LAST CHANCE WRECKER AND SALES INC
DBA: LAST CHANCE WRECKER
FMCSA Live Status
Fleet & equipment
- Power units
- 10
- Drivers · CDL
- 8 · 0
- Annual miles
- 475k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 9 | 0 | 0 | 9 |
| Tractors | 1 | 0 | 0 | 1 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Registered
- 08-27-1998 (28 yrs)
- MCS-150 Update
- 11-26-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- JAMES EDSALL
- Officer
- JOSH MATTHEWS
Cargo
- High-Risk Cargo
- Motor Vehicles, Drive/Tow Away
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Runs within Indiana only. Intrastate fleets in Indiana are inspected about 1 a year for every 15 trucks; interstate fleets, about 1 a year for every 2 trucks. So this record rests mainly on crash reports, which states file for intrastate trucks too, and few inspections are ordinary here.
Expected crash rate is about 2.2× that of similar fleets.
Similar fleets: intrastate fleets of about 10 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
- 1 crash in 24 months. No injuries, no fatalities.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected less often than intrastate fleets of 10–19 trucks in Indiana (about 2 in 24 months would be typical; 47% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.050 | 0.018 |
| Inspections | 0.05 | 0.54 |
| Violations | 0.00 | 0.23 |
| Critical violations | 0.00 | 0.04 |
Yearly rates from the last 24 months. Peers: intrastate fleets, 10–19 power units, high-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Jan282026IndianaProperty damage onlyIce road, daylight.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · ACCELERANT NATIONAL INSURANCE COMPANYon record since Mar 16, 2026 · FMCSA minimum $1,000,000 · no gap on FMCSA's record since Oct 2024A cancellation notice effective May 15, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 2 changes: SHELTER GENERAL INSURANCE COMPANY → ACCELERANT NATIONAL INSURANCE COMPANY (Nov 2024); WHITE PINE INSURANCE COMPANY → SHELTER GENERAL INSURANCE COMPANY (Oct 2024)
- 5 cancellation notices filed by insurers; 5 took effect (the last Mar 16, 2026, replaced the same day)
- 8 days without a liability filing (Oct 13, 2024 – Oct 21, 2024) while the authority required one; a later back-dated filing can close a lapse
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 14, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
17 filings and 15 authority events since 2014 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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May 15, 2026ACCELERANT NATIONAL INSURANCE COMPANYLiability · $1,000,000 · takes effect May 15, 2026L&I to May 14, 2026
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Apr 20, 2026FMCSA revocation notice for the operating authority, dropped May 14, 2026opened after ACCELERANT NATIONAL INSURANCE COMPANY filed a cancellation notice (effective May 15, 2026)L&I to May 14, 2026
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Mar 16, 2026ACCELERANT NATIONAL INSURANCE COMPANYLiability · $1,000,000 · on file at May 14, 2026 · cancellation notice effective May 15, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)2 months in forceL&I to May 14, 2026
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Nov 5, 2025ACCELERANT NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Mar 16, 2026 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Oct 9, 2025FMCSA revocation notice for the operating authority, dropped Oct 17, 2025opened after ACCELERANT NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Nov 5, 2025)L&I to May 14, 2026
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Aug 21, 2025ACCELERANT NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Nov 5, 2025 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Jul 25, 2025FMCSA revocation notice for the operating authority, dropped Jul 30, 2025opened after ACCELERANT NATIONAL INSURANCE COMPANY filed a cancellation notice (effective Aug 21, 2025)L&I to May 14, 2026
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Nov 5, 2024ACCELERANT NATIONAL INSURANCE COMPANYLiability · $1,000,000 · ended Aug 21, 2025 · cancellation notice took effect9 months in forceL&I to May 14, 2026
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Oct 31, 2024Operating authority reinstatedL&I to May 14, 2026
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Oct 28, 2024SHELTER GENERAL INSURANCE COMPANYLiability · $1,000,000 · ended Nov 5, 2024 · replaced by another insurerL&I to May 14, 2026
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Oct 21, 2024Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 13, 2023WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Oct 13, 2022WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2023 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Feb 14, 2022Operating authority reinstatedL&I to May 14, 2026
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Feb 8, 2022Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 13, 2021CONIFER INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2022 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Sep 16, 2021FMCSA revocation notice for the operating authority, dropped Sep 21, 2021opened after WHITE PINE INSURANCE COMPANY filed a cancellation notice (effective Oct 13, 2021)L&I to May 14, 2026
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Oct 13, 2020WHITE PINE INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 16, 2020FMCSA revocation notice for the operating authority, dropped Oct 13, 2020opened after CONIFER INSURANCE COMPANY filed a cancellation notice (effective Oct 13, 2020)L&I to May 14, 2026
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Oct 13, 2019CONIFER INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 16, 2019FMCSA revocation notice for the operating authority, dropped Sep 17, 2019opened after CONIFER INSURANCE COMPANY filed a cancellation notice (effective Oct 13, 2019)L&I to May 14, 2026
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Oct 13, 2018CONIFER INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 17, 2018FMCSA revocation notice for the operating authority, dropped Oct 9, 2018opened after CONIFER INSURANCE COMPANY filed a cancellation notice (effective Oct 13, 2018)L&I to May 14, 2026
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Oct 13, 2017CONIFER INSURANCE COMPANYLiability · $1,000,000 · ended Oct 13, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 18, 2017FMCSA revocation notice for the operating authority, dropped Oct 6, 2017opened after CONIFER INSURANCE COMPANY filed a cancellation notice (effective Oct 13, 2017)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
We'd expect a typical fleet of this size this active to have about 0.1 crashes a year. This motor carrier recorded 2 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 24.8× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.2 over the next 12 — about 2.2× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.4× the injury/fatal weight of a typical crash.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
C Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.