COLLEGE BOUND MOVERS INCOPORATED
(603) 882-6683
skelly@collegeboundmovers.com
14 Continental Boulevard, Merrimack NH 03054
4
power units · all leased
9 drivers
180k mi/yr · ~45k per unit
Satisfactory
FRED Score 50.0 / 100
Low confidence
30 yrs history · 6 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 4
- Drivers · CDL
- 9 · 0
- Annual miles
- 180k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 4 | 0 | 4 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-07-2008) · 18 yr old
- Registered
- 07-15-1996 (30 yrs)
- MCS-150 Update
- 06-27-2024 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- EDWARD M SMITH
Cargo
71.3
high risk
Household Goods
Motor Vehicles
Other: OFFICE EQUIP
- High-Risk Cargo
- Motor Vehicles, Household Goods
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 10% higher than similar fleets.
Similar fleets: interstate fleets of about 4 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.10×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.10× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
0.3 vs 0.2 for similar fleets
This motor carrier
0.3
Similar fleets
0.2
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
Strengths
- 1 crash in 24 months. No injuries, no fatalities.
Data flags
-
Dangerous driving: 1
Track record
FMCSA record, Mar 2025 – Sep 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
1
0 fatalities · 0 injuries · 0 tow-aways
Inspections
6
33% clean (no violations)
Vehicle out-of-service
0.0%
0 of 1
National avg 22.3%
Driver out-of-service
16.7%
1 of 6
National avg 6.7%
Violations
7
1 out-of-service
Inspected more often than interstate fleets of 2–5 trucks in New Hampshire (about 3 in 24 months would be typical; 41% of them had none).
Inspections per quarter
With an out-of-service order
vs 4,754 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.125 | 0.039 |
| Inspections | 1.25 | 1.38 |
| Violations | 0.88 | 1.31 |
| Critical violations | 0.38 | 0.27 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, high-risk cargo.
What they get cited for
7 violations · 24 months-
Unsafe driving No alert5 · 0 OOSSeat belt 3 · Reckless / lane 1 · Speeding 1
-
Driver fitness No alert1 · 1 OOSMedical certificate 1
-
Vehicle maintenance No alert1 · 0 OOSOther parts 1
-
Hours of service No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Nov192024MassachusettsProperty damage onlyDaylight, two-way trafficway divided positive barrier.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · MILFORD CASUALTY INSURANCE COMPANYon record since Oct 15, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 1999
- Cargo filing
- required · on file · WESCO INSURANCE COMPANY since Oct 15, 2023
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jun 8, 2021)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 9 authority events since 1999 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
23 filings and 9 authority events since 1999 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 15, 2025MILFORD CASUALTY INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Oct 15, 2023WESCO INSURANCE COMPANYCargo · on file · on fileL&I to May 14, 2026
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Oct 15, 2022MILFORD CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Oct 15, 2025 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Oct 15, 2021MILFORD CASUALTY INSURANCE COMPANYLiability · $750,000 · ended Oct 15, 2022 · superseded by the same policya cancellation notice effective Jan 21, 2023 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 15, 2017SAGAMORE INSURANCE COMPANYLiability · $750,000 · ended Oct 15, 2021 · replaced by another insurer48 months in forceL&I to May 14, 2026
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Sep 21, 2017FMCSA revocation notice for the operating authority, dropped Oct 13, 2017opened after ILLINOIS NATIONAL INSURANCE CO. filed a cancellation notice (effective Oct 18, 2017)L&I to May 14, 2026
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Oct 15, 2013GRANITE STATE INSURANCE CO.Cargo · ended Oct 15, 2023 · replaced by another insurer120 months in forceL&I to May 14, 2026
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Oct 15, 2013ILLINOIS NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Oct 15, 2017 · replaced by another insurera cancellation notice effective Oct 18, 2017 came after the replacement; 48 months in forceL&I to May 14, 2026
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Oct 15, 2012AMERICAN GUARANTEE & LIABILITY INS. CO.Cargo · ended Oct 15, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 15, 2012AMERICAN GUARANTEE & LIABILITY INS. CO.Liability · $1,000,000 · ended Oct 15, 2013 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 15, 2009GRANITE STATE INSURANCE CO.Cargo · ended Oct 15, 2012 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Oct 15, 2009GRANITE STATE INSURANCE CO.Liability · $1,000,000 · ended Oct 15, 2012 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Aug 6, 2009NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Oct 15, 2009 · replaced by another insurer2 months in forceL&I to May 14, 2026
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Jul 10, 2009FMCSA revocation notice for the operating authority, dropped Jul 15, 2009opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Aug 6, 2009)L&I to May 14, 2026
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May 5, 2009NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Aug 6, 2009 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Apr 8, 2009FMCSA revocation notice for the operating authority, dropped May 1, 2009opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 6, 2009)L&I to May 14, 2026
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Apr 6, 2009NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended May 5, 2009 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Mar 10, 2009FMCSA revocation notice for the operating authority, dropped Mar 18, 2009opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 6, 2009)L&I to May 14, 2026
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Jan 20, 2009Operating authority reinstatedL&I to May 14, 2026
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Jan 12, 2009Operating authority revoked (cause not stated)L&I to May 14, 2026
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Dec 31, 2008HARTFORD FIRE INSURANCE COMPANYCargo · ended Oct 15, 2009 · replaced by another insurer9 months in forceL&I to May 14, 2026
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Dec 31, 2008NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Apr 6, 2009 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Dec 31, 2006VANLINER INSURANCE COMPANYLiability · $1,000,000 · ended Jan 2, 2009 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Dec 31, 2005VANLINER INSURANCE COMPANYCargo · ended Jan 2, 2009 · cancellation notice took effect36 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- New Hampshire (HQ) 5
- Massachusetts 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.2
Actual, last 12 mo
1.0
Projected, next 12 mo
0.3
0
0.75
1.5
We'd expect a typical fleet of this size this active to have about 0.2 crashes a year. This motor carrier recorded 1 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 4.2× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.3 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
6 inspections
and 1 crash.
The FMCSA record tables now hold 2 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- Crash Nov 19, 2024 · MA · 0 injuries, 0 fatalities · engine severity weight 1
- Out-of-service inspection Jul 24, 2025 · NH · level 3 · 1 driver OOS · 2 violations
- 2 further inspections with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 1 inspection with no out-of-service result — not yet scored
Confidence: Low · Z = 0.16
Satisfactory — 1.10x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.040 crashes per power-unit-year for a 6-unit for-hire fleet (pu6_9). Violations 1.09x (driver behaviour 1.72x, out-of-service 1.24x, all violations 1.17x; 6 inspections). Experience 1.00x: 0.4 decayed crashes against 0.4 expected over 36 months (credibility 0.16, a 2.12). 80% range 0.35–2.03x. Fleet sized at 6 units from roadside VINs (4 filed). Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
6
Driver Insp
6
Driver OOS
1
Vehicle Insp
1
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 4 | 4.66 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.27 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 2.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.