LEO O'LAUGHLIN INC
FMCSA Live Status
Fleet & equipment
- Power units
- 61
- Drivers · CDL
- 50 · 50
- Annual miles
- 2.3M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 26 | 0 | 0 | 26 |
| Tractors | 25 | 0 | 0 | 25 |
| Trailers | 73 | 0 | 0 | 73 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (07-09-2008) · 18 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 08-10-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- BRIAN TERRY
- Officer
- AMY PRESSON
Cargo
- High-Risk Cargo
- Machinery Large, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Not enough record to grade yet.
19 inspections and 3 crashes on the FMCSA record in 24 months fit anything from an Excellent fleet to a Poor one.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
A record this thin can't pin that down: about a 1-in-8 chance it runs at Poor-level crash rates.
Worth a closer look
From the FMCSA record. The estimate already counts the safety items; insurance filings and links to other motor carriers are context only.
-
Fatal crash1 crash with 1 fatality in 24 months (most recent Aug 19, 2025).Ask: the accident register and loss runs for these crashes.
-
Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Driver qualification3 out-of-service violations against drivers: 3 no valid CDL (Aug 2025 – Dec 2025).Ask: driver qualification files and hiring standards.
-
Driver out-of-service rate15.8% of driver inspections end out of service vs 6.7% nationally (3 of 19). Across all its inspections, out-of-service orders run 1.26× what's expected for where and how it's inspected.
- No FMCSA BASIC alerts.
Track record
Inspected less often than interstate fleets of 50–99 trucks in Missouri (about 81 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.033 | 0.026 |
| Inspections | 0.20 | 0.97 |
| Violations | 0.25 | 0.56 |
| Critical violations | 0.07 | 0.11 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
31 violations · 24 months-
Vehicle maintenance No alert22 · 5 OOSBrakes 9 · Cargo securement 2 · Lights 2 · Tires 2 · Steering & suspension 1 · 6 more
-
Driver fitness No alert5 · 3 OOSNo valid CDL 5
-
Hours of service No alert3 · 0 OOSOver hours limit 2 · Logbook / ELD paperwork 1
-
Unsafe driving No alert1 · 0 OOSPhone use 1
-
Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Aug202026MissouriInjury · 1 person hurtDaylight.
-
Aug192025MissouriFatal · 1 deathDaylight, two-way trafficway divided unprotected median.In the newsLinn County crash on Highway 36 leaves Holts Summit man deadKTTN News · Aug 20, 2025
Why this link: FMCSA crash report MO0000115170 (MOMHPBB00) lists LEO O'LAUGHLIN INC’s truck in this crash. This third-party news report covers a crash with the same date, place and number of deaths, matched automatically. It may not name LEO O'LAUGHLIN INC and doesn't establish fault. Wrong article?
-
Apr152025MissouriProperty damage onlyDaylight, two-way trafficway not divided.
About “In the news”: these links go to third-party news reports that FRED Score matched automatically to FMCSA crash records — same date and place, with a truck or bus involved, and the same number of deaths or, for a crash that released hazardous materials, the release — and checked a second time before showing. A link doesn't mean this motor carrier caused the crash: FMCSA crash reports don't assign fault, and news coverage can be incomplete or wrong. FRED Score doesn't verify or endorse what the articles say.
1 of the 3 crashes was fatal.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
-
$1,000,000 · Acadia Insurance Companyon record since Mar 1, 2022 · FMCSA minimum $750,000 · no gap on FMCSA's record since Mar 2012
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Apr 26, 1993)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 6 authority events since 1984 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Mar 7, 2022FMCSA revocation notice for the operating authority, dropped Mar 8, 2022opened after FEDERATED MUTUAL INSURANCE CO. filed a cancellation notice (effective Apr 1, 2022)L&I to May 14, 2026
-
Mar 1, 2022Acadia Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
-
Apr 2, 2021FEDERATED MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2022 · replaced by another insurera cancellation notice effective Apr 1, 2022 came after the replacement; 11 months in forceL&I to May 14, 2026
-
Mar 1, 2019TRAVELERS INDEMNITY COMPANYLiability · $1,000,000 · ended Apr 2, 2021 · replaced by another insurer25 months in forceL&I to May 14, 2026
-
Mar 1, 2017FEDERATED MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2019 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Mar 21, 2016FMCSA revocation notice for the operating authority, dropped Mar 25, 2016opened after FEDERATED MUTUAL INSURANCE CO. filed a cancellation notice (effective Apr 17, 2016)L&I to May 14, 2026
-
Mar 1, 2016THE CHARTER OAK FIRE INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2017 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Mar 4, 2015FMCSA revocation notice for the operating authority, dropped Mar 11, 2015opened after NATIONWIDE MUTUAL INSURANCE COMP filed a cancellation notice (effective Mar 21, 2015)L&I to May 14, 2026
-
Mar 1, 2015FEDERATED MUTUAL INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2016 · replaced by another insurera cancellation notice effective Apr 17, 2016 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Feb 18, 2014NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended Mar 1, 2015 · replaced by another insurera cancellation notice effective Mar 31, 2015 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Mar 1, 2013NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended Feb 18, 2014 · replaced by the same insurer (renewal)a cancellation notice effective Mar 21, 2015 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Mar 1, 2012NATIONWIDE MUTUAL INSURANCE COMPLiability · $1,000,000 · ended Mar 1, 2013 · replaced by the same insurer (renewal)a cancellation notice effective Mar 28, 2013 came after the replacement; 12 months in forceL&I to May 14, 2026
-
Mar 2, 2007FMCSA revocation notice for the operating authority, dropped Mar 8, 2007opened after GENERAL CASUALTY COMPANY OF WISCONSIN filed a cancellation notice (effective Mar 29, 2007)L&I to May 14, 2026
-
Mar 1, 2007GENERAL CASUALTY COMPANY OF WISCONSINCargo · ended Mar 30, 2012 · cancellation notice took effect61 months in forceL&I to May 14, 2026
-
Mar 1, 2007GENERAL CASUALTY COMPANY OF WISCONSINLiability · $1,000,000 · ended Mar 29, 2007 · cancellation notice took effecta cancellation notice effective Mar 30, 2012 came after the replacement; 1 month in forceL&I to May 14, 2026
-
Apr 2, 2004ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2007 · replaced by another insurer35 months in forceL&I to May 14, 2026
-
Mar 1, 2004TRAVELERS PROPERTY CASUALTY CO. OF AMERICACargo · ended Mar 1, 2007 · replaced by another insurer36 months in forceL&I to May 14, 2026
-
Mar 1, 2003ZURICH AMERICAN INSURANCE COMPANYLiability · $1,000,000 · ended Apr 2, 2004 · cancellation notice took effect13 months in forceL&I to May 14, 2026
-
Mar 1, 2002MARYLAND CASUALTY CO.Liability · $1,000,000 · ended Mar 1, 2003 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Mar 1, 1999VALIANT INSURANCE COMPANYCargo · ended Mar 1, 2004 · replaced by another insurer60 months in forceL&I to May 14, 2026
-
Mar 1, 1999VALIANT INSURANCE COMPANYLiability · $1,000,000 · ended Mar 1, 2002 · replaced by another insurer36 months in forceL&I to May 14, 2026
-
Mar 1, 1998ONEBEACON AMERICA INSURANCE COMPANYCargo · ended Dec 26, 2001 · cancellation notice took effect46 months in forceL&I to May 14, 2026
-
Apr 18, 1996FMCSA revocation notice for the operating authority, dropped May 17, 1996opened after TRAVELERS CASUALTY AND SURETY COMPANY filed a cancellation notice (effective Apr 18, 1996)L&I to May 14, 2026
-
Mar 1, 1996UNITED STATES FIRE INSURANCE CO.Cargo · ended Mar 1, 1998 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Mar 1, 1996UNITED STATES FIRE INSURANCE CO.Liability · ended Mar 1, 1999 · replaced by another insurer36 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Missouri (HQ) 16
- Illinois 3
How the estimate is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (61 power units: 61 filed, 17 seen roadside in 24 months).
We'd expect a typical fleet of 61 power units this active to have about 1.7 crashes a year. This motor carrier recorded 7 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.3 a year) — about 1.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.9 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 0.17 | |
| HOS Compliance | 2 | 1.12 | |
| Driver Fitness | 4 | 1.70 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 7.61 |
SMS record data is sourced from FMCSA's Safety Measurement System (02-JUN-25 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.