SHIELDS BUSINESS SOLUTIONS INC
FMCSA Live Status
Fleet & equipment
- Power units
- 53
- Drivers · CDL
- 43 · 1
- Annual miles
- 1.2M unreliable
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 29 | 14 | 0 | 43 |
| Tractors | 0 | 0 | 0 | 0 |
| Trailers | 0 | 0 | 0 | 0 |
Registration
- Organization
- CORPORATION
- Registered
- 04-02-1999 (27 yrs)
- MCS-150 Update
- 07-31-2026 (Biennial Update)
- FRED Score Date
- Nov 08, 2026
- Officer
- MARK MCGRATH SR
- Officer
- TEDD TESCHNER
Cargo
- High-Risk Cargo
- General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
The expected crashes behind this grade assume the filed fleet of 53 power units is real, but the roadside record corroborates little of it — 3 units seen in 24 months, 0.02 inspections per filed unit-year. The grade's relativity to class is unchanged; its confidence tier is cut to reflect the unverified exposure, and until the fleet is confirmed an Excellent grade shows as Strong and a Strong as Satisfactory. Verify the fleet size before relying on the crash expectation.
MCS-150 annual mileage appears too low for fleet size given observed activity. The per-100k-mile rate benchmarks on this page are excluded; the FRED grade does not use mileage (crash exposure is power-unit-years, violation exposure is inspection counts).
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: interstate fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Driver qualification1 out-of-service violation against drivers: 1 no valid CDL (May 2026).Ask: driver qualification files and hiring standards.
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Filed fleet not seen on the roadOnly 3 of the 53 filed power units were seen at a roadside inspection in 24 months (2 inspections in all). The crash expectation behind the grade assumes all 53 are running.Ask: how many trucks are actually operating, with the vehicle schedule (the MCS-150 was last updated Jul 2026).
- 2 crashes in 24 months. No injuries, no fatalities.
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Unreliable reported mileageThe motor carrier's self-reported annual mileage (MCS-150) looks implausible, so exposure- and mileage-based figures may be distorted.
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Estimated mileageNo usable mileage was reported, so exposure was estimated from similar motor carriers. Mileage-based metrics here are approximate.
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Limited inspection historyFewer than 5 roadside inspections on record, so there isn't enough data to score this motor carrier with high confidence — the score leans more on peers.
Track record
Inspected less often than interstate fleets of 50–99 trucks in New Jersey (about 57 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.019 | 0.026 |
| Inspections | 0.03 | 0.97 |
| Violations | 0.01 | 0.57 |
| Critical violations | 0.00 | 0.12 |
Yearly rates from the last 24 months. Peers: interstate fleets, 50–99 power units, medium-risk cargo.
What they get cited for
1 violation · 24 months-
Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Unsafe driving No alert0
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Hours of service No alert0
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Vehicle maintenance No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Sep32026New JerseyProperty damage onlyWet road, daylight, two-way trafficway divided unprotected median.
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Apr22026New YorkProperty damage onlyTwo-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Greenwich Insurance Companyon record since Dec 18, 2024 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jun 1999
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 3 liability insurers on FMCSA's record, 3 changes: Greenwich Insurance Company → STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA (Jan 2025); STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA → Greenwich Insurance Company (Dec 2024); PHILADELPHIA INDEMNITY INSURANCE COMPANY → STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA (Jul 2024)
- 3 cancellation notices filed by insurers; 2 took effect (the last Jan 29, 2025, replaced the same day); 1 replaced before it took effect
- No gap in filed liability coverage while liability was required
- FMCSA notice resolved in time: 1
Operating authority active (FMCSA's new registration system, status since Apr 15, 2008)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
30 filings and 16 authority events since 1999 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Feb 3, 2025FMCSA revocation notice for the operating authority, dropped Feb 19, 2025opened after STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIA filed a cancellation notice (effective Jan 29, 2025)L&I to May 14, 2026
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Jan 29, 2025STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Feb 10, 2025 · replaceda cancellation notice effective Feb 28, 2025 came after the replacementL&I to May 14, 2026
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Dec 18, 2024Greenwich Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Oct 31, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Jan 29, 2025 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Jul 25, 2024STATE NATIONALSPECIALTY INSCO/NATIONAL SPECIALiability · $750,000 · ended Oct 31, 2024 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Aug 17, 2022FMCSA revocation notice for the operating authority, dropped Aug 22, 2022opened after HARTFORD FIRE INSURANCE COMPANY filed a cancellation notice (effective Aug 17, 2022)L&I to May 14, 2026
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Jul 25, 2022PHILADELPHIA INDEMNITY INSURANCE COMPANYLiability · $1,000,000 · ended Jul 25, 2024 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jul 21, 2022FMCSA revocation notice for the operating authority, dropped Aug 1, 2022opened after HARTFORD FIRE INSURANCE COMPANY filed a cancellation notice (effective Aug 17, 2022)L&I to May 14, 2026
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Apr 1, 2018UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2019 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2017UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2016UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2017 · replaced by the same insurer (renewal)a cancellation notice effective Apr 22, 2017 came after the replacement; 12 months in forceL&I to May 14, 2026
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Jul 1, 2015HARTFORD FIRE INSURANCE COMPANYLiability · $750,000 · ended Aug 17, 2022 · cancellation notice took effect86 months in forceL&I to May 14, 2026
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Apr 1, 2015UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2016 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2014UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2015 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2013UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2014 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jul 1, 2012LIBERTY MUTUAL FIRE INSURANCE CO.Liability · $750,000 · ended Jul 1, 2015 · replaced by another insurer36 months in forceL&I to May 14, 2026
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Apr 1, 2012UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2013 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 1, 2011UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2012 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 7, 2011FMCSA revocation notice for the operating authority, dropped Mar 21, 2011cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 1, 2010HANOVER INSURANCE CO.Liability · $1,000,000 · ended Jul 1, 2012 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Jun 14, 2010FMCSA revocation notice for the operating authority, dropped Jun 29, 2010opened after TRAVELERS PROPERTY CASUALTY CO. OF AMERICA filed a cancellation notice (effective Jun 20, 2010)L&I to May 14, 2026
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May 24, 2010FMCSA revocation notice for the operating authority, dropped Jun 9, 2010opened after TRAVELERS PROPERTY CASUALTY CO. OF AMERICA filed a cancellation notice (effective Jun 20, 2010)L&I to May 14, 2026
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Apr 1, 2010UNDERWRITERS AT LLOYDS LONDONCargo · ended Apr 1, 2011 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 5, 2010FMCSA revocation notice for the operating authority, dropped Apr 5, 2010cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Jul 1, 2009ONEBEACON AMERICA INSURANCE COMPANYLiability · $1,000,000 · ended Jul 1, 2010 · replaced by another insurera cancellation notice effective Jul 9, 2010 came after the replacement; 12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Pennsylvania 2
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (53 power units: 53 filed, 3 seen roadside in 24 months).
We'd expect a typical fleet of 53 power units this active to have about 0.4 crashes a year — but only 3 of the 53 filed units were seen roadside in 24 months (0.02 inspections per filed unit-year), so this expectation assumes the filed fleet is real. This motor carrier recorded 2 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.7 a year) — about 1.6× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.7 over the next 12 — about 1.7× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 1 | 1.80 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (05-FEB-26 – 07-MAY-26) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.