GARNER TRUCKING INC
FMCSA Live Status
Fleet & equipment
- Power units
- 85
- Drivers · CDL
- 93 · 93
- Annual miles
- 8.4M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 85 | 0 | 0 | 85 |
| Trailers | 387 | 0 | 0 | 387 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (03-13-2001) · 25 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 10-20-2025 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- SHERRI BRUMBAUGH
Cargo
- High-Risk Cargo
- General Freight, Household Goods
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Brakes and lightsBrakes are 23 of 70 violations (33%). Brake or light defects led to 3 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
- Vehicle out-of-service rate 6.4% vs 22.3% national; driver 0.0% vs 6.7%.
- No FMCSA BASIC alerts.
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Dangerous driving: 1
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High speeding: 7
Track record
Inspected more often than interstate fleets of 50–99 trucks in Ohio (about 92 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.041 | 0.026 |
| Inspections | 1.43 | 0.97 |
| Violations | 0.41 | 0.57 |
| Critical violations | 0.09 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
70 violations · 24 months-
Vehicle maintenance No alert46 · 10 OOSBrakes 23 · Lights 9 · Tires 7 · Steering & suspension 2 · Cargo securement 1 · 4 more
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Hours of service No alert13 · 0 OOSLogbook / ELD paperwork 8 · No log 3 · Over hours limit 2
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Unsafe driving No alert11 · 0 OOSSpeeding 7 · Reckless / lane 4
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan272026OhioProperty damage onlySnow road, daylight, snow, one-way trafficway not divided.
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Dec242025OhioInjury · 1 person hurtWet road, daylight, two-way trafficway divided unprotected median.
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Oct282025New YorkProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Sep242025MichiganInjury · 1 person hurtWet road, daylight, rain, two-way trafficway divided unprotected median. Citation issued.
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Feb282025IllinoisProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Feb162025MichiganProperty damage onlySlush road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Dec312024PennsylvaniaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Nov102024OhioProperty damage onlyWet road, daylight, rain, two-way trafficway not divided. Citation issued.
2 of the 8 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$1,000,000 · Travelers Indemnity Co of Connecticuton record since Apr 5, 2023 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since May 1994
- Cargo filing
- on file · The Hanover Insurance Company since May 1, 2010
- Broker or forwarder bond
- required · none on file
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Oct 14, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
27 filings and 5 authority events since 1977 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Oct 14, 2026Broker authority revoked (cause not stated)FMCSA's new system
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Apr 5, 2023Travelers Indemnity Co of ConnecticutLiability · $1,000,000 · on fileFMCSA's new system
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Mar 1, 2023TRAVELERS PROPERTY CASUALTY CO. OF AMERICALiability · $1,000,000 · ended Apr 5, 2023 · superseded by the same policy1 month in forceL&I to May 14, 2026
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Mar 1, 2014THE TRAVELERS INDEMNITY CO. OF CONNECTICUTLiability · $750,000 · ended Mar 1, 2023 · replaced by the same insurer (renewal)108 months in forceL&I to May 14, 2026
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Mar 1, 2013DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2014 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Mar 1, 2012DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2013 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2011DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2012 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2010The Hanover Insurance CompanyCargo · on file · on fileFMCSA's new system
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Mar 1, 2010DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2011 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2009LEXINGTON INSURANCE COMPANYLiability (excess) · $1,000,000 over $1,000,000 · ended May 29, 2010 · cancellation notice took effect15 months in forceL&I to May 14, 2026
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Mar 1, 2009DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2010 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Jan 8, 2009Broker authority revoked (cause not stated)L&I to May 14, 2026
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May 1, 2008FIREMAN'S FUND INSURANCE CO.Cargo · ended May 1, 2010 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Mar 1, 2008DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2009 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2007DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $750,000 · ended Mar 1, 2008 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2006FIREMAN'S FUND INSURANCE CO.Cargo · ended May 1, 2008 · replaced by the same insurer (renewal)24 months in forceL&I to May 14, 2026
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Mar 1, 2006DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2007 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2005FIREMAN'S FUND INSURANCE CO.Cargo · ended May 1, 2006 · superseded by the same policy12 months in forceL&I to May 14, 2026
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May 1, 2004FIREMAN'S FUND INSURANCE CO.Cargo · ended May 1, 2005 · superseded by the same policy12 months in forceL&I to May 14, 2026
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May 1, 2003FIREMAN'S FUND INSURANCE CO.Cargo · ended May 1, 2004 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Mar 1, 2003DISCOVER PROPERTY & CASUALTY INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2006 · replaced by the same insurer (renewal)36 months in forceL&I to May 14, 2026
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Jun 1, 2001FIREMAN'S FUND INSURANCE CO.Liability · $1,000,000 · ended Mar 1, 2003 · cancellation notice took effect21 months in forceL&I to May 14, 2026
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May 1, 1998LIBERTY MUTUAL INSURANCE CO.Cargo · ended May 1, 2003 · cancellation notice took effect60 months in forceL&I to May 14, 2026
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May 1, 1998LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $1,000,000 · ended Jun 1, 2001 · replaced by another insurer37 months in forceL&I to May 14, 2026
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May 1, 1995CONTINENTAL NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended May 27, 1998 · cancellation notice took effect37 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Ohio (HQ) 82
- New York 36
- Indiana 15
- Illinois 8
- Michigan 7
- Maryland 5
- New Mexico 3
- Tennessee 3
48% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (85 power units: 85 filed, 74 seen roadside in 24 months).
We'd expect a typical fleet of 85 power units this active to have about 2.5 crashes a year. This motor carrier recorded 13 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 4.3 a year) — about 1.8× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 2.8 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 9 inspections with no out-of-service result
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 11 | 0.78 | |
| HOS Compliance | 11 | 0.13 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 31 | 2.56 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JUL-26 – 31-MAR-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.