ACTION RESOURCES LLC
(205) 271-4480
roger.howard@actn.com
204 20th Street North, Birmingham AL 35203
400
tractors
389 drivers
29.4M mi/yr · ~74k per unit
HazMat
Excellent
FRED Score 90.6 / 100
High confidence
29 yrs history · 947 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 400
- Drivers · CDL
- 389 · 389
- Annual miles
- 29.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 249 | 0 | 151 | 400 |
| Trailers | 300 | 0 | 0 | 300 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-30-2023) · 3 yr old
- Registered
- 03-12-1997 (29 yrs)
- MCS-150 Update
- 04-27-2026 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- RICK MOORE
Cargo
53.6
medium risk
Liquids/Gases
Intermodal Containers
General Freight
Other: WASTES
Paper Products
Garbage/Refuse
Chemicals
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 44% lower than similar fleets.
Similar fleets: interstate fleets of 200–499 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.56×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
12.6 vs 22.4 for similar fleets
Likely 6–20 crashes
This motor carrier
12.6
Similar fleets
22.4
Chance of a fatal crash, next 12 months
~30%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Better than peers. 27 crashes on the FMCSA record in 24 months (about 14 a year), including 6 with injuries; similar fleets have about 22 a year. The grade counts 37 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.47× and out-of-service orders 0.61× the rate expected for its inspections. Together they move its crash estimate -12%: roadside results weigh far less than crash history. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes6 crashes with 7 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Driver qualification6 out-of-service violations against drivers: 5 no valid CDL, 1 medical certificate (Apr 2025 – Apr 2026).Ask: driver qualification files and hiring standards.
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Brakes and lightsBrakes are 194 of 735 violations (26%). Brake or light defects led to 76 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Hazmat violations72 hazmat violations, 20 out of service.
Strengths
- Driver out-of-service rate 0.7% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
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Dangerous driving: 24
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Excessive speeding: 19
Track record
FMCSA record, Sep 2024 – Sep 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
27
0 fatalities · 7 injuries · 0 tow-aways
Inspections
947
60% clean (no violations)
Vehicle out-of-service
18.2%
142 of 779
National avg 22.3%
Driver out-of-service
0.7%
7 of 946
National avg 6.7%
Violations
735
174 out-of-service
Inspected more often than interstate fleets of 200–499 trucks in Alabama (about 528 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 7 inspections.
vs 948 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.033 | 0.023 |
| Inspections | 1.79 | 0.77 |
| Violations | 0.92 | 0.33 |
| Critical violations | 0.15 | 0.07 |
Yearly rates from the last 24 months. Peers: interstate fleets, 200–499 power units, medium-risk cargo.
What they get cited for
735 violations · 24 months-
Vehicle maintenance No alert532 · 148 OOSBrakes 194 · Lights 157 · Tires 72 · Cargo securement 24 · Wheels & hubs 13 · 72 more
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Unsafe driving No alert80 · 0 OOSReckless / lane 38 · Speeding 19 · Seat belt 7 · Phone use 1 · Other 15
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Hours of service No alert44 · 0 OOSLogbook / ELD paperwork 29 · Over hours limit 9 · False log 3 · No log 3
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Driver fitness No alert7 · 6 OOSNo valid CDL 6 · Medical certificate 1
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Drugs & alcohol No alert0
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Hazmat72 · 20 OOS
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul252026North CarolinaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median.
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Apr222026North CarolinaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Mar42026IllinoisProperty damage onlyWet road, dark - not lighted, fog, two-way trafficway divided unprotected median.
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Jan202026AlabamaProperty damage onlyDark - lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jan122026South CarolinaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Dec222025TexasProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec202025VirginiaProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Nov202025TexasInjury · 1 person hurtDark - not lighted, fog, two-way trafficway divided unprotected median. Citation issued.
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Oct272025PennsylvaniaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Jun112025TennesseeInjury · 2 people hurtDaylight, two-way trafficway divided positive barrier. Citation issued. FMCSA: not preventable.
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May302025TexasProperty damage onlyDaylight, two-way trafficway divided unprotected median. Hazmat released.
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Feb192025TennesseeInjury · 1 person hurtIce road, daylight, one-way trafficway not divided. Citation issued.
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Jan272025OklahomaProperty damage onlyDaylight, two-way trafficway not divided. Hazmat released.
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Jan22025UtahInjury · 1 person hurtWet road, daylight. FMCSA: not preventable.
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Dec182024AlabamaInjury · 1 person hurtDaylight, two-way trafficway not divided. FMCSA: not preventable.
19 more in the FMCSA records below.
6 of the 27 crashes hurt someone but killed no one.
2 of the 27 crashes released hazardous materials.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
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primary $1,000,000 + excess $1,000,000 + excess $2,000,000 + excess $2,000,000 · THIRD COAST INSURANCE COMPANYon record since Sep 30, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Sep 2018
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notice served Oct 3, 2026 (suspension effective Nov 2, 2026); the authority stayed active. FMCSA's new registration system launched May 14, 2026 and has recorded some insurance suspensions and requirement changes in error; confirm with the insurer or motor carrier before acting.
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since May 6, 2009)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
41 filings and 13 authority events since 1997 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
41 filings and 13 authority events since 1997 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 3, 2026FMCSA suspension notice for the operating authority, effective Nov 2, 2026the authority stayed activeFMCSA's new system
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Sep 30, 2026THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · on fileFMCSA's new system
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Sep 30, 2026Endurance American Specialty Insurance CompanyLiability (excess) · $1,000,000 over $1,000,000 · on fileFMCSA's new system
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Sep 30, 2026AXIS Surplus Insurance CompanyLiability (excess) · $2,000,000 over $4,000,000 · on fileFMCSA's new system
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Sep 30, 2026FMCSA suspension notice for the operating authority, effective Oct 30, 2026the authority stayed activeFMCSA's new system
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Aug 28, 2026FMCSA suspension notice for the operating authority, effective Sep 27, 2026the authority stayed activeFMCSA's new system
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Sep 30, 2025THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · ended Sep 30, 2026 · replaced by the same insurer (renewal)12 months in forceFMCSA's new system
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Sep 30, 2025Endurance American Specialty Insurance CompanyLiability (excess) · $1,000,000 over $3,000,000 · ended Sep 27, 2026 · cancellation notice took effect12 months in forceFMCSA's new system
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Sep 30, 2025AXIS Surplus Insurance CompanyLiability (excess) · $1,000,000 over $4,000,000 · ended Nov 2, 2026 · cancellation notice took effect13 months in forceFMCSA's new system
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Aug 24, 2025GEMINI INSURANCE COMPANYLiability (excess) · $2,000,000 over $3,000,000 · ended Sep 30, 2025 · replaced by another insurer1 month in forceL&I to May 14, 2026
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Sep 30, 2024THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · ended Sep 30, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 30, 2024GEMINI INSURANCE COMPANYLiability (excess) · $2,000,000 over $3,000,000 · ended Aug 24, 2025 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Sep 30, 2024Crum & Forster Specialty Insurance CompanyLiability (excess) · $2,000,000 over $1,000,000 · on fileFMCSA's new system
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Sep 30, 2023THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · ended Sep 30, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Sep 30, 2021STEADFAST INSURANCE COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended Oct 30, 2025 · cancellation notice took effect49 months in forceL&I to May 14, 2026
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Sep 30, 2021ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $1,000,000 over $1,000,000 · ended Sep 30, 2024 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Jun 1, 2021THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · ended Sep 30, 2023 · replaced by the same insurer (renewal)28 months in forceL&I to May 14, 2026
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Oct 29, 2020FMCSA revocation notice for the operating authority, dropped Nov 2, 2020opened after ACE AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Nov 25, 2020)L&I to May 14, 2026
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Sep 30, 2020THIRD COAST INSURANCE COMPANYLiability · $1,000,000 · ended Jun 1, 2021 · replaced by another insurer8 months in forceL&I to May 14, 2026
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Sep 30, 2020GEMINI INSURANCE COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended Sep 30, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Sep 30, 2020ENDURANCE AMERICAN SPECIALTY INSURANCE COLiability (excess) · $1,000,000 over $1,000,000 · ended Sep 30, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Sep 30, 2020ACE AMERICAN INSURANCE COMPANYLiability · $2,000,000 · ended Nov 25, 2020 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Sep 30, 2019ACE AMERICAN INSURANCE COMPANYLiability · $2,000,000 · ended Sep 30, 2020 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Sep 30, 2018GEMINI INSURANCE COMPANYLiability (excess) · $3,000,000 over $2,000,000 · ended Sep 30, 2020 · replaced by the same insurer (renewal)a cancellation notice effective Oct 25, 2020 came after the replacement; 24 months in forceL&I to May 14, 2026
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Sep 30, 2018ACE AMERICAN INSURANCE COMPANYLiability · $2,000,000 · ended Sep 30, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Texas 183
- Alabama (HQ) 85
- South Carolina 64
- Tennessee 54
- Georgia 45
- Louisiana 45
- Missouri 44
- Arkansas 38
Runs well beyond its home state: 85 of 947 inspections were in Alabama.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (428 power units: 400 filed, 428 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
22.4
Actual, per year in window
12.3
Projected, next 12 mo
12.6
0
13
26
We'd expect a typical fleet of 428 power units this active to have about 22.4 crashes a year (sized from the 428 units seen roadside; 400 filed). This motor carrier recorded 37 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 12.3 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 12.6 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.2× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 30% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
938 inspections
and 37 crashes.
The FMCSA record tables now hold 940 inspections and 27 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Sep 1, 2023, inspections before Oct 1, 2024
- Out-of-service inspection Sep 25, 2024 · MO · level 2 · 2 vehicle OOS · 3 violations
- 6 further inspections with no out-of-service result
Confidence: High · Z = 0.94
Excellent — 0.56x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.052 crashes per power-unit-year for a 428-unit for-hire fleet (pu200_499). Violations 0.88x (driver behaviour 0.81x, out-of-service 0.61x, all violations 0.47x; 938 inspections). Experience 0.64x: 18.7 decayed crashes against 30.5 expected over 36 months (credibility 0.94, a 1.88). 80% range 0.40–0.74x. Fleet sized at 428 units from roadside VINs (400 filed). Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
5.2 crashes per 100 power-unit-years
428 power units (400 filed, 428 seen roadside) · 22.37 expected crashes a year
Violation relativity
0.88×
938 inspections in window
Crash experience
0.64×
18.7 decayed crashes vs 30.5 expected · credibility 0.94
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.56× (80% range 0.40–0.74×)
· band Excellent
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
947
Driver Insp
946
Driver OOS
7
Vehicle Insp
779
Vehicle OOS
142
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 74 | 1.84 | |
| HOS Compliance | 34 | 0.11 | |
| Driver Fitness | 6 | 0.04 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 277 | 3.30 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-25 – 31-OCT-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.