JACOBS ENTERPRISE LLC
FMCSA Live Status
Fleet & equipment
- Power units
- 63
- Drivers · CDL
- 60 · 60
- Annual miles
- 3.9M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 26 | 37 | 0 | 63 |
| Trailers | 59 | 24 | 0 | 83 |
Registration
- Organization
- INDIVIDUAL
- Cargo Operation
- Intrastate non-HM
- Scope
- Intrastate (Within 100 miles)
- Registered
- 05-07-1999 (27 yrs)
- MCS-150 Update
- 08-24-2025 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- MIRANDA JACOBS
- Officer
- JAMES JACOBS
Cargo
- High-Risk Cargo
- Machinery Large, General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about an 80% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 50–99 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Fatal crash1 crash with 1 fatality in 24 months (most recent Mar 12, 2026).Ask: the accident register and loss runs for these crashes.
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New since the grade was set1 crash after Aug 31, 2026. Not in the grade yet.
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Injury crashes2 crashes with 2 people hurt in 24 months.Ask: claim status and driver history for these crashes.
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Drivers put out of service4 out-of-service violations against drivers: 3 hours of service, 1 no valid CDL (May 2025 – Jun 2026).Ask: driver supervision and dispatch practices.
- Driver out-of-service rate 4.2% vs 6.7% national.
- No FMCSA BASIC alerts.
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Dangerous driving: 3
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Excessive speeding: 14
Track record
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.087 | 0.025 |
| Inspections | 1.06 | 0.91 |
| Violations | 0.56 | 0.53 |
| Critical violations | 0.17 | 0.11 |
Yearly rates from the last 24 months. Peers: 50–99 power units, medium-risk cargo.
What they get cited for
70 violations · 24 months-
Unsafe driving No alert29 · 0 OOSSpeeding 15 · Reckless / lane 8 · Seat belt 6
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Vehicle maintenance No alert29 · 8 OOSBrakes 8 · Lights 7 · Cargo securement 3 · Tires 3 · Steering & suspension 1 · 7 more
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Hours of service No alert10 · 3 OOSOver hours limit 6 · No log 2 · False log 1 · Logbook / ELD paperwork 1
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Driver fitness No alert2 · 1 OOSNo valid CDL 2
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Drugs & alcohol No alert0
Violations by quarter
Tap a category to show or hide itCrashes
24 months-
Sep112026IndianaInjury · 1 person hurtDaylight, two-way trafficway divided unprotected median.
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Aug72026OhioProperty damage onlyWet road, daylight, rain, one-way trafficway not divided.
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Mar122026IndianaFatal · 1 deathDaylight.In the newsSt. Paul man killed in Decatur County crash - The Republic NewsThe Republic News · Mar 13, 2026
Why this link: FMCSA crash report IN0904926198 (ISP VERSAILLES 42) lists JACOBS ENTERPRISE LLC’s truck in this crash. This third-party news report covers a crash with the same date, place and number of deaths, matched automatically. It may not name JACOBS ENTERPRISE LLC and doesn't establish fault. Wrong article?
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Jan212026KentuckyProperty damage onlySnow road, dark - not lighted, sleet hail, two-way trafficway divided unprotected median.
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Jan162026IllinoisProperty damage onlyDark - lighted, two-way trafficway divided unprotected median.
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Oct262025IndianaProperty damage onlyDaylight, two-way trafficway divided unprotected median. FMCSA: not preventable.
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Oct212025IndianaProperty damage onlyDaylight.
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Sep172025IndianaInjury · 1 person hurtDaylight.
About “In the news”: these links go to third-party news reports that FRED Score matched automatically to FMCSA crash records — same date and place, with a truck or bus involved, and the same number of deaths or, for a crash that released hazardous materials, the release — and checked a second time before showing. A link doesn't mean this motor carrier caused the crash: FMCSA crash reports don't assign fault, and news coverage can be incomplete or wrong. FRED Score doesn't verify or endorse what the articles say.
1 more in the FMCSA records below.
1 of the 9 crashes was fatal.
2 of the 9 crashes hurt someone but killed no one.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026- Liability (BIPD)
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$750,000 · Auto-Owners Insurance Companyon record since Jun 13, 2017 · FMCSA minimum $750,000 · no gap on FMCSA's record since May 2001
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
- One liability insurer throughout
- No gap in filed liability coverage while liability was required
Operating authority active (FMCSA's new registration system, status since Jun 4, 2001)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
13 filings and 6 authority events since 2001 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Jun 13, 2017Auto-Owners Insurance CompanyLiability · $750,000 · on fileFMCSA's new system
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Dec 15, 2016AUTO OWNERS INSURANCE COMPANYLiability · $750,000 · ended Jun 13, 2017 · superseded by the same policy6 months in forceL&I to May 14, 2026
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Sep 5, 2016NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Dec 15, 2016 · replaced by another insurera cancellation notice effective Jan 13, 2017 came after the replacement; 3 months in forceL&I to May 14, 2026
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Aug 9, 2016FMCSA revocation notice for the operating authority, dropped Aug 17, 2016opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Sep 5, 2016)L&I to May 14, 2026
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May 5, 2014NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Sep 5, 2016 · cancellation notice took effect28 months in forceL&I to May 14, 2026
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Apr 8, 2014FMCSA revocation notice for the operating authority, dropped Apr 15, 2014opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective May 5, 2014)L&I to May 14, 2026
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Mar 6, 2014NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended May 5, 2014 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Feb 7, 2014FMCSA revocation notice for the operating authority, dropped Feb 26, 2014opened after NORTHLAND INSURANCE COMPANY filed a cancellation notice (effective Mar 6, 2014)L&I to May 14, 2026
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Dec 15, 2006NORTHLAND INSURANCE COMPANYLiability · $750,000 · ended Mar 6, 2014 · cancellation notice took effect87 months in forceL&I to May 14, 2026
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Dec 15, 2004HARCO NATIONAL INSURANCE CO.Liability · $1,000,000 · ended Dec 15, 2006 · replaced by another insurer24 months in forceL&I to May 14, 2026
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Nov 18, 2004FMCSA revocation notice for the operating authority, dropped Dec 17, 2004opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Dec 15, 2004)L&I to May 14, 2026
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Dec 15, 2003EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Dec 15, 2004 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Dec 11, 2003FMCSA revocation notice for the operating authority, dropped Dec 17, 2003opened after EMPIRE FIRE & MARINE INSURANCE CO. filed a cancellation notice (effective Jan 14, 2004)L&I to May 14, 2026
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Nov 15, 2003EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Jan 14, 2004 · cancellation notice took effect2 months in forceL&I to May 14, 2026
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Nov 15, 2003EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Dec 15, 2003 · replaced by the same insurer (renewal)1 month in forceL&I to May 14, 2026
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Dec 15, 2002EMPIRE FIRE & MARINE INSURANCE CO.Liability · $1,000,000 · ended Nov 15, 2003 · cancellation notice took effect11 months in forceL&I to May 14, 2026
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Dec 15, 2001NATIONAL CASUALTY COMPANYLiability · $1,000,000 · ended Dec 15, 2002 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Jun 4, 2001Operating authority grantedL&I to May 14, 2026
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May 25, 2001NATIONAL CASUALTY COMPANYLiability · $1,000,000 · ended Dec 15, 2001 · cancellation notice took effect7 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
- Indiana (HQ) 40
- Ohio 28
- Kentucky 13
- Illinois 4
- North Carolina 2
- Tennessee 2
- Arkansas 1
- Kansas 1
42% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (63 power units: 63 filed, 55 seen roadside in 24 months).
We'd expect a typical fleet of 63 power units this active to have about 2.4 crashes a year. This motor carrier recorded 11 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 3.7 a year) — about 1.5× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 3.4 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Inspections count through the end of the latest full month of FMCSA data. Crash reports reach FMCSA weeks late, so crashes wait 1 month more. Both enter the grade as the window moves forward each month.
- Crash Sep 11, 2026 · IN · 1 injury, 0 fatalities · engine severity weight 5
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB Property| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 28 | 4.04 | |
| HOS Compliance | 6 | 0.50 | |
| Driver Fitness | 2 | 0.11 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 17 | 5.07 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JUL-26 – 31-JUL-26) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.