JAY C NICHOLS LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 5
- Drivers · CDL
- 5 · 4
- Annual miles
- 419k
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 5 | 0 | 0 | 5 |
| Trailers | 7 | 0 | 0 | 7 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 04-09-1999 (27 yrs)
- MCS-150 Update
- 07-22-2025 (Address Change)
- FRED Score Date
- Nov 08, 2026
- Officer
- JAMES NICHOLS
Cargo
- High-Risk Cargo
- Livestock, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Fleets under 10 power units are graded against their size cohort (pu2_5) for reference, but sit outside the 10+ power-unit underwriting book the FRED rank covers.
Too little record to tell how this motor carrier's crash rate compares with similar fleets.
Similar fleets: interstate fleets of 2–5 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
- No reportable crashes in 24 months.
Track record
Inspected about as often as interstate fleets of 2–5 trucks in Tennessee (about 6 in 24 months would be typical; 35% of them had none).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 0.80 | 1.57 |
| Violations | 0.00 | 1.56 |
| Critical violations | 0.00 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
0 violations · 24 monthsNo violations on the FMCSA record in the last 24 months.
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through Nov 7, 2026- Liability (BIPD)
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$750,000 · Sentry Select Insurance Companyon record since Jun 23, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Jul 2019
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- 4 liability insurers on FMCSA's record, 3 changes: GEiCO Marine Insurance Company → Sentry Select Insurance Company (Jun 2026); PROGRESSIVE HAWAII INSURANCE CORP → GEiCO Marine Insurance Company (Jun 2025); GREAT WEST CASUALTY CO. → PROGRESSIVE HAWAII INSURANCE CORP (Jun 2024)
- 1 cancellation notice filed by an insurer; 1 took effect (the last May 12, 2025, replaced the same day)
- No gap in filed liability coverage while liability was required
- 1 liability filing received late (the last received Aug 18, 2026 for an effective date of Jun 23, 2026); FMCSA had no filing on record in between
Operating authority active (FMCSA's new registration system, status since Jul 18, 2019)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
18 filings and 7 authority events since 1999 · FMCSA record through Nov 7, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 23, 2026Sentry Select Insurance CompanyLiability · $750,000 · on filereceived Aug 18, 2026 for an effective date of Jun 23, 2026FMCSA's new system
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Jun 23, 2025GEiCO Marine Insurance CompanyLiability · $750,000 · ended Jul 28, 2026 · replaced by another insurer13 months in forceFMCSA's new system
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May 12, 2025PROGRESSIVE HAWAII INSURANCE CORPLiability · $1,000,000 · ended Jun 23, 2025 · replaced by another insurer1 month in forceL&I to May 14, 2026
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Jun 23, 2024PROGRESSIVE HAWAII INSURANCE CORPLiability · $750,000 · ended May 12, 2025 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Jun 25, 2023GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Jun 23, 2024 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Jun 25, 2021PROGRESSIVE HAWAII INSURANCE CORPLiability · $750,000 · ended Jun 25, 2023 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Mar 17, 2021FMCSA revocation notice for the operating authority, dropped Mar 15, 2021cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Mar 12, 2021OOIDA RISK RETENTION GROUP, INC. (risk retention group)Liability · ended Jun 25, 2021 · replaced by another insurer3 months in forceL&I to May 14, 2026
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Jul 18, 2019OOIDA RISK RETENTION GROUP, INC. (risk retention group)Liability · ended Mar 12, 2021 · superseded by the same policy20 months in forceL&I to May 14, 2026
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Jul 18, 2019Operating authority reinstatedL&I to May 14, 2026
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Jan 14, 2009Operating authority revoked (cause not stated)L&I to May 14, 2026
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Aug 4, 2008NORTHLAND INSURANCE COMPANYCargo · ended Jan 8, 2009 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Aug 4, 2008NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Jan 8, 2009 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Oct 20, 2006Operating authority reinstatedL&I to May 14, 2026
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Oct 18, 2006NORTHLAND INSURANCE COMPANYCargo · ended Aug 4, 2008 · cancellation notice took effect22 months in forceL&I to May 14, 2026
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Oct 18, 2006NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Aug 4, 2008 · cancellation notice took effect22 months in forceL&I to May 14, 2026
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Aug 13, 2001Operating authority revoked (cause not stated)L&I to May 14, 2026
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Oct 26, 2000NORTHLAND INSURANCE COMPANYCargo · ended May 25, 2001 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Oct 26, 2000NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended May 25, 2001 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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May 2, 2000FMCSA revocation notice for the operating authority, dropped Jun 7, 2000cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Apr 6, 2000WESTPORT INSURANCE CORPORATIONCargo · ended Oct 26, 2000 · replaced by another insurer7 months in forceL&I to May 14, 2026
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Apr 6, 2000WESTPORT INSURANCE CORPORATIONLiability · $750,000 · ended Oct 26, 2000 · replaced by another insurer7 months in forceL&I to May 14, 2026
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Apr 29, 1999Operating authority grantedL&I to May 14, 2026
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Apr 6, 1999CAROLINA CASUALTY INSURANCE CO.Cargo · ended Apr 6, 2000 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Apr 6, 1999CAROLINA CASUALTY INSURANCE CO.Liability · $750,000 · ended Apr 6, 2000 · cancellation notice took effect12 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Georgia 1
- Kentucky 1
- Ohio 1
- Pennsylvania 1
- Tennessee (HQ) 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (5 power units: 5 filed, 4 seen roadside in 24 months).
We'd expect a typical fleet of 5 power units this active to have about 0.2 crashes a year. This motor carrier recorded 0 in its scoring window (Oct 1, 2023 → Sep 30, 2026, about 0.0 a year) — fewer than a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 0.1 over the next 12 — below a typical fleet.
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 0 | 0.00 | |
| HOS Compliance | 0 | 0.00 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 0 | 0.00 |
SMS record data is sourced from FMCSA's Safety Measurement System (09-JUN-26 – 25-NOV-24) and may cover a different time window than the scoring window used for the FRED grade (Oct 1, 2023 → Oct 31, 2026). Counts here may differ from the grade's in-window counts.