TOMMY ROBERTS TRUCKING INC
(706) 290-3277
rbrttommy@aol.com
1057 Floyd Springs Rd Ne, Armuchee GA 30105
26
power units · all owned
26 drivers
1.6M mi/yr · ~62k per unit
Marginal
FRED Score 31.0 / 100
Moderate confidence
28 yrs history · 13 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 26
- Drivers · CDL
- 26 · 0
- Annual miles
- 1.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 9 | 0 | 0 | 9 |
| Tractors | 17 | 0 | 0 | 17 |
| Trailers | 17 | 0 | 0 | 17 |
Registration
- FMCSA Rating
- Satisfactory (03-19-2012) · 14 yr old
- Registered
- 02-20-1998 (28 yrs)
- MCS-150 Update
- 01-05-2026 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- JOSH ROBERTS
- Officer
- TOMMY ROBERTS
Cargo
63.5
medium risk
Motor Vehicles
Building Materials
Other: ROCK,SAND,DIRT
Construction
- High-Risk Cargo
- Motor Vehicles
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.54×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.4 vs 0.9 for similar fleets
Likely 0–3 crashes
This motor carrier
1.4
Similar fleets
0.9
Chance of a fatal crash, next 12 months
~4%
About 1.5× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 6 crashes on the FMCSA record in 24 months (about 3 a year), including 1 fatal (1 death); similar fleets have about 0.9 a year. The grade counts 8 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
About typical. Out-of-service orders, violations and unsafe-driving or hours-of-service violations are all close to the rate expected for its inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Sep 25, 2024).Ask: the accident register and loss runs for these crashes.
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Lights and brakesLights are 15 of 28 violations (54%). Light or brake defects led to 2 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
Track record
FMCSA record, Dec 2024 – Sep 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
6
1 fatality · 0 injuries · 0 tow-aways
Inspections
13
31% clean (no violations)
Vehicle out-of-service
28.6%
2 of 7
National avg 22.3%
Driver out-of-service
7.7%
1 of 13
National avg 6.7%
Violations
28
4 out-of-service
Inspected less often than interstate fleets of 20–49 trucks in Georgia (about 27 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.058 | 0.029 |
| Inspections | 0.46 | 1.12 |
| Violations | 0.54 | 0.78 |
| Critical violations | 0.08 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
28 violations · 24 months-
Vehicle maintenance No alert23 · 3 OOSLights 15 · Brakes 4 · Tires 2 · Wheels & hubs 1 · Other parts 1
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Unsafe driving No alert4 · 0 OOSSpeeding 2 · Reckless / lane 1 · Seat belt 1
-
Driver fitness No alert1 · 1 OOSMedical certificate 1
-
Hours of service No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar132026GeorgiaProperty damage onlyDaylight.
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Feb192026GeorgiaProperty damage onlyDaylight.
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Aug282025GeorgiaProperty damage onlyDaylight. Citation issued.
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Nov182024AlabamaProperty damage onlyDaylight, two-way trafficway not divided.
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Oct282024GeorgiaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. Citation issued.
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Sep252024GeorgiaFatal · 1 deathDark - not lighted, two-way trafficway not divided. FMCSA: not preventable.
1 of the 6 crashes was fatal.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Mitsui Sumitomo Insurance Company of Americaon record since Aug 22, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2010
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 7, 2026
- 3 liability insurers on FMCSA's record, 2 changes: MSIG Specialty Insurance USA Inc → Mitsui Sumitomo Insurance Company of America (Aug 2026); BERKLEY CASUALTY COMPANY → MSIG Specialty Insurance USA Inc (Aug 2025)
- 1 cancellation notice filed by an insurer, replaced before it took effect
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Feb 1, 2001)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
16 filings and 9 authority events since 2000 · FMCSA record through Nov 7, 2026
Every insurance filing on the FMCSA record
16 filings and 9 authority events since 2000 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Aug 22, 2026Mitsui Sumitomo Insurance Company of AmericaLiability · $750,000 · on fileFMCSA's new system
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Aug 22, 2025MSIG Specialty Insurance USA IncLiability · $750,000 · ended Aug 22, 2026 · replaced by another insurer12 months in forceFMCSA's new system
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Aug 22, 2019BERKLEY CASUALTY COMPANYLiability · $750,000 · ended Aug 22, 2025 · replaced by another insurera cancellation notice effective Sep 21, 2025 came after the replacement; 72 months in forceL&I to May 14, 2026
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Aug 22, 2017STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Aug 22, 2019 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jul 31, 2017FMCSA revocation notice for the operating authority, dropped Aug 21, 2017opened after THE CINCINNATI INSURANCE CO. filed a cancellation notice (effective Aug 26, 2017)L&I to May 14, 2026
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Aug 22, 2013THE CINCINNATI INSURANCE CO.Cargo · ended Aug 26, 2017 · cancellation notice took effect48 months in forceL&I to May 14, 2026
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Aug 22, 2013THE CINCINNATI INSURANCE CO.Liability · $1,000,000 · ended Aug 22, 2017 · replaced by another insurera cancellation notice effective Aug 26, 2017 came after the replacement; 48 months in forceL&I to May 14, 2026
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Aug 22, 2011GRANGE INDEMNITY INSURANCE COMPANYLiability · $750,000 · ended Aug 22, 2013 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Apr 12, 2011CYPRESS INSURANCE COMPANY (CA)Liability · $750,000 · ended Aug 22, 2011 · replaced by another insurer4 months in forceL&I to May 14, 2026
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Mar 16, 2011FMCSA revocation notice for the operating authority, dropped Apr 12, 2011opened after ZURICH AMERICAN INSURANCE COMPANY filed a cancellation notice (effective Apr 12, 2011)L&I to May 14, 2026
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Apr 12, 2010ZURICH AMERICAN INSURANCE COMPANYLiability · $750,000 · ended Apr 12, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 16, 2010FMCSA revocation notice for the operating authority, dropped Apr 13, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 13, 2009FMCSA revocation notice for the operating authority, dropped Apr 21, 2009opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Apr 12, 2009)L&I to May 14, 2026
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Apr 12, 2009CYPRESS INSURANCE COMPANY (CA)Liability · $1,000,000 · ended May 9, 2009 · cancellation notice took effecta cancellation notice effective Apr 12, 2010 came after the replacement; 1 month in forceL&I to May 14, 2026
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Mar 16, 2009FMCSA revocation notice for the operating authority, dropped Apr 10, 2009opened after CYPRESS INSURANCE COMPANY (CA) filed a cancellation notice (effective Apr 12, 2009)L&I to May 14, 2026
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Apr 12, 2008CYPRESS INSURANCE COMPANY (CA)Liability · $1,000,000 · ended Apr 12, 2009 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 9, 2008ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Apr 12, 2008 · replaced by another insurera cancellation notice effective May 16, 2008 came after the replacementL&I to May 14, 2026
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Mar 13, 2008FMCSA revocation notice for the operating authority, dropped Apr 3, 2008opened after ARGONAUT-MIDWEST INSURANCE COMPANY filed a cancellation notice (effective Apr 9, 2008)L&I to May 14, 2026
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Apr 9, 2007ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Apr 9, 2008 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 13, 2007FMCSA revocation notice for the operating authority, dropped Apr 10, 2007opened after ARGONAUT-MIDWEST INSURANCE COMPANY filed a cancellation notice (effective Apr 9, 2007)L&I to May 14, 2026
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Apr 9, 2006ARGONAUT-MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Apr 9, 2007 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 13, 2006FMCSA revocation notice for the operating authority, dropped Apr 10, 2006opened after INTERSTATE INDEMNITY COMPANY filed a cancellation notice (effective Apr 9, 2006)L&I to May 14, 2026
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Apr 9, 2005INTERSTATE INDEMNITY COMPANYLiability · $1,000,000 · ended Apr 9, 2006 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 1, 2001Operating authority grantedL&I to May 14, 2026
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Apr 9, 2000GEORGIA CASUALTY & SURETY CO.Liability · $1,000,000 · ended Apr 9, 2005 · replaced by another insurer60 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Alabama 9
- Georgia (HQ) 4
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (26 power units: 26 filed, 13 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.9
Actual, per year in window
2.7
Projected, next 12 mo
1.4
0
1.5
3
We'd expect a typical fleet of 26 power units this active to have about 0.9 crashes a year. This motor carrier recorded 8 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 2.7 a year) — about 3.0× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.4 over the next 12 — about 1.5× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 4% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.5× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
12 inspections
and 8 crashes.
The FMCSA record tables now hold 13 inspections and 6 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.32
Marginal — 1.54x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.034 crashes per power-unit-year for a 26-unit for-hire fleet (pu20_49). Violations 1.04x (driver behaviour 1.20x, out-of-service 1.17x, all violations 1.13x; 12 inspections). Experience 1.48x: 3.6 decayed crashes against 1.4 expected over 36 months (credibility 0.32, a 3.07). 80% range 0.82–2.37x. Last change: fleet size or class.
Since the previous weekly run the risk relativity moved +6.3%, driven by fleet size or class attributes.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.4 crashes per 100 power-unit-years
26 power units · 0.89 expected crashes a year
Violation relativity
1.04×
12 inspections in window
Crash experience
1.48×
3.6 decayed crashes vs 1.4 expected · credibility 0.32
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.54× (80% range 0.82–2.37×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
13
Driver Insp
13
Driver OOS
1
Vehicle Insp
7
Vehicle OOS
2
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 3 | 0.40 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 0.57 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 7 | 15.93 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-AUG-25 – 29-APR-25) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.