JONATHAN A HAM
DBA: ARNOLD'S AUTO CENTER
FMCSA Live Status
Fleet & equipment
- Power units
- 5
- Drivers · CDL
- 6 · 2
- Annual miles
- 60k unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 5 | 0 | 0 | 5 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 09-03-1996 (30 yrs)
- MCS-150 Update
- 10-05-2023 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- JONATHAN A HAM
Cargo
- High-Risk Cargo
- Motor Vehicles
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
This carrier has not updated their MCS-150 in over 3 years. Reported mileage and fleet size may be outdated.
Not enough record to grade yet.
4 inspections and 1 crash on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: for-hire fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-3 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
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Lapse in liability filings527 days without a liability filing on FMCSA's record (May 14, 2023 – Oct 22, 2024) while the authority required one. A filing received later can be back-dated and close a lapse. Not in the grade.Ask: what covered the fleet during the gap.
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Little roadside historyOnly 4 inspections in 24 months for 5 power units; the record says little either way.Ask: confirm the fleet is operating at the filed size.
- 1 crash in 24 months. No injuries, no fatalities.
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Dangerous driving: 1
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.032 |
| Inspections | 0.70 | 1.10 |
| Violations | 0.80 | 1.04 |
| Critical violations | 0.00 | 0.21 |
Yearly rates from the last 24 months. Peers: Small (advisory) power units, high-risk cargo.
What they get cited for
8 violations · 24 months-
Vehicle maintenance No alert5 · 1 OOSLights 2 · Brakes 1 · Cargo securement 1 · Other parts 1
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Unsafe driving No alert2 · 0 OOSReckless / lane 2
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Driver fitness No alert1 · 1 OOSMedical certificate 1
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Hours of service No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan302025New HampshireProperty damage onlyIce road, daylight, two-way trafficway not divided.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Oct 22, 2025 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Oct 2024
- Cargo filing
- on file · THE PENINSULA INSURANCE COMPANY since Oct 22, 2013
- 2 liability insurers on FMCSA's record, 2 changes: DONEGAL MUTUAL INSURANCE COMPANY → ACUITY, A MUTUAL INSURANCE COMPANY (Oct 2025); THE PENINSULA INSURANCE COMPANY → DONEGAL MUTUAL INSURANCE COMPANY (Oct 2024)
- 1 cancellation notice filed by an insurer; 1 took effect (the last Oct 22, 2025, replaced the same day)
- 527 days without a liability filing (May 14, 2023 – Oct 22, 2024) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Oct 27, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
7 filings and 4 authority events since 2011 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 22, 2025ACUITY, A MUTUAL INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Sep 25, 2025FMCSA revocation notice for the operating authority, dropped Oct 27, 2025opened after DONEGAL MUTUAL INSURANCE COMPANY filed a cancellation notice (effective Oct 22, 2025)L&I to May 14, 2026
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Oct 22, 2024DONEGAL MUTUAL INSURANCE COMPANYLiability · $1,000,000 · ended Oct 22, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 25, 2014Operating authority reinstatedL&I to May 14, 2026
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Nov 25, 2013Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 22, 2013THE PENINSULA INSURANCE COMPANYCargo · on file · on fileL&I to May 14, 2026
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Oct 22, 2013THE PENINSULA INSURANCE COMPANYLiability · $1,000,000 · ended Oct 30, 2013 · cancellation notice took effectL&I to May 14, 2026
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Oct 1, 2013THE PENINSULA INSURANCE COMPANYLiability · $1,000,000 · ended Oct 22, 2013 · superseded by the same policya cancellation notice effective Oct 30, 2013 came after the replacement; 1 month in forceL&I to May 14, 2026
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Mar 11, 2011Operating authority grantedL&I to May 14, 2026
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Feb 23, 2011THE PENINSULA INSURANCE COMPANYCargo · ended Oct 22, 2013 · replaced by the same insurer (renewal)a cancellation notice effective Oct 30, 2013 came after the replacement; 32 months in forceL&I to May 14, 2026
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Feb 23, 2011THE PENINSULA INSURANCE COMPANYLiability · $1,000,000 · ended Oct 1, 2013 · replaced by the same insurer (renewal)a cancellation notice effective Oct 30, 2013 came after the replacement; 31 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Massachusetts 2
- New Hampshire (HQ) 2
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (5 power units: 5 filed, 2 seen roadside in 24 months).
We'd expect a typical fleet of 5 power units this active to have about 0.1 crashes a year. This motor carrier recorded 1 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 0.3 a year) — about 3.0× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.1 over the next 12 — about 1.3× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 1.60 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 1.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 1 | 16.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-OCT-24 – 21-APR-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.