TEMPLE CARRIER INC
(559) 274-9032
templecarrier25@yahoo.com
2130 N Marks #204, Fresno CA 93722
25
tractors · all owned
35 drivers
1.6M mi/yr · ~64k per unit
Marginal
FRED Score 35.5 / 100
Moderate confidence
27 yrs history · 39 roadside inspections
FMCSA Live Status
Checking FMCSA…
Fleet & equipment
- Power units
- 25
- Drivers · CDL
- 35 · 35
- Annual miles
- 1.6M
| Type | Own | Term | Trip | Total |
|---|---|---|---|---|
| Trucks | 0 | 0 | 0 | 0 |
| Tractors | 25 | 0 | 0 | 25 |
| Trailers | 0 | 25 | 0 | 25 |
Registration
- Organization
- INDIVIDUAL
- Registered
- 09-28-1999 (27 yrs)
- MCS-150 Update
- 03-25-2026 (Biennial Update)
- FRED Score Date
- Nov 07, 2026
- Officer
- TARLOK SINGH CHEEMA
Cargo
60.1
medium risk
Meat
Refrigerated Food
General Freight
Fresh Produce
Paper Products
- High-Risk Cargo
- General Freight, Refrigerated Food, Meat
Note: "General Freight" is a catch-all; the actual cargo mix and its risk may differ.
Estimated from the commodity types reported to FMCSA, not from loss history or the true cargo mix.
Expected crash rate is probably higher than similar fleets (about a 70% chance), but the record is too thin to say by how much.
Similar fleets: for-hire fleets of 20–49 trucks with the same kind of operation, years in business and amount of road activity. Compared using its own crash record and roadside inspections.
This motor carrier 1.43×
ExcellentStrongSatisf.SatisfactoryMarginalPoorCritical
▲ Similar fleets 1.0×
Expected crashes, next 12 months
1.7 vs 1.2 for similar fleets
Likely 0–4 crashes
This motor carrier
1.7
Similar fleets
1.2
Chance of a fatal crash, next 12 months
~4%
About 1.4× similar fleets.
What's driving the grade
Crash history
betterworse
Higher so far, not yet proven. 4 crashes on the FMCSA record in 24 months (about 2 a year); similar fleets have about 1.2 a year. Too few crashes to be sure, so the grade counts its crash record as about 5% above typical.
Roadside inspections
betterworse
Much worse than peers. Unsafe-driving and hours-of-service violations 6.66×, violations 2.00× and out-of-service orders 1.71× the rate expected for its inspections. Together they move its crash estimate +36%. It's inspected more often than most fleets its size.
Worth a closer look
From the FMCSA record. The grade already counts the safety items; insurance filings and links to other motor carriers are not in it.
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Drivers put out of service14 out-of-service violations against drivers: 13 hours of service, 1 no valid CDL (Nov 2024 – Feb 2026).Ask: driver supervision and dispatch practices.
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Driver out-of-service rate24.2% of driver inspections end out of service vs 6.7% nationally (8 of 33). Across all its inspections, out-of-service orders run 1.71× what's expected for where and how it's inspected.
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Falsified logs8 false-log violations in 24 months.Ask: how hours are audited against ELD and fuel records.
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Unsafe drivingCited 2 for speeding 15+ mph over or in a work zone and 1 for phone use.Ask: telematics, speed governance and phone policy.
Strengths
- 4 crashes in 24 months. No injuries, no fatalities.
- No FMCSA BASIC alerts.
Data flags
-
Dangerous driving: 3
Track record
FMCSA record, Oct 2024 – Apr 2026
· grade scored on Sep 1, 2023 → Sep 30, 2026
Crashes
4
0 fatalities · 0 injuries · 0 tow-aways
Inspections
39
31% clean (no violations)
Vehicle out-of-service
19.4%
6 of 31
National avg 22.3%
Driver out-of-service
24.2%
8 of 33
National avg 6.7%
Violations
85
23 out-of-service
Inspections per quarter
With an out-of-service order
vs 11,996 peer fleets
| This motor carrier | Peers | |
|---|---|---|
| Crashes | 0.080 | 0.027 |
| Inspections | 1.48 | 1.02 |
| Violations | 1.70 | 0.71 |
| Critical violations | 0.42 | 0.14 |
Yearly rates from the last 24 months. Peers: 20–49 power units, medium-risk cargo.
What they get cited for
85 violations · 24 months-
Vehicle maintenance No alert38 · 9 OOSBrakes 14 · Lights 8 · Cargo securement 4 · Steering & suspension 2 · Tires 2 · 8 more
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Hours of service No alert34 · 13 OOSLogbook / ELD paperwork 16 · False log 8 · No log 5 · Over hours limit 5
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Unsafe driving No alert12 · 0 OOSReckless / lane 4 · Speeding 4 · Phone use 1 · Seat belt 1 · Other 2
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Driver fitness No alert1 · 1 OOSNo valid CDL 1
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Drugs & alcohol No alert0
Out-of-service violations
“No alert” = under FMCSA's BASIC intervention threshold
Violations by quarter
Tap a category to show or hide itNo violation trend data
Crashes
24 months
4 crashes
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May42026CaliforniaProperty damage onlyDark - not lighted, two-way trafficway divided unprotected median.
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Nov192025ArizonaProperty damage onlyWet road, daylight, rain, two-way trafficway divided unprotected median. Citation issued.
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Mar142025OklahomaProperty damage onlyDaylight, severe crosswinds, two-way trafficway divided unprotected median.
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Feb182025OklahomaProperty damage onlyIce road, daylight, snow, two-way trafficway divided unprotected median.
Insurance filed with FMCSA
FMCSA record through Nov 2, 2026Today · live FMCSA check
Checking FMCSA…
- Liability (BIPD)
-
$750,000 · Universal Casualty Risk Retention Group, Inc (risk retention group)on record since Apr 6, 2026 · FMCSA minimum $750,000 · no gap on FMCSA's record since Apr 2014
- Cargo filing
- not required by FMCSA (household-goods motor carriers only); the cargo policy is not on FMCSA's record
36 months to Nov 2, 2026
- 3 liability insurers on FMCSA's record, 2 changes: MS TRANSVERSE SPECIALTY INSURANCE COMPANY → Universal Casualty Risk Retention Group, Inc (Apr 2026); SOUTHLAKE SPECIALTY INSURANCE COMPANY → MS TRANSVERSE SPECIALTY INSURANCE COMPANY (Apr 2025)
- 3 cancellation notices filed by insurers; 1 took effect (the last Apr 6, 2025, replaced the same day); 2 replaced before they took effect
- No gap in filed liability coverage while liability was required
Authority
- FMCSA notices resolved in time: 3
Operating authority active (FMCSA's new registration system, status since Jun 3, 2013)
FMCSA filings only, not a policy audit. Not part of the FRED grade. Wrong or out of date?
Every insurance filing on the FMCSA record
23 filings and 18 authority events since 1999 · FMCSA record through Nov 2, 2026
Every insurance filing on the FMCSA record
23 filings and 18 authority events since 1999 · FMCSA record through Nov 2, 2026
Newest first. Insurer names as filed. FMCSA does not publish why a filing was cancelled.
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Apr 6, 2026Universal Casualty Risk Retention Group, Inc (risk retention group)Liability · $750,000 · on fileFMCSA's new system
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Nov 24, 2025MS TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 6, 2026 · replaced by another insurer4 months in forceL&I to May 14, 2026
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Nov 20, 2025FMCSA revocation notice for the operating authority, dropped Nov 26, 2025opened after MS TRANSVERSE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Dec 17, 2025)L&I to May 14, 2026
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Apr 6, 2025MS TRANSVERSE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Nov 24, 2025 · superseded by the same policya cancellation notice effective Dec 17, 2025 came after the replacement; 8 months in forceL&I to May 14, 2026
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Mar 10, 2025FMCSA revocation notice for the operating authority, dropped Apr 1, 2025opened after SOUTHLAKE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 6, 2025)L&I to May 14, 2026
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Apr 6, 2024SOUTHLAKE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 6, 2025 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 11, 2024FMCSA revocation notice for the operating authority, dropped Apr 1, 2024opened after SOUTHLAKE SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Apr 7, 2024)L&I to May 14, 2026
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Apr 6, 2023SOUTHLAKE SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 6, 2024 · replaced by the same insurer (renewal)a cancellation notice effective Apr 7, 2024 came after the replacement; 12 months in forceL&I to May 14, 2026
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Apr 6, 2022UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 6, 2023 · replaced by another insurer12 months in forceL&I to May 14, 2026
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Oct 28, 2021UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Apr 6, 2022 · replaced by the same insurer (renewal)5 months in forceL&I to May 14, 2026
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Oct 1, 2021FMCSA revocation notice for the operating authority, dropped Oct 27, 2021opened after UNITED SPECIALTY INSURANCE COMPANY filed a cancellation notice (effective Oct 28, 2021)L&I to May 14, 2026
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Apr 6, 2021UNITED SPECIALTY INSURANCE COMPANYLiability · $750,000 · ended Oct 28, 2021 · cancellation notice took effect7 months in forceL&I to May 14, 2026
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Mar 10, 2021FMCSA revocation notice for the operating authority, dropped Mar 31, 2021opened after CANAL INSURANCE CO. filed a cancellation notice (effective Apr 6, 2021)L&I to May 14, 2026
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Apr 6, 2019CANAL INSURANCE CO.Liability · $750,000 · ended Apr 6, 2021 · cancellation notice took effect24 months in forceL&I to May 14, 2026
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Mar 11, 2019FMCSA revocation notice for the operating authority, dropped Mar 29, 2019opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 6, 2019)L&I to May 14, 2026
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Nov 9, 2018NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Apr 6, 2019 · cancellation notice took effect5 months in forceL&I to May 14, 2026
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Jul 13, 2018NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Nov 9, 2018 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Apr 6, 2018NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Jul 13, 2018 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Mar 12, 2018FMCSA revocation notice for the operating authority, dropped Mar 28, 2018opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 6, 2018)L&I to May 14, 2026
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Apr 6, 2017NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Apr 6, 2018 · cancellation notice took effect12 months in forceL&I to May 14, 2026
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Mar 10, 2017FMCSA revocation notice for the operating authority, dropped Mar 31, 2017opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Apr 6, 2017)L&I to May 14, 2026
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Dec 12, 2016NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Apr 6, 2017 · cancellation notice took effect4 months in forceL&I to May 14, 2026
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Sep 13, 2016NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Dec 12, 2016 · cancellation notice took effect3 months in forceL&I to May 14, 2026
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Aug 17, 2016FMCSA revocation notice for the operating authority, dropped Aug 29, 2016opened after NATIONAL CONTINENTAL INSURANCE CO. filed a cancellation notice (effective Sep 13, 2016)L&I to May 14, 2026
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Jul 15, 2016NATIONAL CONTINENTAL INSURANCE CO.Liability · $750,000 · ended Sep 13, 2016 · cancellation notice took effect2 months in forceL&I to May 14, 2026
What the terms mean
- Liability filing (BIPD):
- The insurer's certificate (form BMC-91 or 91X) that the motor carrier carries bodily-injury and property-damage liability at or above FMCSA's minimum. A BMC-82 is the same promise made by a surety bond.
- FMCSA minimum:
- $750,000 for general freight in vehicles of 10,001 lb or more; $300,000 under 10,001 lb; $1,000,000 for oil and some hazardous materials; $5,000,000 for bulk hazardous materials (49 CFR 387.9).
- Primary / excess:
- An excess filing sits on top of a primary one; together they make the total filed limit.
- Replaced:
- A new filing took over from this one. Replaced the same day is an ordinary change of insurer or renewal.
- Cancellation notice:
- Form BMC-35 (insurance) or BMC-36 (bond): the insurer tells FMCSA the filing ends in 30 days. The insurer files it whether the insurer or the motor carrier ended the policy; FMCSA does not publish the reason.
- Cancellation processed by FMCSA:
- FMCSA itself ended the filing, for example when the authority was revoked.
- Lapse:
- Time with no liability filing on FMCSA's record while the authority required one. A filing received later can be back-dated, which closes a lapse after the fact.
- Suspended for insurance:
- FMCSA suspended the operating authority because no filing meeting the minimum was on file. FMCSA's records state this reason only since May 14, 2026; before then they show a revocation notice without a cause.
- FMCSA notice resolved in time:
- Before May 14, 2026, FMCSA served a revocation notice when a required filing lapsed and dropped it when the filing was restored. The notice does not say which filing lapsed.
- Suspension notice:
- Since May 14, 2026, FMCSA serves a notice that the authority will be suspended on a date unless the missing filing is restored. The notice does not say which filing.
- Cargo filing:
- Form BMC-34. FMCSA has required it only of household-goods motor carriers and forwarders since 2011, so most motor carriers' cargo policies are not on FMCSA's record.
- Broker bond / trust fund:
- Form BMC-84 (surety bond) or BMC-85 (trust fund): the $75,000 security a broker or freight forwarder must keep on file.
- Self-insurance authority:
- FMCSA lets a few large motor carriers carry their own liability; it appears as a filing by "Self-Insured".
- Risk retention group:
- An insurer owned by its policyholders (often trucking groups). It is not covered by state insurance guaranty funds.
- FMCSA record through:
- The date of the FMCSA file this section was built from. Dockets FMCSA's new system has not yet published are shown from the legacy record, frozen on May 14, 2026.
FMCSA's record of the insurance filed for this motor carrier's operating authority (forms BMC-91/91X liability, BMC-34 cargo, BMC-84/85 broker bond or trust), not the motor carrier's full insurance program. Only for-hire motor carriers with operating authority file with FMCSA; private and intrastate-only motor carriers keep proof of insurance at their place of business, so no filing does not mean no insurance. A filed limit is the amount the insurer certified to FMCSA, which can be below the policy's full limits; cargo and bond filings are shown as on file or not because FMCSA records the federal minimum rather than the policy amount. FMCSA's new registration system (May 14, 2026) publishes a partial set of dockets; a docket not yet in it is shown from the legacy record, frozen on that date, and the live check above is today's reading. Not part of the FRED grade. Wrong or out of date?
Where it happens
Loading map data…
Inspections by state
- California (HQ) 20
- Arizona 8
- New Mexico 6
- Texas 3
- Arkansas 1
- Washington 1
51% of inspections were in its home state.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
How this grade is calculated
The model, its inputs, the window it scored and its confidence. For actuaries and anyone checking the work.
Forward 12-Month Risk Outlook
The FRED Score predicts this motor carrier's crash risk over the next 12 months — how often they're likely to crash and how severe those crashes tend to be — versus a typical fleet of its size (25 power units: 25 filed, 19 seen roadside in 24 months).
Crash Outlook vs Peer Fleet
crashes per year · same scale
Average peer fleet
1.2
Actual, per year in window
1.3
Projected, next 12 mo
1.7
0
1
2
We'd expect a typical fleet of 25 power units this active to have about 1.2 crashes a year. This motor carrier recorded 4 in its scoring window (Sep 1, 2023 → Aug 31, 2026, about 1.3 a year) — about 1.2× a typical fleet. Factoring in its inspection and violation record inside that window and the credibility of its own experience, the model projects about 1.7 over the next 12 — about 1.4× the typical fleet. When this motor carrier does crash, those crashes tend to be substantially more severe than average — roughly 3.3× the injury/fatal weight of a typical crash.
Fatal-crash risk: about 4% chance in the next 12 months
Modeled fatal-crash rate is roughly 1.4× that of similar fleets (likelihood of at least one fatal crash, from its exposure and safety profile).
Track Record Used
Crashes Sep 1, 2023 → Aug 31, 2026 · inspections Oct 1, 2024 → Sep 30, 2026 · data as of Oct 29, 2026
Inside that window:
38 inspections
and 4 crashes.
The FMCSA record tables now hold 39 inspections and 4 crashes in that window — the SMS data moved after this grade was computed.
Confidence: Moderate · Z = 0.44
Marginal — 1.43x its class rate (cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11). Class rate 0.046 crashes per power-unit-year for a 25-unit for-hire fleet (pu20_49). Violations 1.36x (driver behaviour 6.66x, out-of-service 1.71x, all violations 2.00x; 38 inspections). Experience 1.05x: 2.7 decayed crashes against 2.4 expected over 36 months (credibility 0.44, a 3.06). 80% range 0.72–2.25x. Last change: no change since the last run.
No change since the previous weekly run.
What Drives This Score
1.00× = this motor carrier's class rate
FRED multiplies three factors: the class rate a fleet of this size, class and activity is expected to run, a violation relativity from its roadside record, and its own crash experience over 36 months weighted by how much exposure stands behind it. The grade is the band of the resulting relativity to class, then the screens.
Class rate
4.6 crashes per 100 power-unit-years
25 power units · 1.16 expected crashes a year
Violation relativity
1.36×
38 inspections in window
Crash experience
1.05×
2.7 decayed crashes vs 2.4 expected · credibility 0.44
Driver behaviour
Out-of-service rate
All violations
0×1× class2×+
Each sub-relativity is shrunk toward its cohort rate when the record is thin (Bühlmann credibility), so a short record reads close to 1.00×.
Relativity to class 1.43× (80% range 0.72–2.25×)
· band Marginal
· cuts: Excellent <0.60, Strong <0.76, Satisfactory <1.06, Marginal <1.57, Poor <2.11, Critical above
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA records
BASIC measures and every inspection, violation and crash, sortable and filterable.
FMCSA BASIC Scores
AB PropertyTotal Inspections
39
Driver Insp
33
Driver OOS
8
Vehicle Insp
31
Vehicle OOS
6
| BASIC | Insp w/ Viol | Measure | Alert |
|---|---|---|---|
| Unsafe Driving | 11 | 3.76 | |
| HOS Compliance | 15 | 3.83 | |
| Driver Fitness | 1 | 0.23 | |
| Controlled Substances | 0 | 0.00 | |
| Vehicle Maintenance | 17 | 4.49 |
SMS record data is sourced from FMCSA's Safety Measurement System (01-JAN-25 – 31-MAY-25) and may cover a different time window than the scoring window used for the FRED grade (Sep 1, 2023 → Sep 30, 2026). Counts here may differ from the grade's in-window counts.