MCCORD TRUCKING LLC
(765) 967-1449
mccordtrucking@gmail.com
1688 E 250 S, Winchester IN 47394
5
tractors · all owned
5 drivers
575k mi/yr · ~115k per unit
Satisfactory
Provisional: the record behind this grade is thin (4 inspections and 0 crashes in the scoring window), so the grade leans mostly on what's typical for similar fleets and can move as more inspections and time on the road build up.
FRED Score 64.8 / 100
Prior-only confidence
29 yrs history · 4 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 5
- Drivers · CDL
- 5 · 5
- Annual miles
- 575k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 5 | 0 | 0 | 5 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (11-13-2020) · 5 yr old
- Registered
- 02-27-1997 (29 yrs)
- MCS-150 Update
- 03-20-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- DANIELLE BANE
- Officer
- JOE MCCORD
Cargo
67.5
medium risk
Drive/Tow Away
Mobile Homes
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Livestock
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Fresh Produce
Beverages
Grain/Feed/Hay
Dry Bulk
Paper Products
Construction
- High-Risk Cargo
- Drive/Tow Away, Mobile Homes, Machinery Large, Livestock, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: interstate fleets of about 5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.88×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
0.2 vs 0.2 for similar fleets
This motor carrier
0.2
Similar fleets
0.2
Chance of a fatal crash, next 12 months
<1%
About typical for similar fleets.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
Data flags
-
Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
FMCSA record, Dec 2024 – Aug 2026
· grade scored on Aug 1, 2025 → Jul 31, 2026
Crashes
0
0 fatalities · 0 injuries · 0 tow-aways
Inspections
4
50% clean (no violations)
Vehicle out-of-service
0.0%
0 of 2
National avg 22.3%
Driver out-of-service
0.0%
0 of 4
National avg 6.7%
Violations
2
0 out-of-service
Inspected about as often as interstate fleets of 2–5 trucks in Indiana (about 6 in 24 months would be typical; 32% of them had none).
Inspections per quarter
With an out-of-service order
vs 57,512 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.100 | 0.043 |
| Inspections | 0.70 | 1.58 |
| Violations | 0.20 | 1.56 |
| Critical violations | 0.10 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
2 violations · 24 months-
Unsafe driving No alert1 · 0 OOSSpeeding 1
-
Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Driver fitness No alert0
-
Vehicle maintenance No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$750,000 · DB INSURANCE CO., LTD (U.S.BRANCH)on record since Jun 2, 2022 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2002
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Mar 30, 2015)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
27 filings and 13 authority events since 1997 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
27 filings and 13 authority events since 1997 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 2, 2022DB INSURANCE CO., LTD (U.S.BRANCH)Liability · $750,000 · on fileL&I to May 14, 2026
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Jun 2, 2020SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2022 · replaced by another insurera cancellation notice effective Jun 26, 2022 came after the replacement; 24 months in forceL&I to May 14, 2026
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Mar 30, 2015SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Jun 2, 2020 · replaced by the same insurer (renewal)62 months in forceL&I to May 14, 2026
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Mar 26, 2015FMCSA revocation notice for the operating authority, dropped Mar 30, 2015opened after PROGRESSIVE CASUALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 22, 2015)L&I to May 14, 2026
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Aug 14, 2012PROGRESSIVE CASUALTY INSURANCE COMPANYLiability · $1,000,000 · ended Mar 30, 2015 · replaced by another insurera cancellation notice effective Apr 22, 2015 came after the replacement; 31 months in forceL&I to May 14, 2026
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Jul 18, 2012FMCSA revocation notice for the operating authority, dropped Aug 17, 2012opened after SAGAMORE INSURANCE COMPANY filed a cancellation notice (effective Aug 14, 2012)L&I to May 14, 2026
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Jul 5, 2012SAGAMORE INSURANCE COMPANYLiability · $750,000 · ended Aug 14, 2012 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Jun 12, 2012FMCSA revocation notice for the operating authority, dropped Jul 6, 2012opened after PROGRESSIVE SOUTHEASTERN INSURANCE COMPANY filed a cancellation notice (effective Jul 9, 2012)L&I to May 14, 2026
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Mar 4, 2012PROGRESSIVE SOUTHEASTERN INSURANCE COMPANYLiability · $1,000,000 · ended Jul 5, 2012 · replaced by another insurera cancellation notice effective Jul 9, 2012 came after the replacement; 4 months in forceL&I to May 14, 2026
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Feb 6, 2012FMCSA revocation notice for the operating authority, dropped Mar 6, 2012opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Mar 4, 2012)L&I to May 14, 2026
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Jun 23, 2011OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Mar 4, 2012 · cancellation notice took effect8 months in forceL&I to May 14, 2026
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Jun 6, 2011FMCSA revocation notice for the operating authority, dropped Jun 24, 2011opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Jun 15, 2011)L&I to May 14, 2026
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May 18, 2011OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Jun 23, 2011 · superseded by the same policya cancellation notice effective Jul 2, 2011 came after the replacement; 1 month in forceL&I to May 14, 2026
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Mar 4, 2010OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended May 18, 2011 · superseded by the same policya cancellation notice effective Jun 15, 2011 came after the replacement; 14 months in forceL&I to May 14, 2026
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Mar 4, 2009EASTERN ATLANTIC INSURANCE COMPANYLiability · $750,000 · ended Mar 4, 2010 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Feb 27, 2007OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Mar 4, 2009 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jan 25, 2005OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Feb 27, 2007 · replaced by the same insurer (renewal)25 months in forceL&I to May 14, 2026
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Jan 21, 2005FMCSA revocation notice for the operating authority, dropped Jan 26, 2005opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Feb 17, 2005)L&I to May 14, 2026
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Nov 19, 2004OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Jan 25, 2005 · replaced by the same insurer (renewal)a cancellation notice effective Feb 17, 2005 came after the replacement; 2 months in forceL&I to May 14, 2026
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Nov 12, 2004FMCSA revocation notice for the operating authority, dropped Nov 26, 2004opened after OCCIDENTAL FIRE AND CASUALTY CO. OF N.C. filed a cancellation notice (effective Dec 8, 2004)L&I to May 14, 2026
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Mar 4, 2003OCCIDENTAL FIRE AND CASUALTY CO. OF N.C.Liability · $750,000 · ended Nov 19, 2004 · superseded by the same policya cancellation notice effective Dec 8, 2004 came after the replacement; 21 months in forceL&I to May 14, 2026
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Apr 19, 2002FMCSA revocation notice for the operating authority, dropped Apr 22, 2002cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 13, 2002ASSOCIATES INSURANCE COMPANYLiability · $1,000,000 · ended Mar 4, 2003 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Nov 16, 2001FMCSA revocation notice for the operating authority, dropped Dec 5, 2001cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 20, 2001NATIONAL CASUALTY COMPANYLiability · $1,000,000 · ended Mar 26, 2002 · cancellation notice took effect5 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana (HQ) 2
- Illinois 1
- Mississippi 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (small).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.2
Actual, last 12 mo
0.0
Projected, next 12 mo
0.2
0
0.25
0.5
We'd expect a typical fleet of this size this active to have about 0.2 crashes a year. This motor carrier recorded 0 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.2 over the next 12.
Fatal-crash risk: less than a 1% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Scored on Aug 1, 2025 → Jul 31, 2026 · data as of Sep 24, 2026
Inside that window:
4 inspections
and 0 crashes.
The FMCSA record tables now hold 2 inspections and 0 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Before Aug 1, 2025 — aged out of the window
- 1 inspection with no out-of-service result
After Jul 31, 2026 — after the scoring window, not yet scored
- 1 inspection with no out-of-service result — not yet scored
Confidence: Prior-only · Z = 0.12
Provisional
Satisfactory — 0.88x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.037 crashes per power-unit-year for a 5-unit for-hire fleet (pu2_5). Violations 0.99x (driver behaviour 1.16x, out-of-service 0.63x, all violations 1.20x; 4 inspections). Experience 0.88x: 0.0 decayed crashes against 0.3 expected over 36 months (credibility 0.12, a 2.18). 80% range 0.25–1.68x. Last change: no change since the last run.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
4
Driver Insp
4
Driver OOS
0
Vehicle Insp
2
Vehicle OOS
0
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 1 | 4.75 | |
| HOS Compliance | 1 | 1.25 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (04-DEC-24 – 22-JAN-26) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.