LUCMAR LIVERY INC
DBA: MICHAEL'S LIMOUSINE SERVICE
(413) 583-6392
paul@michaels-limo.com
339 Silver St, Agawam MA 01001
15
power units
18 drivers
Not graded
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 15
- Drivers · CDL
- 18 · 12
- Annual miles
- 100k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (05-10-2024)
- Registered
- 07-09-1996 (30 yrs)
- MCS-150 Update
- 02-23-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- PAUL MARTINS
Cargo
50.0
medium risk
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not Graded
Not graded: passenger operation. The FRED Score is a property-carrier model; a passenger model is a separate study.
Mileage Unreliable
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Worth a closer look
From the FMCSA record.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Sep 2025).Ask: driver qualification files and hiring standards.
Strengths
- 3 crashes in 24 months. No injuries, no fatalities.
- Vehicle out-of-service rate 0.0% vs 22.3% national.
- No FMCSA BASIC alerts.
Data flags
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
FMCSA record, Nov 2024 – Jan 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 0 injuries · 0 tow-aways
Inspections
39
95% clean (no violations)
Vehicle out-of-service
0.0%
0 of 39
National avg 22.3%
Driver out-of-service
16.7%
1 of 6
National avg 6.7%
Violations
2
1 out-of-service
Inspections per quarter
With an out-of-service order
vs 16,659 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.031 |
| Inspections | 1.80 | 1.11 |
| Violations | 0.07 | 0.89 |
| Critical violations | 0.00 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
2 violations · 24 months-
Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Vehicle maintenance No alert1 · 0 OOSBrakes 1
-
Unsafe driving No alert0
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Hours of service No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
3 crashes
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Feb32026MassachusettsProperty damage onlyDaylight, one-way trafficway not divided.
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Aug232025ConnecticutProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Aug172025MassachusettsProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$5,000,000 · ARBELLA PROTECTION INSURANCE COMPANYon record since May 28, 2025 · FMCSA minimum $5,000,000 · no gap on FMCSA's record since Apr 2020
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: PILGRIM INSURANCE COMPANY → ARBELLA PROTECTION INSURANCE COMPANY (May 2025)
- 2 cancellation notices filed by insurers; 1 took effect (the last May 28, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 29, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 20 authority events since 1995 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
25 filings and 20 authority events since 1995 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 28, 2025ARBELLA PROTECTION INSURANCE COMPANYLiability · $5,000,000 · on fileL&I to May 14, 2026
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May 1, 2025FMCSA revocation notice for the operating authority, dropped May 29, 2025opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective May 28, 2025)L&I to May 14, 2026
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Jun 11, 2024PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended May 28, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 7, 2024FMCSA revocation notice for the operating authority, dropped Jun 13, 2024opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Jul 4, 2024)L&I to May 14, 2026
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Apr 6, 2023PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Jun 11, 2024 · superseded by the same policya cancellation notice effective Jul 4, 2024 came after the replacement; 14 months in forceL&I to May 14, 2026
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Mar 3, 2023PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Apr 6, 2023 · superseded by the same policya cancellation notice effective May 4, 2023 came after the replacement; 1 month in forceL&I to May 14, 2026
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Feb 8, 2023FMCSA revocation notice for the operating authority, dropped Mar 7, 2023opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Mar 7, 2023)L&I to May 14, 2026
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Oct 18, 2022PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Mar 7, 2023 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Oct 11, 2022FMCSA revocation notice for the operating authority, dropped Oct 20, 2022opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Nov 4, 2022)L&I to May 14, 2026
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Jun 17, 2022PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Oct 18, 2022 · superseded by the same policya cancellation notice effective Nov 4, 2022 came after the replacement; 4 months in forceL&I to May 14, 2026
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Jun 9, 2022FMCSA revocation notice for the operating authority, dropped Jun 22, 2022opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Jul 6, 2022)L&I to May 14, 2026
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Aug 24, 2021PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Jun 17, 2022 · superseded by the same policya cancellation notice effective Jul 6, 2022 came after the replacement; 10 months in forceL&I to May 14, 2026
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Aug 9, 2021FMCSA revocation notice for the operating authority, dropped Aug 26, 2021opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Sep 3, 2021)L&I to May 14, 2026
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Jun 29, 2021PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Aug 24, 2021 · superseded by the same policya cancellation notice effective Sep 3, 2021 came after the replacement; 2 months in forceL&I to May 14, 2026
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Jun 9, 2021FMCSA revocation notice for the operating authority, dropped Jul 1, 2021opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Jul 6, 2021)L&I to May 14, 2026
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Jun 1, 2020Operating authority reinstatedL&I to May 14, 2026
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May 28, 2020PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Jun 29, 2021 · superseded by the same policya cancellation notice effective Jul 6, 2021 came after the replacement; 13 months in forceL&I to May 14, 2026
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May 26, 2020Operating authority revoked (cause not stated)L&I to May 14, 2026
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May 22, 2020PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended May 28, 2020 · superseded by the same policyL&I to May 14, 2026
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Apr 6, 2020PILGRIM INSURANCE COMPANYLiability · $40,000 · ended May 22, 2020 · superseded by the same policy2 months in forceL&I to May 14, 2026
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Jun 27, 2019FMCSA revocation notice for the operating authority, dropped Jul 3, 2019opened after PILGRIM INSURANCE COMPANY filed a cancellation notice (effective Jul 24, 2019)L&I to May 14, 2026
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May 28, 2019PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Jul 24, 2019 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Apr 19, 2018PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended May 28, 2019 · replaced by the same insurer (renewal)13 months in forceL&I to May 14, 2026
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Apr 19, 2017PILGRIM INSURANCE COMPANYLiability · $5,000,000 · ended Apr 19, 2018 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Dec 7, 2012Operating authority reinstatedL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Massachusetts (HQ) 38
- New York 1
Mostly inspected in its home state (97%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PassengerTotal Inspections
39
Driver Insp
6
Driver OOS
1
Vehicle Insp
39
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Percentile | Alert |
|---|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | - | |
| HOS Compliance | 0 | 0.00 | - | |
| Driver Fitness | 1 | 0.75 | - | |
| Controlled Substances | 0 | 0.00 | - | |
| Vehicle Maintenance | 1 | 0.13 | - |
SMS record data is sourced from FMCSA's Safety Measurement System (04-DEC-24 – 29-SEP-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.