1ST COAST CARGO INC
(904) 328-5700
mloux@1stcoastcargo.com
1400 Eastport Road, Jacksonville FL 32218
39
power units
42 drivers
1.2M mi/yr · ~32k per unit
HazMat
Satisfactory
FRED Score 75.0 / 100
Moderate confidence
27 yrs history · 63 roadside inspections
Upside capped
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 39
- Drivers · CDL
- 42 · 26
- Annual miles
- 1.2M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 1 | 9 | 0 | 10 |
| Tractors | 1 | 28 | 0 | 29 |
| Trailers | 36 | 34 | 0 | 70 |
Registration
- Organization
- CORPORATION
- Registered
- 02-10-1999 (27 yrs)
- MCS-150 Update
- 12-19-2025 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- KIMBERLY R AUSTIN
- Officer
- MATTHEW E LOUX
Cargo
62.4
medium risk
Household Goods
Metal: Sheets/Coils/Rolls
Machinery/Large Objects
Liquids/Gases
Intermodal Containers
Oilfield Equipment
Meat
Refrigerated Food
General Freight
Logs/Poles/Beams/Lumber
Building Materials
Beverages
Other: MILITARY CARGO
US Mail
Dry Bulk
Paper Products
Utility
Farm Supplies
Construction
Water Well
Chemicals
- High-Risk Cargo
- Machinery Large, Oilfield Equipment, General Freight, Household Goods, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Upside Withheld
Its risk relativity (0.73× similar fleets) would put it in Strong; this rule holds it at Satisfactory:
- Strong withheld: the posterior is not confident enough that risk sits below 0.76× class
The downside is never capped.
Expected crash rate is probably lower than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 0.73×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.1 vs 1.5 for similar fleets
Likely 0–3 crashes
This motor carrier
1.1
Similar fleets
1.5
Chance of a fatal crash, next 12 months
~3%
Below similar fleets.
What's driving the grade
Crash history
betterworse
Leans better, not yet proven. 1 injury crash on the FMCSA record in 24 months (about 0.5 a year); similar fleets have about 1.5 a year. The grade counts 2 crashes in its 36-month scoring window, recent ones weighted most.
Roadside inspections
betterworse
Better than peers. Violations 0.51× and out-of-service orders 0.57× the rate expected for its inspections. Together they move its crash estimate -12%: roadside results weigh far less than crash history.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
-
Injury crashes1 crash with 4 people hurt in 24 months.Ask: claim status and driver history for these crashes.
-
Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (Nov 2024).Ask: driver qualification files and hiring standards.
-
Brakes and cargo securementBrakes are 9 of 30 violations (30%). Brake or cargo securement defects led to 5 out-of-service orders.Ask: the preventive-maintenance schedule and shop records.
Strengths
- Vehicle out-of-service rate 9.8% vs 22.3% national; driver 1.6% vs 6.7%.
- No FMCSA BASIC alerts.
Track record
FMCSA record, Sep 2024 – Aug 2026
· grade scored on Oct 1, 2023 → Oct 31, 2026
Crashes
1
0 fatalities · 4 injuries · 0 tow-aways
Inspections
63
70% clean (no violations)
Vehicle out-of-service
9.8%
4 of 41
National avg 22.3%
Driver out-of-service
1.6%
1 of 63
National avg 6.7%
Violations
30
8 out-of-service
Inspected about as often as interstate fleets of 20–49 trucks in Florida (about 42 in 24 months would be typical).
Inspections per quarter
With an out-of-service order
Sep 25–30, 2024 isn't charted (too little of that quarter is on file); the 24-month totals include its 1 inspection.
vs 10,543 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.013 | 0.029 |
| Inspections | 1.10 | 1.12 |
| Violations | 0.38 | 0.78 |
| Critical violations | 0.13 | 0.15 |
Yearly rates from the last 24 months. Peers: interstate fleets, 20–49 power units, medium-risk cargo.
What they get cited for
30 violations · 24 months-
Vehicle maintenance No alert19 · 7 OOSBrakes 9 · Cargo securement 3 · Lights 2 · Tires 2 · Steering & suspension 1 · 2 more
-
Unsafe driving No alert6 · 0 OOSSeat belt 3 · Speeding 3
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Hours of service No alert3 · 0 OOSLogbook / ELD paperwork 2 · No log 1
-
Driver fitness No alert2 · 1 OOSMedical certificate 1 · No valid CDL 1
-
Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months-
Mar182026VirginiaInjury · 4 people hurtDaylight, two-way trafficway divided unprotected median.
No other reportable crashes on the FMCSA record.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA sinceToday · live FMCSA check
Checking FMCSA…
- Last on FMCSA's record (May 14, 2026)
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$1,000,000 · NATIONAL UNION FIRE INS. CO. OF PITSBGH. PAon record since Sep 4, 2025 · FMCSA minimum $750,000 · no gap on FMCSA's record since Feb 2006A cancellation notice effective Jun 1, 2026 was on file at May 14, 2026; whether it took effect is not in FMCSA's frozen record — see the live check.
- Cargo filing
- on file · NAVIGATORS INSURANCE COMPANY since Jul 1, 2016
36 months to May 14, 2026
- One liability insurer throughout
- 2 cancellation notices filed by insurers; 2 took effect (the last Sep 4, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's L&I record of May 14, 2026, status since May 8, 2026)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
25 filings and 18 authority events since 2006 · FMCSA record through May 14, 2026
Every insurance filing on the FMCSA record
25 filings and 18 authority events since 2006 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 1, 2026NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · takes effect Jun 1, 2026L&I to May 14, 2026
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May 5, 2026FMCSA revocation notice for the operating authority, dropped May 8, 2026opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Jun 1, 2026)L&I to May 14, 2026
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Sep 4, 2025NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · on file at May 14, 2026 · cancellation notice effective Jun 1, 2026 on file at May 14, 2026 (outcome not in FMCSA's frozen record)8 months in forceL&I to May 14, 2026
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Aug 8, 2025FMCSA revocation notice for the operating authority, dropped Sep 4, 2025opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Sep 4, 2025)L&I to May 14, 2026
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Sep 4, 2024NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Sep 4, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 8, 2024FMCSA revocation notice for the operating authority, dropped Sep 4, 2024opened after NATIONAL UNION FIRE INS. CO. OF PITSBGH. PA filed a cancellation notice (effective Sep 4, 2024)L&I to May 14, 2026
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Sep 4, 2023NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Sep 4, 2024 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Sep 4, 2022NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $1,000,000 · ended Sep 4, 2023 · superseded by the same policy12 months in forceL&I to May 14, 2026
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Aug 8, 2022FMCSA revocation notice for the operating authority, dropped Aug 22, 2022cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 4, 2021NATIONAL UNION FIRE INS. CO. OF PITSBGH. PALiability · $750,000 · ended Sep 4, 2022 · replaced by the same insurer (renewal)12 months in forceL&I to May 14, 2026
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Aug 9, 2021FMCSA revocation notice for the operating authority, dropped Sep 3, 2021opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Sep 4, 2021)L&I to May 14, 2026
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Sep 4, 2020THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Sep 4, 2021 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 10, 2020FMCSA revocation notice for the operating authority, dropped Sep 4, 2020opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Sep 4, 2020)L&I to May 14, 2026
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Sep 4, 2019THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Sep 4, 2020 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 8, 2019FMCSA revocation notice for the operating authority, dropped Sep 5, 2019opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Sep 4, 2019)L&I to May 14, 2026
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Sep 4, 2018THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Sep 4, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 8, 2018FMCSA revocation notice for the operating authority, dropped Aug 30, 2018opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Sep 4, 2018)L&I to May 14, 2026
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Sep 4, 2017THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Sep 4, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 8, 2017FMCSA revocation notice for the operating authority, dropped Sep 5, 2017opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Sep 4, 2017)L&I to May 14, 2026
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Sep 4, 2016THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Sep 4, 2017 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 8, 2016FMCSA revocation notice for the operating authority, dropped Sep 2, 2016opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Sep 4, 2016)L&I to May 14, 2026
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Jul 1, 2016NAVIGATORS INSURANCE COMPANYCargo · on file · on fileL&I to May 14, 2026
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Sep 4, 2015THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $750,000 · ended Sep 4, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Aug 30, 2015THE INSURANCE CO OF THE STATE OF PENNSYLVANIALiability · $1,000,000 · ended Sep 4, 2015 · replaced by the same insurer (renewal)L&I to May 14, 2026
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Aug 3, 2015FMCSA revocation notice for the operating authority, dropped Aug 28, 2015opened after THE INSURANCE CO OF THE STATE OF PENNSYLVANIA filed a cancellation notice (effective Aug 30, 2015)L&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- California 22
- Florida (HQ) 16
- North Carolina 10
- Georgia 8
- Arizona 3
- New Mexico 2
- South Carolina 1
- Virginia 1
25% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (39 power units: 39 filed, 25 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.5
Actual, per year in window
0.7
Projected, next 12 mo
1.1
0
1
2
We'd expect a typical fleet of 39 power units this active to have about 1.5 crashes a year. This motor carrier recorded 2 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.7 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.1 over the next 12 — below a typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 3% chance in the next 12 months
Modeled fatal-crash rate is below that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Oct 1, 2023 → Sep 30, 2026 · inspections Nov 1, 2024 → Oct 31, 2026 · data as of Nov 4, 2026
Inside that window:
63 inspections
and 2 crashes.
The FMCSA record tables now hold 61 inspections and 1 crash in that window — the SMS data moved after this grade was computed.
Outside the scoring window
on the FMCSA record · not in this grade
Aged out — crashes before Oct 1, 2023, inspections before Nov 1, 2024
- 2 inspections with no out-of-service result
Confidence: Moderate · Z = 0.36
Satisfactory — 0.73x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.037 crashes per power-unit-year for a 39-unit for-hire fleet (pu20_49). Violations 0.88x (driver behaviour 0.81x, out-of-service 0.57x, all violations 0.51x; 63 inspections). Experience 0.83x: 1.1 decayed crashes against 2.0 expected over 36 months (credibility 0.36, a 3.46). 80% range 0.33–1.21x. Strong withheld: P(R < 0.76) = 0.59, below 0.60. Last change: older crashes rolling off.
Since the previous weekly run the risk relativity moved -0.6%, driven by older crashes rolling off the 36-month ramp.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
3.7 crashes per 100 power-unit-years
39 power units · 1.45 expected crashes a year
Violation relativity
0.88×
63 inspections in window
Crash experience
0.83×
1.1 decayed crashes vs 2.0 expected · credibility 0.36
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 0.73× (80% range 0.33–1.21×)
· band Strong → displayed Satisfactory
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
- Strong withheld: the posterior is not confident enough that risk sits below 0.76× class
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
63
Driver Insp
63
Driver OOS
1
Vehicle Insp
41
Vehicle OOS
4
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 6 | 2.26 | |
| HOS Compliance | 3 | 0.05 | |
| Driver Fitness | 2 | 0.10 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 13 | 1.90 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-APR-26 – 31-OCT-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.