W N MOREHOUSE TRUCK LINE INC
FMCSA Live Status
Fleet & equipment
- Power units
- 97
- Drivers · CDL
- 92 · 92
- Annual miles
- 8.7M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 94 | 3 | 0 | 97 |
| Trailers | 186 | 0 | 0 | 186 |
Registration
- Organization
- CORPORATION
- FMCSA Rating
- Satisfactory (08-12-2010) · 16 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 03-20-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- BRADLEY MOREHOUSE
- Officer
- GERALD C. MOREHOUSE
Cargo
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably lower than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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New since the grade was set1 crash after Aug 31, 2026. Not in the grade yet.
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Tires and lightsTires are 10 of 73 violations (14%). Tire or light defects led to 13 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
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Unsafe drivingCited 5 for speeding 15+ mph over or in a work zone.Ask: telematics, speed governance and phone policy.
- 8 crashes in 24 months. No injuries, no fatalities.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 3
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Excessive speeding: 15
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.036 | 0.025 |
| Inspections | 1.20 | 0.91 |
| Violations | 0.38 | 0.53 |
| Critical violations | 0.10 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
73 violations · 24 months-
Vehicle maintenance No alert38 · 15 OOSTires 10 · Lights 9 · Brakes 8 · Cargo securement 5 · Wheels & hubs 4 · 2 more
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Unsafe driving No alert27 · 0 OOSSpeeding 16 · Reckless / lane 8 · Seat belt 1 · Other 2
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Hours of service No alert8 · 0 OOSLogbook / ELD paperwork 6 · Over hours limit 2
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Sep12026KentuckyProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Feb92026MissouriProperty damage onlyTwo-way trafficway divided unprotected median.
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Feb22026OklahomaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Nov92025KentuckyProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Jul72025IndianaProperty damage onlyDaylight, two-way trafficway divided unprotected median.
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Jun62025NebraskaProperty damage onlyDark - lighted, two-way trafficway not divided. Citation issued.
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Jan202025IllinoisProperty damage onlyDaylight, two-way trafficway divided positive barrier.
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Oct82024WisconsinProperty damage onlyDaylight, two-way trafficway divided positive barrier.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$1,000,000 · Arch Insurance Companyon record since May 1, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 1987
- Cargo filing
- on file · The Hanover Insurance Company since May 1, 2008
- Broker or forwarder bond
- $75,000 trust fund (BMC-85) · SECURITY NATIONAL BANK OF OMAHA since Oct 1, 2013
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Mar 24, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
26 filings and 8 authority events since 1977 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 1, 2026Arch Insurance CompanyLiability · $1,000,000 · on fileFMCSA's new system
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May 1, 2025ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2026 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2024ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2025 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2023ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2024 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2022ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2023 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2021ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2020ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2021 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2019ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2020 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2018ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2019 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2017ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2018 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2016ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2017 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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May 1, 2015ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2016 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 1, 2014ARCH INSURANCE COMPANYLiability · $1,000,000 · ended May 1, 2015 · replaced by the same insurer (renewal)13 months in forceL&I to May 14, 2026
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Nov 1, 2013FMCSA revocation notice for the broker authority, dropped Nov 19, 2013cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Oct 1, 2013SECURITY NATIONAL BANK OF OMAHABroker trust fund (BMC-85) · on file · on fileFMCSA's new system
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May 1, 2009SPARTA INSURANCE COMPANYLiability · $1,000,000 · ended Apr 1, 2014 · replaced by another insurer59 months in forceL&I to May 14, 2026
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Apr 6, 2009FMCSA revocation notice for the operating authority, dropped Apr 17, 2009opened after CONTINENTAL CASUALTY CO. filed a cancellation notice (effective May 1, 2009)L&I to May 14, 2026
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May 1, 2008The Hanover Insurance CompanyCargo · on file · on fileFMCSA's new system
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Mar 24, 2008Broker authority reinstatedL&I to May 14, 2026
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Mar 10, 2008Broker authority revoked (cause not stated)L&I to May 14, 2026
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Feb 12, 2008SECURITY NATIONAL BANK OF OMAHABroker trust fund (BMC-85) · ended Oct 1, 2013 · replaced by the same insurer (renewal)68 months in forceL&I to May 14, 2026
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Jan 9, 2008CONTINENTAL CASUALTY CO.Liability · $1,000,000 · ended May 1, 2009 · cancellation notice took effect16 months in forceL&I to May 14, 2026
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May 1, 2007HANOVER INSURANCE CO.Cargo · ended May 1, 2008 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Apr 23, 2007FMCSA revocation notice for the operating authority, dropped May 4, 2007cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Aug 17, 2005TRANSCONTINENTAL INSURANCE CO.Liability · $1,000,000 · ended Jan 9, 2008 · cancellation notice took effect29 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- California 17
- Iowa 15
- Illinois 12
- Indiana 12
- Ohio 11
- North Carolina 10
- Colorado 9
- Nebraska (HQ) 9
Runs well beyond its home state: 9 of 142 inspections were in Nebraska.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (97 power units: 97 filed, 72 seen roadside in 24 months).
We'd expect a typical fleet of 97 power units this active to have about 3.4 crashes a year. This motor carrier recorded 8 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 2.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.1 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- 2 inspections with no out-of-service result
Inspections count through the end of the latest full month of FMCSA data. Crash reports reach FMCSA weeks late, so crashes wait 1 month more. Both enter the grade as the window moves forward each month.
- Crash Sep 1, 2026 · KY · 0 injuries, 0 fatalities · engine severity weight 1
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 25 | 2.50 | |
| HOS Compliance | 7 | 0.15 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 25 | 3.47 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-DEC-25 – 31-DEC-24) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.