2
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Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Unsafe driving No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · CONCERT SPECIALTY INSURANCE COMPANYon record since May 29, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since May 2016A cancellation notice effective May 29, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- $75,000 surety bond (BMC-84) · TRAVELERS CASUALTY & SURETY CO. OF AMERICA since Dec 22, 2021
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: RIVERPORT INSURANCE COMPANY → CONCERT SPECIALTY INSURANCE COMPANY (May 2023)
- 3 cancellation notices filed by insurers; 3 took effect (the last May 29, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 30, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
42 filings and 24 authority events since 1995 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
42 filings and 24 authority events since 1995 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 29, 2025CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · on file at May 14, 2026 · cancellation notice effective May 29, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)11 months in forceL&I to May 14, 2026
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May 2, 2025FMCSA revocation notice for the operating authority, dropped May 30, 2025opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 29, 2025)L&I to May 14, 2026
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May 29, 2024CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 29, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 2, 2024FMCSA revocation notice for the operating authority, dropped May 31, 2024opened after CONCERT SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective May 29, 2024)L&I to May 14, 2026
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May 29, 2023CONCERT SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 29, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 2, 2023FMCSA revocation notice for the operating authority, dropped May 31, 2023opened after RIVERPORT INSURANCE COMPANY filed a cancellation notice (effective May 29, 2023)L&I to May 14, 2026
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May 29, 2022RIVERPORT INSURANCE COMPANYLiability · $750,000 · ended May 29, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 22, 2021TRAVELERS CASUALTY & SURETY CO. OF AMERICABroker bond (BMC-84) · on file · on fileL&I to May 14, 2026
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May 29, 2021RIVERPORT INSURANCE COMPANYLiability · $750,000 · ended May 29, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 19, 2021FMCSA revocation notice for the broker authority, dropped Feb 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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May 29, 2020UNDERWRITERS AT LLOYDS LONDONCargo · ended Jul 3, 2021 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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May 29, 2020BERKLEY SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended May 29, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 29, 2019PENNSYLVANIA MANUF. ASSOC. INS.Liability · $750,000 · ended May 29, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 2, 2019FMCSA revocation notice for the operating authority, dropped May 28, 2019opened after MANUFACTURERS ALLIANCE INSURANCE COMPANY filed a cancellation notice (effective May 29, 2019)L&I to May 14, 2026
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May 29, 2018MANUFACTURERS ALLIANCE INSURANCE COMPANYLiability · $750,000 · ended May 29, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 2, 2018FMCSA revocation notice for the operating authority, dropped May 29, 2018opened after AMERICAN ALTERNATIVE INSURANCE CORPORATION filed a cancellation notice (effective May 29, 2018)L&I to May 14, 2026
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May 29, 2017AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $750,000 · ended May 29, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 2, 2017FMCSA revocation notice for the operating authority, dropped Jun 1, 2017opened after AMERICAN ALTERNATIVE INSURANCE CORPORATION filed a cancellation notice (effective May 29, 2017)L&I to May 14, 2026
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May 29, 2016AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $750,000 · ended May 29, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 2, 2016FMCSA revocation notice for the operating authority, dropped May 26, 2016cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Feb 22, 2016Broker authority grantedL&I to May 14, 2026
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Dec 22, 2015GREAT AMERICAN INSURANCE CO.Broker bond (BMC-84) · ended Feb 13, 2021 · cancellation notice took effect62 months in forceL&I to May 14, 2026
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May 29, 2015AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $750,000 · ended Sep 2, 2015 · cancellation notice took effecta cancellation notice effective May 29, 2016 came after the replacement; 3 months in forceL&I to May 14, 2026
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May 4, 2015FMCSA revocation notice for the operating authority, dropped May 27, 2015opened after AMERICAN ALTERNATIVE INSURANCE CORPORATION filed a cancellation notice (effective May 29, 2015)L&I to May 14, 2026
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May 29, 2014AMERICAN ALTERNATIVE INSURANCE CORPORATIONLiability · $750,000 · ended May 29, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Illinois (HQ) 5
- Wisconsin 1
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (15 power units: 15 filed, 4 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.4
Actual, per year in window
0.0
Projected, next 12 mo
0.3
0
0.25
0.5
We'd expect a typical fleet of 15 power units this active to have about 0.4 crashes a year. This motor carrier recorded 0 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.3 over the next 12 — below a typical fleet.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
6 inspections
and 0 crashes.
The FMCSA record tables now hold 5 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 1 inspection with no out-of-service result
Why there is no grade.
Every grade but Satisfactory needs at least a 60% posterior past its cut; Satisfactory is what is left when none
passes. Here the 80% likely range (0.26×–1.58×)
still runs from below the Excellent cut (0.60×) to above the Poor cut (1.57×), so the record can't
separate a best-in-class fleet from a poor one and the page shows no grade and no FRED Score. The forecasts are
unchanged: in backtests, records this thin crash at their forecast on average but scatter about 2.6× as
widely around it as records that support a Satisfactory grade.
Confidence: Low · Z = 0.11 (posterior 0.21 × exposure corroboration)
Satisfactory — 0.84x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.026 crashes per power-unit-year for a 15-unit for-hire fleet (pu10_19). Violations 1.07x (driver behaviour 0.86x, out-of-service 1.68x, all violations 1.69x; 6 inspections). Experience 0.79x: 0.0 decayed crashes against 0.6 expected over 36 months (credibility 0.21, a 2.41). 80% range 0.26–1.58x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
2.6 crashes per 100 power-unit-years
15 power units · 0.39 expected crashes a year
Violation relativity
1.07×
6 inspections in window
Crash experience
0.79×
0.0 decayed crashes vs 0.6 expected · credibility 0.21
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.84× (80% range 0.26–1.58×)
· band Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
6
Driver Insp
6
Driver OOS
3
Vehicle Insp
4
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 1 | 0.16 | |
| Driver Fitness | 4 | 1.83 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 3 | 3.70 |
SMS record data is sourced from FMCSA's Safety Measurement System (04-JUN-26 – 30-JUN-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.