LANE'S MOTOR FREIGHT LINES INC
DBA: MIKE'S TRUCKING COMPANY
FMCSA Live Status
Fleet & equipment
- Power units
- 61
- Drivers · CDL
- 56 · 53
- Annual miles
- 1.1M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 16 | 45 | 0 | 61 |
| Trailers | 20 | 54 | 0 | 74 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (06-20-2007) · 19 yr old
- Registered
- 02-04-1997 (29 yrs)
- MCS-150 Update
- 01-08-2025 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- JOSH HENSAL
- Officer
- MICHAEL WAYNE HENSAL
Cargo
- High-Risk Cargo
- Drive/Tow Away, Machinery Large, Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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FMCSA BASIC alertOver FMCSA's intervention threshold in driver fitness.Ask: any FMCSA warning letters and the corrective-action plan.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Nov 2025).Ask: driver qualification files and hiring standards.
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Lights and cargo securementLights are 16 of 50 violations (32%). Light or cargo securement defects led to 12 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate64.7% of vehicle inspections end out of service vs 22.3% nationally (11 of 17). Across all its inspections, out-of-service orders run 1.77× what's expected for where and how it's inspected.
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Falsified logs2 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 3 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
- 1 crash in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 4.3% vs 6.7% national.
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High speeding: 5
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
Track record
Inspected about as often as interstate fleets of 50–99 trucks in Oklahoma (about 53 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.008 | 0.026 |
| Inspections | 0.65 | 0.97 |
| Violations | 0.41 | 0.57 |
| Critical violations | 0.10 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
50 violations · 24 months-
Vehicle maintenance No alert33 · 15 OOSLights 16 · Cargo securement 10 · Brakes 5 · Other parts 2
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Unsafe driving No alert7 · 0 OOSSpeeding 5 · Seat belt 2
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Hours of service No alert6 · 0 OOSLogbook / ELD paperwork 4 · False log 2
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Driver fitness FMCSA alert2 · 1 OOSMedical certificate 1 · No valid CDL 1
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Drugs & alcohol No alert0
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Hazmat2 · 1 OOS
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jul282026OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median. Citation issued.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$1,000,000 · National Interstate Insurance Companyon record since Jul 1, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since May 19971 other liability filing also on file
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 2 liability insurers on FMCSA's record, 1 change: PENNSYLVANIA MANUF. ASSOC. INS. → NATIONAL INTERSTATE INSURANCE COMPANY (Jul 2024)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jul 9, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
28 filings and 11 authority events since 1997 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2026National Interstate Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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Jul 1, 2025National Interstate Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Jul 1, 2024NATIONAL INTERSTATE INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2025 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Jul 1, 2024GENERAL SECURITY INDEMNITY COMPANYLiability (excess) · $900,000 over $100,000 · ended Aug 1, 2025 · cancellation notice took effect13 months in forceL&I to May 14, 2026
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Jul 10, 2023FMCSA revocation notice for the operating authority, dropped Jul 18, 2023opened after THE GRAY INSURANCE COMPANY filed a cancellation notice (effective Aug 4, 2023)L&I to May 14, 2026
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Jul 1, 2023PENNSYLVANIA MANUF. ASSOC. INS.Liability · $100,000 · ended Jul 1, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jul 1, 2023GENERAL SECURITY INDEMNITY COMPANYLiability (excess) · $900,000 over $100,000 · ended Jul 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jul 1, 2020THE GRAY INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2023 · replaced by another insurera cancellation notice effective Aug 4, 2023 came after the replacement; 36 months in forceL&I to May 14, 2026
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Jun 4, 2020FMCSA revocation notice for the operating authority, dropped Jun 26, 2020opened after NEW YORK MARINE & GENERAL INS. CO. filed a cancellation notice (effective Jul 1, 2020)L&I to May 14, 2026
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Jul 1, 2019NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended Jul 1, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 22, 2016THE GRAY INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2019 · replaced by another insurera cancellation notice effective Jul 28, 2019 came after the replacement; 36 months in forceL&I to May 14, 2026
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Jul 9, 2015Operating authority reinstatedL&I to May 14, 2026
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Jun 29, 2015Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 22, 2015NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Jun 22, 2016 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 22, 2014NEW YORK MARINE & GENERAL INS. CO.Liability · $1,000,000 · ended Jun 22, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 27, 2014FMCSA revocation notice for the operating authority, dropped Jun 23, 2014opened after STAR INSURANCE COMPANY filed a cancellation notice (effective Jun 22, 2014)L&I to May 14, 2026
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Jun 22, 2010STAR INSURANCE COMPANYCargo · ended Jun 22, 2014 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Jun 22, 2010STAR INSURANCE COMPANYLiability · $1,000,000 · ended Jun 22, 2014 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Jun 22, 2009NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Jun 22, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
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May 26, 2009FMCSA revocation notice for the operating authority, dropped Jun 19, 2009opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jun 22, 2009)L&I to May 14, 2026
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Jul 2, 2008Operating authority reinstatedL&I to May 14, 2026
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Jun 30, 2008Operating authority revoked (cause not stated)L&I to May 14, 2026
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Jun 22, 2008CAROLINA CASUALTY INSURANCE CO.Liability · $750,000 · ended Jun 22, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 22, 2007CAROLINA CASUALTY INSURANCE CO.Liability · $750,000 · ended Jun 22, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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May 29, 2007FMCSA revocation notice for the operating authority, dropped Jun 22, 2007opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Jun 22, 2007)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Oklahoma (HQ) 39
- Arkansas 4
- Texas 3
Mostly inspected in its home state (85%).
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (61 power units: 61 filed, 32 seen roadside in 24 months).
We'd expect a typical fleet of 61 power units this active to have about 1.7 crashes a year. This motor carrier recorded 1 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.3 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 7 | 1.79 | |
| HOS Compliance | 4 | 0.28 | |
| Driver Fitness | 1 | 0.26 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 12 | 10.10 |
SMS record data is sourced from FMCSA's Safety Measurement System (03-FEB-26 – 31-AUG-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.