WB PRODUCE HAULERS INC
(616) 863-9560
jeff@wbhaulers.com
355 Canada Rd, Casnovia MI 49318
10
tractors
10 drivers
1M mi/yr · ~101k per unit
Marginal
FRED Score 30.0 / 100
Low confidence
52 yrs history · 12 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 10
- Drivers · CDL
- 10 · 10
- Annual miles
- 1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 1 | 9 | 0 | 10 |
| Trailers | 16 | 0 | 0 | 16 |
Registration
- Organization
- CORPORATION
- Cargo Operation
- Interstate
- Scope
- Interstate (Within 100 miles)
- FMCSA Rating
- Satisfactory (05-30-2000) · 26 yr old
- Registered
- 06-01-1974 (52 yrs)
- MCS-150 Update
- 04-20-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- ALETHA CURTIS
Cargo
57.8
medium risk
Meat
Refrigerated Food
General Freight
Building Materials
Fresh Produce
Beverages
Other: FLOORING
AUTO PARTS
Paper Products
Construction
Chemicals
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 10–19 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.66×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Leaning Poor. Its estimate (1.66× similar fleets) is in the Poor range, but the record isn't strong enough to be 60% sure it is above the Poor line (1.57×), so the grade stays Marginal.
Expected crashes, next 12 months
0.7 vs 0.4 for similar fleets
Likely 0–2 crashes
This motor carrier
0.7
Similar fleets
0.4
Chance of a fatal crash, next 12 months
~2%
About 1.7× similar fleets.
What's driving the grade
Crash history
betterworse
Leans worse, not yet proven. 3 crashes on the FMCSA record in 24 months (about 1.5 a year), including 1 with injuries; similar fleets have about 0.4 a year. The grade counts 4 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Mixed. Unsafe-driving and hours-of-service violations 1.42× the rate expected for its inspections, but violations 0.59×. Together they barely move its crash estimate: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes1 crash with 1 person hurt in 24 months.Ask: claim status and driver history for these crashes.
Strengths
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 1
Track record
FMCSA record, Nov 2024 – Aug 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
3
0 fatalities · 1 injury · 0 tow-aways
Inspections
12
50% clean (no violations)
Vehicle out-of-service
42.9%
3 of 7
National avg 22.3%
Driver out-of-service
0.0%
0 of 12
National avg 6.7%
Violations
8
3 out-of-service
Inspections per quarter
With an out-of-service order
vs 16,659 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.150 | 0.031 |
| Inspections | 0.85 | 1.11 |
| Violations | 0.40 | 0.89 |
| Critical violations | 0.05 | 0.17 |
Yearly rates from the last 24 months. Peers: 10–19 power units, medium-risk cargo.
What they get cited for
8 violations · 24 months-
Vehicle maintenance No alert5 · 3 OOSLights 2 · Brakes 1 · Cargo securement 1 · Tires 1
-
Unsafe driving No alert2 · 0 OOSReckless / lane 2
-
Hours of service No alert1 · 0 OOSLogbook / ELD paperwork 1
-
Driver fitness No alert0
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Jan92026OhioInjury · 1 person hurtDark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
-
Nov72025MichiganProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
-
Oct172025IndianaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median. FMCSA: not preventable.
1 of the 3 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
-
$750,000 · ACUITY, A MUTUAL INSURANCE COMPANYon record since Jun 10, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 1994
- Cargo filing
- on file · FIREMAN'S FUND INSURANCE CO. since Jun 10, 2003
- Broker or forwarder bond
- required · none on file
36 months to May 14, 2026
- 2 liability insurers on FMCSA's record, 1 change: AUTO OWNERS INSURANCE COMPANY → ACUITY, A MUTUAL INSURANCE COMPANY (Jun 2025)
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jun 8, 2021)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
19 filings and 9 authority events since 1979 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
19 filings and 9 authority events since 1979 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
-
Jun 10, 2025ACUITY, A MUTUAL INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
-
Apr 29, 2021FMCSA revocation notice for the operating authority, dropped Jun 8, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
-
Jun 10, 2017AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended Jun 10, 2025 · replaced by another insurer96 months in forceL&I to May 14, 2026
-
Dec 2, 2013Broker authority revoked (cause not stated)L&I to May 14, 2026
-
Jun 10, 2012GENERAL CASUALTY COMPANY OF WISCONSINLiability · $750,000 · ended Jun 10, 2017 · replaced by another insurer60 months in forceL&I to May 14, 2026
-
Jun 10, 2006NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Jun 10, 2012 · replaced by another insurera cancellation notice effective Jul 12, 2012 came after the replacement; 72 months in forceL&I to May 14, 2026
-
Jun 10, 2005CHEROKEE INSURANCE COMPANYLiability · $1,000,000 · ended Jun 10, 2006 · replaced by another insurera cancellation notice effective Jul 9, 2006 came after the replacement; 12 months in forceL&I to May 14, 2026
-
May 16, 2005FMCSA revocation notice for the operating authority, dropped Jun 9, 2005opened after GREAT MIDWEST INSURANCE COMPANY filed a cancellation notice (effective Jun 10, 2005)L&I to May 14, 2026
-
Jun 10, 2003FIREMAN'S FUND INSURANCE CO.Cargo · on file · on fileL&I to May 14, 2026
-
Apr 1, 2003WESTERN SURETY CO.Broker bond (BMC-84) · ended Sep 30, 2013 · cancellation notice took effect126 months in forceL&I to May 14, 2026
-
Jun 10, 2002LUMBERMENS MUTUAL CASUALTY CO.Cargo · ended Jun 10, 2003 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Jun 10, 2002GREAT MIDWEST INSURANCE COMPANYLiability · $1,000,000 · ended Jun 10, 2005 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Jun 10, 2000NORTHLAND INSURANCE COMPANYCargo · ended Jun 10, 2002 · replaced by another insurera cancellation notice effective Jul 15, 2002 came after the replacement; 24 months in forceL&I to May 14, 2026
-
Jun 10, 2000NORTHLAND INSURANCE COMPANYLiability · $1,000,000 · ended Jun 10, 2002 · replaced by another insurer24 months in forceL&I to May 14, 2026
-
Jun 10, 1997ST. PAUL FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Jun 10, 2000 · cancellation notice took effect36 months in forceL&I to May 14, 2026
-
Jun 13, 1996FMCSA revocation notice for the operating authority, dropped Jul 3, 1996opened after RELIANCE NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Jun 10, 1996)L&I to May 14, 2026
-
Jun 10, 1996ST. PAUL FIRE & MARINE INSURANCE CO.Cargo · ended Jun 10, 2000 · cancellation notice took effect48 months in forceL&I to May 14, 2026
-
Jun 10, 1996EVEREST NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Jun 10, 1997 · replaced by another insurer12 months in forceL&I to May 14, 2026
-
Jun 10, 1995RELIANCE NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Jun 10, 1996 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Jun 10, 1995FMCSA revocation notice for the operating authority, dropped Aug 15, 1995opened after RELIANCE NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Jun 10, 1995)L&I to May 14, 2026
-
Jun 10, 1995FMCSA revocation notice for the operating authority, dropped Jun 28, 1995opened after RELIANCE NATIONAL INDEMNITY COMPANY filed a cancellation notice (effective Jun 10, 1995)L&I to May 14, 2026
-
May 1, 1995UNITED STATES FIRE INSURANCE CO.Cargo · ended Jun 10, 1996 · replaced by another insurer13 months in forceL&I to May 14, 2026
-
Aug 11, 1994ST. PAUL FIRE & MARINE INSURANCE CO.Cargo · ended Aug 27, 1995 · cancellation notice took effect13 months in forceL&I to May 14, 2026
-
Jun 10, 1994RELIANCE NATIONAL INDEMNITY COMPANYLiability · $1,000,000 · ended Jun 10, 1995 · cancellation notice took effect12 months in forceL&I to May 14, 2026
-
Apr 1, 1993AMERICAN CASUALTY COMPANY OF READINGBroker bond (BMC-84) · ended Apr 1, 2003 · replaced by another insurer120 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- Indiana 5
- Michigan (HQ) 3
- Illinois 1
- North Carolina 1
- Ohio 1
- West Virginia 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (10 power units: 10 filed, 10 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
0.4
Actual, per year in window
1.3
Projected, next 12 mo
0.7
0
0.75
1.5
We'd expect a typical fleet of 10 power units this active to have about 0.4 crashes a year. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 3.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.7 over the next 12 — about 1.7× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 2% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.7× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
13 inspections
and 4 crashes.
The FMCSA record tables now hold 12 inspections and 3 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Low · Z = 0.21
Marginal — 1.66x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.042 crashes per power-unit-year for a 10-unit for-hire fleet (pu10_19). Violations 1.00x (driver behaviour 1.42x, out-of-service 1.05x, all violations 0.59x; 13 inspections). Experience 1.65x: 2.6 decayed crashes against 0.6 expected over 36 months (credibility 0.21, a 2.40). 80% range 0.79–2.67x. Last change: no change since the last run.
No change since the previous weekly run.
Scoring flags
Thin record (low credibility: little exposure behind the grade)
(informational — no grade effect)
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.2 crashes per 100 power-unit-years
10 power units · 0.42 expected crashes a year
Violation relativity
1.00×
13 inspections in window
Crash experience
1.65×
2.6 decayed crashes vs 0.6 expected · credibility 0.21
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.66× (80% range 0.79–2.67×)
· band Poor → displayed Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
12
Driver Insp
12
Driver OOS
0
Vehicle Insp
7
Vehicle OOS
3
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 2 | 0.86 | |
| HOS Compliance | 1 | 0.10 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 4 | 4.23 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-NOV-24 – 29-MAR-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.