T & T FARMS INC
(574) 946-7520
bill@tt-farms.com
1011 S Monticello St, Winamac IN 46996
62
tractors · all owned
51 drivers
6M mi/yr · ~97k per unit
Satisfactory
FRED Score 50.0 / 100
Moderate confidence
29 yrs history · 95 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 62
- Drivers · CDL
- 51 · 51
- Annual miles
- 6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 62 | 0 | 0 | 62 |
| Trailers | 75 | 0 | 0 | 75 |
Registration
- Organization
- PARTNERSHIP
- FMCSA Rating
- Satisfactory (08-22-2024)
- Registered
- 04-16-1997 (29 yrs)
- MCS-150 Update
- 05-06-2026 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- JEFF WAGNER
- Officer
- THOMAS HALLECK, JR.
Cargo
64.2
medium risk
Motor Vehicles
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Intermodal Containers
Oilfield Equipment
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Grain/Feed/Hay
Dry Bulk
Utility
Farm Supplies
Construction
Garbage/Refuse
- High-Risk Cargo
- Motor Vehicles, Machinery Large, Oilfield Equipment, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.17×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Marginal. Its estimate (1.17× similar fleets) is in the Marginal range, but the record isn't strong enough to be 60% sure it is above the Marginal line (1.06×), so the grade stays Satisfactory.
Expected crashes, next 12 months
3.2 vs 2.8 for similar fleets
Likely 1–6 crashes
This motor carrier
3.2
Similar fleets
2.8
Chance of a fatal crash, next 12 months
~8%
About typical for similar fleets.
What's driving the grade
Crash history
betterworse
About typical. 5 crashes on the FMCSA record in 24 months (about 2.5 a year), including 2 with injuries; similar fleets have about 2.8 a year. The grade counts 11 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 4.20× and violations 1.34× the rate expected for its inspections. Together they move its crash estimate +22%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 4 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service2 out-of-service violations against drivers: 1 other, 1 hours of service (Jun 2025 – Oct 2025).Ask: driver supervision and dispatch practices.
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Brakes and lightsBrakes are 15 of 101 violations (15%). Brake or light defects led to 7 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Vehicle out-of-service rate41.5% of vehicle inspections end out of service vs 22.3% nationally (17 of 41). Across all its inspections, out-of-service orders run 1.24× what's expected for where and how it's inspected.
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Falsified logs4 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
Strengths
- Driver out-of-service rate 2.1% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 2
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Excessive speeding: 15
Track record
FMCSA record, Oct 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
5
0 fatalities · 4 injuries · 0 tow-aways
Inspections
95
47% clean (no violations)
Vehicle out-of-service
41.5%
17 of 41
National avg 22.3%
Driver out-of-service
2.1%
2 of 95
National avg 6.7%
Violations
101
23 out-of-service
Inspected more often than interstate fleets of 50–99 trucks in Indiana (about 62 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 4,136 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.040 | 0.026 |
| Inspections | 1.23 | 0.97 |
| Violations | 0.81 | 0.57 |
| Critical violations | 0.20 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
101 violations · 24 months-
Vehicle maintenance No alert52 · 21 OOSBrakes 15 · Lights 13 · Tires 8 · Cargo securement 6 · Steering & suspension 1 · 9 more
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Hours of service No alert28 · 1 OOSLogbook / ELD paperwork 15 · Over hours limit 6 · False log 4 · No log 3
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Unsafe driving No alert21 · 1 OOSSpeeding 15 · Reckless / lane 5 · Other 1
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Driver fitness No alert0
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jul312026MichiganInjury · 3 people hurtDaylight, two-way trafficway divided unprotected median.
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Jun52026MississippiProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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May82026GeorgiaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median. Citation issued.
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May82025OhioProperty damage onlyDawn, one-way trafficway not divided.
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Feb182025TennesseeProperty damage onlySnow road, dark - lighted, two-way trafficway divided positive barrier.
2 of the 5 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · MS TRANSVERSE INSURANCE COMPANYon record since Apr 15, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Oct 1997
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to May 14, 2026
- 3 liability insurers on FMCSA's record, 2 changes: ACCREDITED SPECIALTY INSURANCE COMPANY → MS TRANSVERSE INSURANCE COMPANY (Apr 2025); CAROLINA CASUALTY INSURANCE CO. → ACCREDITED SPECIALTY INSURANCE COMPANY (Apr 2024)
- 2 cancellation notices filed by insurers; 2 took effect (the last Apr 15, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 2
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Apr 10, 2025)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
33 filings and 12 authority events since 1997 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
33 filings and 12 authority events since 1997 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 15, 2026MS TRANSVERSE INSURANCE COMPANYLiability · $1,000,000 · on fileL&I to May 14, 2026
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Apr 15, 2025MS TRANSVERSE INSURANCE COMPANYLiability · $1,000,000 · ended Apr 15, 2026 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Mar 19, 2025FMCSA revocation notice for the operating authority, dropped Apr 10, 2025opened after ACCREDITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 15, 2025)L&I to May 14, 2026
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Apr 15, 2024ACCREDITED SPECIALTY INSURANCE COMPANYLiability · $1,000,000 · ended Apr 15, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 19, 2024FMCSA revocation notice for the operating authority, dropped Apr 10, 2024opened after CAROLINA CASUALTY INSURANCE CO. filed a cancellation notice (effective Apr 15, 2024)L&I to May 14, 2026
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Apr 15, 2021CAROLINA CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Apr 15, 2024 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Apr 15, 2020AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Apr 15, 2021 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Apr 15, 2019SCOTTSDALE INSURANCE COMPANYLiability · $1,000,000 · ended May 18, 2019 · cancellation notice took effect1 month in forceL&I to May 14, 2026
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Apr 15, 2019AMERICAN INTER-FIDELITY EXCHANGELiability · $1,000,000 · ended Apr 15, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 19, 2019FMCSA revocation notice for the operating authority, dropped Apr 15, 2019opened after CANAL INSURANCE CO. filed a cancellation notice (effective Apr 15, 2019)L&I to May 14, 2026
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Apr 15, 2018CANAL INSURANCE CO.Liability · $1,000,000 · ended Apr 15, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 15, 2017CANAL INSURANCE CO.Liability · $1,000,000 · ended Apr 15, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 15, 2016CANAL INSURANCE CO.Liability · $1,000,000 · ended Apr 15, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 15, 2015CANAL INSURANCE CO.Liability · $1,000,000 · ended Apr 15, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 19, 2015FMCSA revocation notice for the operating authority, dropped Apr 13, 2015opened after HARCO NATIONAL INSURANCE CO. filed a cancellation notice (effective Apr 15, 2015)L&I to May 14, 2026
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Nov 6, 2012HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Apr 15, 2015 · cancellation notice took effect29 months in forceL&I to May 14, 2026
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Oct 10, 2012FMCSA revocation notice for the operating authority, dropped Nov 5, 2012opened after FRANKENMUTH MUTUAL INSURANCE CO filed a cancellation notice (effective Nov 6, 2012)L&I to May 14, 2026
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Jun 28, 2011FMCSA revocation notice for the operating authority, dropped Jul 12, 2011cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jun 27, 2011FRANKENMUTH MUTUAL INSURANCE COLiability · $1,000,000 · ended Nov 6, 2012 · cancellation notice took effect16 months in forceL&I to May 14, 2026
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Nov 6, 2009FRANKENMUTH MUTUAL INSURANCE COCargo · ended Aug 1, 2011 · insurer name change21 months in forceL&I to May 14, 2026
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Nov 6, 2009FRANKENMUTH MUTUAL INSURANCE COLiability · $1,000,000 · ended Jun 27, 2011 · superseded by the same policy20 months in forceL&I to May 14, 2026
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Nov 30, 2004Operating authority reinstatedL&I to May 14, 2026
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Nov 15, 2004Operating authority revoked (cause not stated)L&I to May 14, 2026
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Nov 6, 2004SENTRY SELECT INSURANCE COMPANYCargo · ended Nov 6, 2009 · replaced by another insurer60 months in forceL&I to May 14, 2026
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Nov 6, 2004SENTRY SELECT INSURANCE COMPANYLiability · $750,000 · ended Nov 6, 2009 · replaced by another insurer60 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana (HQ) 23
- Tennessee 12
- Mississippi 11
- Ohio 10
- Alabama 7
- Illinois 5
- Arkansas 4
- Louisiana 4
24% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (62 power units: 62 filed, 44 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
2.8
Actual, per year in window
3.7
Projected, next 12 mo
3.2
0
2.25
4.5
We'd expect a typical fleet of 62 power units this active to have about 2.8 crashes a year. This motor carrier recorded 11 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 3.7 a year) — about 1.3× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.2 over the next 12 — about 1.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 8% chance in the next 12 months
Modeled fatal-crash rate is about typical for similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
88 inspections
and 11 crashes.
The FMCSA record tables now hold 89 inspections and 5 crashes in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- Out-of-service inspection Oct 8, 2024 · OH · level 1 · 1 vehicle OOS · 2 violations
- 5 further inspections with no out-of-service result
Confidence: Moderate · Z = 0.43
Satisfactory — 1.17x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.045 crashes per power-unit-year for a 62-unit for-hire fleet (pu50_99). Violations 1.22x (driver behaviour 4.20x, out-of-service 1.24x, all violations 1.34x; 88 inspections). Experience 0.96x: 4.7 decayed crashes against 5.2 expected over 36 months (credibility 0.43, a 6.98). 80% range 0.74–1.65x. Last change: a data correction.
Since the previous weekly run the risk relativity moved -2.2%, driven by a data correction in the FMCSA file.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.5 crashes per 100 power-unit-years
62 power units · 2.76 expected crashes a year
Violation relativity
1.22×
88 inspections in window
Crash experience
0.96×
4.7 decayed crashes vs 5.2 expected · credibility 0.43
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.17× (80% range 0.74–1.65×)
· band Marginal → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
95
Driver Insp
95
Driver OOS
2
Vehicle Insp
41
Vehicle OOS
17
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 21 | 2.73 | |
| HOS Compliance | 19 | 0.98 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 24 | 7.07 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JUL-26 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.