ROYAL TRUCKING COMPANY
(800) 321-1293
hope.wilson@royaltruck.com
1312 Industrial Access Rd, West Point MS 39773
196
tractors
185 drivers
17.7M mi/yr · ~90k per unit
Marginal
FRED Score 37.0 / 100
High confidence
52 yrs history · 441 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 196
- Drivers · CDL
- 185 · 185
- Annual miles
- 17.7M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 142 | 49 | 0 | 191 |
| Trailers | 475 | 0 | 0 | 475 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-17-2002) · 24 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 05-01-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- HOPE WILSON
- Officer
- DEE ECHOLS
Cargo
65.0
medium risk
Household Goods
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Beverages
Grain/Feed/Hay
US Mail
Dry Bulk
Paper Products
Construction
Garbage/Refuse
- High-Risk Cargo
- Motor Vehicles, Machinery Large, General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 90% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 100–199 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.39×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
12.3 vs 8.8 for similar fleets
Likely 6–19 crashes
This motor carrier
12.3
Similar fleets
8.8
Chance of a fatal crash, next 12 months
~29%
About 1.4× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 23 crashes on the FMCSA record in 24 months (about 12 a year), including 6 with injuries; similar fleets have about 8.8 a year. The grade counts 47 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.69× the rate expected for its inspections, but violations 0.68× and out-of-service orders 0.78×. Together they barely move its crash estimate: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes6 crashes with 7 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service7 out-of-service violations against drivers: 5 no valid CDL, 1 cargo securement, 1 hours of service (Nov 2024 – Mar 2026).Ask: driver supervision and dispatch practices.
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Brakes and tiresBrakes are 40 of 261 violations (15%). Brake or tire defects led to 23 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Falsified logs5 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Driver out-of-service rate 1.8% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 19
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Excessive speeding: 21
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Substance violations: 4
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
23
0 fatalities · 7 injuries · 0 tow-aways
Inspections
441
64% clean (no violations)
Vehicle out-of-service
21.5%
37 of 172
National avg 22.3%
Driver out-of-service
1.8%
8 of 441
National avg 6.7%
Violations
261
53 out-of-service
Inspected more often than interstate fleets of 100–199 trucks in Mississippi (about 294 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 3 inspections.
vs 1,756 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.061 | 0.025 |
| Inspections | 1.64 | 0.96 |
| Violations | 0.68 | 0.54 |
| Critical violations | 0.16 | 0.10 |
Yearly rates from the last 24 months. Peers: interstate fleets, 100–199 power units, medium-risk cargo.
What they get cited for
261 violations · 24 months-
Vehicle maintenance No alert132 · 47 OOSBrakes 40 · Tires 23 · Lights 21 · Cargo securement 20 · Wheels & hubs 3 · 25 more
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Unsafe driving No alert68 · 0 OOSReckless / lane 37 · Speeding 21 · Phone use 1 · Other 9
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Hours of service No alert54 · 1 OOSLogbook / ELD paperwork 27 · Over hours limit 15 · No log 7 · False log 5
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Driver fitness No alert7 · 5 OOSNo valid CDL 6 · Medical certificate 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Aug52026MississippiInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Jul272026North CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Feb272026North CarolinaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
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Jan202026GeorgiaProperty damage onlyDaylight, one-way trafficway not divided. Citation issued.
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Dec222025LouisianaProperty damage onlyWet road, dark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Dec152025MississippiInjury · 2 people hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec62025TennesseeProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Nov102025MississippiProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Oct12025GeorgiaInjury · 1 person hurtDaylight.
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Apr252025AlabamaInjury · 1 person hurtWet road, daylight, rain, two-way trafficway not divided.
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Feb252025MissouriInjury · 1 person hurtTwo-way trafficway divided positive barrier. FMCSA: not preventable.
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Oct252024TexasInjury · 1 person hurtDaylight, two-way trafficway not divided. Citation issued.
15 more in the FMCSA records below.
6 of the 23 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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$1,000,000 · Cherokee Insurance Companyon record since Jun 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 19941 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- Broker or forwarder bond
- required · none on file
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jun 9, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
33 filings and 11 authority events since 1981 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
33 filings and 11 authority events since 1981 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 1, 2026Cherokee Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jun 1, 2025Cherokee Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jun 1, 2024CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2023CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2022CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2021CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2020CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2019CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2018CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jun 1, 2017CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Dec 2, 2013Broker authority revoked (cause not stated)L&I to May 14, 2026
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Sep 26, 2010AMERICAN CONTRACTORS INDEMNITY COMPANYBroker bond (BMC-84) · ended Oct 1, 2013 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Jun 10, 2005CHEROKEE INSURANCE COMPANYCargo · ended May 5, 2011 · cancellation notice took effect71 months in forceL&I to May 14, 2026
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Jun 5, 2005CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2017 · replaced by the same insurer (renewal)144 months in forceL&I to May 14, 2026
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May 9, 2005FMCSA revocation notice for the operating authority, dropped Jun 3, 2005opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Jun 5, 2005)L&I to May 14, 2026
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Jun 5, 2004LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 5, 2005 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 10, 2004FMCSA revocation notice for the operating authority, dropped Jun 10, 2004opened after LINCOLN GENERAL INSURANCE COMPANY filed a cancellation notice (effective Jun 5, 2004)L&I to May 14, 2026
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Jun 5, 2003LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 5, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 26, 2002FIDELITY & DEPOSIT CO. OF MARYLANDBroker bond (BMC-84) · ended Sep 26, 2010 · replaced by another insurer96 months in forceL&I to May 14, 2026
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Sep 20, 2002FMCSA revocation notice for the broker authority, dropped Oct 15, 2002cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 10, 2002LEXINGTON INSURANCE COMPANYCargo · ended Jun 10, 2005 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jun 5, 2002LINCOLN GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 5, 2003 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 24, 2002RLI INSURANCE COMPANYLiability · $1,000,000 · ended Jun 5, 2002 · replaced by another insurera cancellation notice effective Jun 10, 2002 came after the replacement; 3 months in forceL&I to May 14, 2026
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Jun 10, 2001FIRST NATIONAL INSURANCE COMPANY OF AMCargo · ended Jun 10, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 10, 2001RLI INSURANCE COMPANYLiability · $1,000,000 · ended Feb 24, 2002 · cancellation notice took effect9 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Mississippi (HQ) 135
- Louisiana 42
- Tennessee 36
- Alabama 29
- Texas 26
- Georgia 22
- Missouri 21
- Arkansas 20
31% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (196 power units: 196 filed, 185 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
8.8
Actual, per year in window
15.7
Projected, next 12 mo
12.3
0
9
18
We'd expect a typical fleet of 196 power units this active to have about 8.8 crashes a year. This motor carrier recorded 47 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 15.7 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 12.3 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 29% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.4× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
434 inspections
and 47 crashes.
The FMCSA record tables now hold 438 inspections and 23 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- 3 inspections with no out-of-service result
Confidence: High · Z = 0.86
Marginal — 1.39x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.045 crashes per power-unit-year for a 196-unit for-hire fleet (pu100_199). Violations 1.01x (driver behaviour 1.69x, out-of-service 0.78x, all violations 0.68x; 434 inspections). Experience 1.38x: 19.9 decayed crashes against 13.8 expected over 36 months (credibility 0.86, a 2.31). 80% range 0.99–1.82x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.5 crashes per 100 power-unit-years
196 power units · 8.85 expected crashes a year
Violation relativity
1.01×
434 inspections in window
Crash experience
1.38×
19.9 decayed crashes vs 13.8 expected · credibility 0.86
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.39× (80% range 0.99–1.82×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
441
Driver Insp
441
Driver OOS
8
Vehicle Insp
172
Vehicle OOS
37
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 67 | 2.62 | |
| HOS Compliance | 39 | 0.39 | |
| Driver Fitness | 6 | 0.10 | |
| Controlled Substances | 2 | 0.04 | |
| Vehicle Maintenance | 73 | 3.94 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.