JM RICHARDS INC
DBA: J M RICHARDS
FMCSA Live Status
Fleet & equipment
- Power units
- 8
- Drivers · CDL
- 8 · 8
- Annual miles
- 1M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 8 | 0 | 0 | 8 |
| Trailers | 20 | 0 | 0 | 20 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 04-21-1999 (27 yrs)
- MCS-150 Update
- 06-10-2025 (Address Change)
- FRED Score Date
- Nov 07, 2026
- Officer
- KATIE RICHARDS
- Officer
- JASON RICHARDS
Cargo
- High-Risk Cargo
- Livestock, General Freight
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is about 10% lower than similar fleets.
Similar fleets: interstate fleets of about 8 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
- Nothing on the FMCSA record stands out.
- No reportable crashes in 24 months.
- Driver out-of-service rate 0.0% vs 6.7% national.
- No FMCSA BASIC alerts.
Track record
Inspected more often than interstate fleets of 6–9 trucks in Minnesota (about 9 in 24 months would be typical).
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.000 | 0.043 |
| Inspections | 1.56 | 1.58 |
| Violations | 1.00 | 1.56 |
| Critical violations | 0.19 | 0.29 |
Yearly rates from the last 24 months. Peers: interstate fleets, Small (advisory) power units, medium-risk cargo.
What they get cited for
16 violations · 24 months-
Vehicle maintenance No alert7 · 2 OOSLights 4 · Brakes 2 · Other parts 1
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Unsafe driving No alert5 · 0 OOSSpeeding 4 · Seat belt 1
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Hours of service No alert4 · 0 OOSLogbook / ELD paperwork 4
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Driver fitness No alert0
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 monthsNo reportable crashes on the FMCSA record in the last 24 months.
Insurance filed with FMCSA
FMCSA record through May 14, 2026 · no change recorded by FMCSA since- Last on FMCSA's record (May 14, 2026)
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$750,000 · NORTHLAND INSURANCE COMPANYon record since Jul 1, 2020 · FMCSA minimum $750,000 · no gap on FMCSA's record since Sep 2001
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's L&I record of May 14, 2026, status since Jun 29, 2020)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
10 filings and 6 authority events since 1999 · FMCSA record through May 14, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jul 1, 2020NORTHLAND INSURANCE COMPANYLiability · $750,000 · on fileL&I to May 14, 2026
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Jun 25, 2020FMCSA revocation notice for the operating authority, dropped Jun 29, 2020opened after NATIONAL CASUALTY COMPANY filed a cancellation notice (effective Jul 22, 2020)L&I to May 14, 2026
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Jul 1, 2015NATIONAL CASUALTY COMPANYLiability · $750,000 · ended Jul 1, 2020 · replaced by another insurera cancellation notice effective Jul 22, 2020 came after the replacement; 60 months in forceL&I to May 14, 2026
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Jun 4, 2015FMCSA revocation notice for the operating authority, dropped Jul 2, 2015opened after INTEGRITY PROPERTY & CASUALTY INSURANCE CO filed a cancellation notice (effective Jul 1, 2015)L&I to May 14, 2026
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Jul 1, 2012INTEGRITY PROPERTY & CASUALTY INSURANCE COLiability · $750,000 · ended Jul 1, 2015 · cancellation notice took effect36 months in forceL&I to May 14, 2026
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Oct 31, 2011Operating authority reinstatedL&I to May 14, 2026
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Nov 8, 2010GENERAL CASUALTY COMPANY OF WISCONSINCargo · ended Apr 30, 2016 · cancellation notice took effect66 months in forceL&I to May 14, 2026
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Oct 25, 2010Operating authority revoked (cause not stated)L&I to May 14, 2026
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Sep 11, 2010GENERAL CASUALTY COMPANY OF WISCONSINLiability · $1,000,000 · ended Jul 1, 2012 · replaced by another insurer22 months in forceL&I to May 14, 2026
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Nov 23, 2001FMCSA revocation notice for the operating authority, dropped Dec 21, 2001cause not stated in FMCSA's older recordsL&I to May 14, 2026
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Sep 11, 2001GREAT WEST CASUALTY CO.Cargo · ended Oct 18, 2010 · cancellation notice took effect109 months in forceL&I to May 14, 2026
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Sep 11, 2001GREAT WEST CASUALTY CO.Liability · $1,000,000 · ended Sep 11, 2010 · replaced by another insurera cancellation notice effective Oct 18, 2010 came after the replacement; 108 months in forceL&I to May 14, 2026
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Nov 20, 2000WESTFIELD INSURANCE CO.Liability · $1,000,000 · ended Aug 24, 2001 · insurer name changea cancellation notice effective Oct 26, 2001 came after the replacement; 9 months in forceL&I to May 14, 2026
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Jun 9, 1999Operating authority grantedL&I to May 14, 2026
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May 13, 1999THE CINCINNATI INSURANCE CO.Cargo · ended Aug 24, 2001 · insurer name change27 months in forceL&I to May 14, 2026
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May 13, 1999THE CINCINNATI INSURANCE CO.Liability · $1,000,000 · ended Nov 20, 2000 · replaced by another insurer18 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Minnesota (HQ) 8
- North Dakota 7
- South Dakota 1
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (medium).
We'd expect a typical fleet of this size this active to have about 0.3 crashes a year. This motor carrier recorded 1 in its scoring window (Aug 1, 2025 → Jul 31, 2026) — about 2.9× a typical fleet. Factoring in its inspection and violation record inside that window, the model projects about 0.3 over the next 12. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
- Out-of-service inspection May 29, 2025 · ND · level 2 · 2 vehicle OOS · 6 violations
- 10 further inspections with no out-of-service result
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 5 | 4.89 | |
| HOS Compliance | 4 | 0.25 | |
| Driver Fitness | 0 | 0.00 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 2 | 9.25 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JUN-26 – 29-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Aug 1, 2025 → Jul 31, 2026). Counts here may differ from the grade's in-window counts.